Analyst Customer
Resume:
UCHE
OKECHUKWU
*****************@*****.***
Laurel, MD 20707
SKILLS
Investigation expert
Risk Management
Due Diligence
Report Writing
Analytical
Excel
Data Documentation
Information Verification
High risk account reviews
MS Office
Self-Motivated
Flexible and Adaptable
Lending regulations
Problem-Solving
Credit programs
Critical Thinking
Attention to Detail
Ability to multi-task
EDUCATION
Rivers State University
Rivers
Bachelor of Science: Science
PROFESSIONAL SUMMARY
Meticulous AML/BSA/KYC Analyst with over 3years of working experience in the banking sector. Dedicated professional with strong knowledge of, Anti-Money Laundering, High risk reviews, Know Your Customer (KYC), Ongoing transaction monitoring, Have a deep understanding of USA PATRIOT Act and PEP Screening. Adept at applying KYC guidelines to prevent funds from being used for fraudulent purposes. Highly organized professional who is ready to take on a new role with a company that value dedication and work ethics.
WORK HISTORY
First Citizens Bank - AML/ KYC Analyst
Annapolis, MD • 08/2020 - Current
Perform background checks, customer research, transactional analysis using software/ databases such as Lexis-Nexis, World-check
Prepare and file suspicious Activity Report (SAR)
Reviewed account transactions monthly, taking note of any suspicious activities
Escalate account if PEP found or Negative news Reports
Performed Customer Due Diligence and Enhanced Due Diligence for the purpose of assessing and mitigating the risk associated with onboarding new clients and maintaining existing client relationships
Transaction monitoring of international and domestic wires, POS, ACH and Monetary instruments
Perform periodic KYC reviews on risk based schedule
Identified fraud patterns and anomalies through analysis of large quantities of data
Conduct thorough customer and enhanced due diligence research using client systems and other information resources to determine whether AML risk exists
Mobile and convenience check review including personal and business .
Filling of CTR form 104 on time.
Quality mobile and convenience check review using Ensenta and Regulator by going through customers GPV.
Prepared high-risk reviews with results and recommendations for customer onboarding, closure and retention.
Participate in new client onboarding and contract renewal processes, conducting due diligence on contract performance, and recommending adjustments to better meet clients need.
Report suspicious activity to appropriate regulatory body.
Account escalation.
Assist in OFAC -related tasks such as reviewing reports, alerts, and conducting searches, and taking appropriate action to both false and positive hits.
Facilitated communication with onboarding team to gather information and onboarding documentation.
314a and 314b reporting
Conducted thorough reviews for high risk clients based on stratified risk level guidelines.
Report large cash transaction activities.
Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
Developed diagrams to describe and lay out logical operational steps.
Reviewed suspected activity on checks using Emailage and TLO
EagleBank - AML/BSA Analyst
Silver Spring, MD • 07/2018 - 07/2020
Reviewed alerts and recommended enhancements to capture unusual activity while limiting false positives
Responsible for assigning, reviewing and working of pre- approvals to the Analyst
Ensure bank wide adherence to all internal policies and procedures for the BSA
Demonstrate ability to learn rapidly and adapt quickly to new processes and technology
Perform daily monitoring to identify suspicious activity and recommends SARs as necessary
Assist with BSA and OFAC risk assessments
Conduct investigation by utilizing bank's resources
Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents
Conducted periodic internal account or customer reviews to identify potentially suspicious activity.
Installed system updates to address vulnerabilities and reduce security issues.
Organized system operating procedures to strengthen controls.
Educated stakeholders on data protection tactics to reduce breaches.
Developed diagrams to describe and lay out logical operational steps.
TOOLS USED
Eva,Toolbox,Regulator,Emailage,TLO,Remitco,AppEdit,CCD,Well fargo CEO,Lexis Nexis,SAM8,AMLOCK,Toolbox,Microsoft application
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