Foreclosure Specialist Service Representative
Resume:
Rhonda Kay Sims
Dallas, TX *****
214-***-**** (H)
469-***-**** (M)
*************@*****.***
Skills and Software
Mortgage / Title/ Bankruptcy / Foreclosure FHA/VA / HUD / Escrow Loan Processing/
Integrity/Math/Calculations Adobe / MS Excel / MS Outlook / MS Word / RamQuest/ Softpro/ACS/
Analytical I Proofreading / Problem Solving/ AS400/ Accurint /Pacer /Property Info/Data Tree/
Courthouse Direct/Softpro Select/Customer Service Representative/Receptionists/TDI/
Available and eager to begin work immediately.
Professional Experience
Capital Title of Texas
June 2021- July 2022
Examine and verify titles.
Search real estate records.
Summarize legal or insurance documents.
Compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.
Search, analyze, and evaluate records relating to titles of homes, land, and buildings.
Ensure that the title to a property in question has no restrictions that may prevent or hinder its sale or use.
Issue title insurance, acquire rights of way, buy and sell property, grant mortgage loans, and obtain and protect mineral rights.
Search public and private records for law firms, real estate agencies, or title insurance companies.
Examine deeds, deeds of trust, liens, judgments, easements, and plats/maps to determine ownership, encumbrances, and to verify legal descriptions of property.
Examine title reports from outside abstractors.
WGF National Title
May 2014 June 2021
Abstractor/ Examiner
Copies or summarizes recorded documents, such as mortgages, trust deeds, and contracts, affecting title to property.
Examines mortgages, liens, judgements, easements, plat books, maps, contracts, and agreements to verify legal description
of ownership, restrictions, or conformity to requirements. Analyzes encumbrances to title, statutes and case law, and
prepares report outlining encumbrances and action required to clear title. Searches records to determine if delinquent
taxes are due. Prepares correspondence and other records. Confers with interested parties to resolve problems and impart information.
Providence Title
April 2013 November 2013
Abstractor/ Examiner
Examine title orders within company guidelines to determine the conditions of the title and insurability
by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens,
judgments, assessments, probates, and other matters of record
Research respective title plant software, analyze and evaluate pertinent record documents for
determination of ownership, legal descriptions, and any conjunction to title
Explain chain of title, exceptions, and requirements to customers and managers
Recognize title defects and formulate curative equipment's
Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of
the local title manager, state title manager or underwriter, as appropriate
Maintain proper production levels and delivery standards daily
Review surveys prepared on properties, if applicable
Barrett, Burke, Wilson, Castle Daffin & Frappier, L.L.P.
June 2010 – April 2013
Title Analyst NDEX Title Services
•Abstractor/ Examiner
• Residential property examination; research to assure title insurance via automated geographic
indexed title plant and microfilm geographic card plant in the state of Texas: Dallas Tarrant, Collin,
Denton counties
•Compile property data history chain reports, abstractor certificates and property profiles
•Provide courthouse and taxing entity documents: probates, divorces, tax suits and litigation data
Chicago Title Insurance Company/ Fidelity National Financial
April 2004 June 2009
Senior Residential Examiner
•Research public records examine title to determine legal condition of property
•Examine copy of records such as abstract of judgments, easements, vital statistics, and plat and map
books to determine ownership and legal restrictions
•Verify legal description of property
•Abstract recorded documents such as mortgages, trust deeds, and contracts affecting condition of the
title of property
•Analyze and prepare report outlining restrictions and requirements required to clear title
•Ran queue daily to identify orders that need to be processed
•Research for pertinent property information
•Create packages for examination
•Ensure other Examiners work was accurate
•Examine file and prepared to forward to Closers
Land of Records of Texas
August 2004 – April 2005
Examiner Bankruptcy/Foreclosure Specialist
•Provide attorneys/clients with accurate and complete foreclosure report/title
Documentation per Company standard operating procedures
• Verify all information in title, to ensure all accompanying documentation is accurate and complete
Title Texas, Inc.
June 2003 June 2004
Residential Examiner
• Conduct searches, microfilm, tract records and courthouse records on various counties.
• Examining counties in Ellis, Rockwall, Dallas, Tarrant, Collin and Denton counties
• Assist with customer service issues as needed
Chicago Title Insurance Company I Fidelity National Financial
July 1991 to June 2003
Senior Residential Examiner
•Research all public records, to determine legal condition and ownership of property
•Examine copy of records, abstract of judgments, easements, vital statistics, plat /map book to
determine ownership and legal restrictions
•Abstract recorded documents such as mortgages, trust deeds, and contracts affecting condition of the
title of property
•Research for pertinent property information
•Create packages for examination
•Q.C. other Examiners files to ensure accuracy
• Prepare all completed files to be forwarded to Closers.
EDUCATION
South Oak High School
El Centro Community Associates Degree
Contact this candidate