Bankruptcy Specialist Underwriter

Kim Nelson **********@*****.***

317-***-**** • **20 Winona Dr., Indianapolis, IN 46236

Summary of Qualifications

An independent, nimble, and organized professional with the desire to be an asset in this challenging mortgage market. I’m a motivated, experienced, analytical problem solver with the ability to manage multiple tasks in a high-pressure environment. I successfully navigated the daily challenges of contribute to your team’s success. I’m a motivated, analytical problem solver with the ability to manage multiple tasks in a high-pressure environment. I would appreciate the opportunity to discuss how I can be an asset for your team today!

Experience

HOMEPOINT FINANCIAL, Operations

Mortgage Underwriting Team Lead Sept 2020-Sept 2022

●Managed a team of Underwriters and Jr Underwriters. Met and exceeded company production goals daily. Managed timecards, production and conducted daily meetings. Made critical decisions for credit and risk.

●Continued to underwrite FNMA/FHLMC conventional loans, Jumbo Loans, FHA Loans, Non-QM Loans and VA IRRL Loans. Reviewed appraisal reports for compliance. Worked reviewing files for the training department to ensure accuracy and compliance to investor delivery guidelines. Tested new company system for underwriting.

●Daily job requirements include maintaining close attention to detail while working diligently to maintain production volume and quality while managing a large team of Underwriters and Jr Underwriters. The ability to work independently and as part of a team while providing a personalized customer experience was vital.

●Fundamental understanding of the complete Microsoft Office Suite, Ellie Mae (AIQ) document management, LOS (Encompass), Blue Sage, Blitzdocs, Appian Validation Tool, DU, LP, Dayforce (employee records), Workspace, Fraud Guard and FHA Connection. Understanding and ability to constantly review dense lender and investor guidelines was also required daily.

Home Bridge Financial Sept 2016-Sept 2018

●Underwriter

●Underwriter for conventional loans, FHA Loans, Jumbo Loans, Non-QM Loans and VA IRRL Loans.

●Utilized Encompass, Blue Sage, Blitzdocs. Fraud Guard, FHA Connection, ADP.

Sagamore Mortgage

Underwriter June 2012-Oct 2015

● Credit underwriting for conventional, FHA and VA IRRRL Loans. Utilized Harland E3 LOS.

Stonegate Mortgage

Underwriter June 2012-Oct 2015

●Credit underwriter for conventional mortgages all products. Utilized Harlan E# LOS.

Aurora Bank

Supervisor/Underwriter Oct2008-June 2012

●Supervised Foreclosure Prevention, Loss Prevention, Mitigation and Underwriting. Underwrote Alt A, Conventional, Agency Insured, Scratch and Dent, Jumbo and Hafa Loans and Modifications to investor guidelines. Mitigated risk.

Earlier Career Experience

Prior Work History-Taught in Lawrence Township schools for several years.

GMAC-Auto Financing-Collections, records, bankruptcy specialist.

Education

Indiana University (Indianapolis)

Batchelor of Science Education

References

Michele Vanderzeyde, Sr Director - Underwriting 317-***-****

Jennifer Clark, Director - Underwriting 724-***-****

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