UCHE

OKECHUKWU

adto0r@r.postjobfree.com

240-***-****

Laurel, MD 20707

SKILLS

Investigation expert

Risk Management

Due Diligence

Report Writing

Analytical

Excel

Data Documentation

Information Verification

High risk account reviews

MS Office

Self-Motivated

Flexible and Adaptable

Lending regulations

Problem-Solving

Credit programs

Critical Thinking

Attention to Detail

Ability to multi-task

EDUCATION

Rivers State University

Rivers

Bachelor of Science: Science

PROFESSIONAL SUMMARY

Meticulous AML/BSA/KYC Analyst with over 3years of working experience in the banking sector. Dedicated professional with strong knowledge of, Anti-Money Laundering, High risk reviews, Know Your Customer (KYC), Ongoing transaction monitoring, Have a deep understanding of USA PATRIOT Act and PEP Screening. Adept at applying KYC guidelines to prevent funds from being used for fraudulent purposes. Highly organized professional who is ready to take on a new role with a company that value dedication and work ethics.

WORK HISTORY

First Citizens Bank - AML/ KYC Analyst

Annapolis, MD • 08/2020 - Current

Perform background checks, customer research, transactional analysis using software/ databases such as Lexis-Nexis, World-check

Prepare and file suspicious Activity Report (SAR)

Reviewed account transactions monthly, taking note of any suspicious activities

Escalate account if PEP found or Negative news Reports

Performed Customer Due Diligence and Enhanced Due Diligence for the purpose of assessing and mitigating the risk associated with onboarding new clients and maintaining existing client relationships

Transaction monitoring of international and domestic wires, POS, ACH and Monetary instruments

Perform periodic KYC reviews on risk based schedule

Identified fraud patterns and anomalies through analysis of large quantities of data

Conduct thorough customer and enhanced due diligence research using client systems and other information resources to determine whether AML risk exists

Mobile and convenience check review including personal and business .

Filling of CTR form 104 on time.

Quality mobile and convenience check review using Ensenta and Regulator by going through customers GPV.

Prepared high-risk reviews with results and recommendations for customer onboarding, closure and retention.

Participate in new client onboarding and contract renewal processes, conducting due diligence on contract performance, and recommending adjustments to better meet clients need.

Report suspicious activity to appropriate regulatory body.

Account escalation.

Assist in OFAC -related tasks such as reviewing reports, alerts, and conducting searches, and taking appropriate action to both false and positive hits.

Facilitated communication with onboarding team to gather information and onboarding documentation.

314a and 314b reporting

Conducted thorough reviews for high risk clients based on stratified risk level guidelines.

Report large cash transaction activities.

Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.

Developed diagrams to describe and lay out logical operational steps.

Reviewed suspected activity on checks using Emailage and TLO

EagleBank - AML/BSA Analyst

Silver Spring, MD • 07/2018 - 07/2020

Reviewed alerts and recommended enhancements to capture unusual activity while limiting false positives

Responsible for assigning, reviewing and working of pre- approvals to the Analyst

Ensure bank wide adherence to all internal policies and procedures for the BSA

Demonstrate ability to learn rapidly and adapt quickly to new processes and technology

Perform daily monitoring to identify suspicious activity and recommends SARs as necessary

Assist with BSA and OFAC risk assessments

Conduct investigation by utilizing bank's resources

Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents

Conducted periodic internal account or customer reviews to identify potentially suspicious activity.

Installed system updates to address vulnerabilities and reduce security issues.

Organized system operating procedures to strengthen controls.

Educated stakeholders on data protection tactics to reduce breaches.

Developed diagrams to describe and lay out logical operational steps.

TOOLS USED

Eva,Toolbox,Regulator,Emailage,TLO,Remitco,AppEdit,CCD,Well fargo CEO,Lexis Nexis,SAM8,AMLOCK,Toolbox,Microsoft application

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