MARY MEDINA
Katy, TX *****
********@*****.***
Professional Summary:
Experienced professional with a successful career in administration, mortgage, banking, data entry, and business development. Proactive Office Administrator with ability to adapt to detailed administrative processes. Ability to manage team and lead team for success. Leadership skills with ability to analyze problems logically and objectively weighing pros and cons of issues and able to make efficient, sensible, and often tough decisions. Possess excellent interpersonal, analytical, and organizational skills. Proactive when making bold, sweeping changes, especially with respect to complex issues.
Employment History:
Document Specialist
6/2021-10/2022 Brown, Fowler, Alsup,& Polasek (remote)
Review Title Commitment, Surveys, Appraisals, Note, Deed of Trust, and Closing Disclosures, and other loan documents
Generate Various Warranty Deeds according to Lender request
Determine accuracy of documents and input in LDM system
Responsible for selecting correct product type and invoice accuracy for payment
Work with Title Agencies and Lenders to clear exceptions for closings
Process loans efficiently, meet daily deadlines, assist team members during heavy work volume
Claims Specialist II (remote)
6/5/18-5/2021 Mortgage Asset Management/RMS Houston, TX
Identified Claimable and Non-Claimable expenses for submission to HUD
Packaged Hud Claim Packages for reviewers when needed and followed up on outstanding documents for completion
Provided detailed administrative support to insure office operation.
Consultant
6/16-3/18 Mission Capital Buffalo, NY (Contract)
Reviewed CEMA and CoOp loans
Due diligence review on Note, Deed, Assignments, and Coop documents for execution, chain, and accuracy
QC’d and reviewed files previously audited by other consultants
SBA Closer Assistant/Office Administrator
9/15-5/16 Icon Bank Houston, TX
Ran OFAC on borrowers/guarantors & prepare draft CIP forms
Paid invoices as requested and handled all documents and saved in appropriate folders designated by officer
Reviewed/reconciled outstanding exceptions on recently closed loans and advancing SBA loans
Prepared internal bank forms as requested for approved loans and processed advance request for borrowers as needed
Administered and maintained daily front office operations, including meeting with clients, answering phone calls, and supporting office staff
Title Curative Specialist (remote)
9/13-9/15 Vendor Connect, LLC, Houston, TX
Responsible for interpreting title searches, legal descriptions, and title vesting
Reviewed outstanding payments and contacted vendors to prepare payment request accordingly to clear title
Processed payment requests to servicers and handled problem files with escalations to FNMA
Senior Analyst Supervisor/Independent Foreclosure Review
09/11-1/13 Solomon and Edwards Group, Dallas, TX
Responsible for coordinating with Project Managers in planning, organizing, and coordinating daily activities in relations to the engagement
Reviewed servicing files to determine if all required loss mitigation activities were handled and documented in accordance with the requirements of HAMP, proprietary modification guidelines or other program requirements they pertain to at the time of Foreclosure process
Reviewed loans to make sure no violation or discriminatory practice occurred by the lender in relations with foreclosure, fees, bankruptcy, and ownership of loan
Obtained documents for clearing loan exceptions
Administrative duties include working closely with Senior Staff regarding needs, issues, and concerns in the office
Administrative/Due Diligence Consultant (TCBA Residential Project – Contract)
03/11-06/11 Solomon and Edwards Group, Dallas, TX
Assisted with servicing assessment reviews
Reviewed and analyzed collateral and financial statements, tax returns, bank statements, HUD-1, pay records, credit reports, property appraisal and calculated applicable ratios to ensure the borrower qualified for the loan and collateral
Ensured documents were consistent and in compliance with company and industry guidelines
Performed collateral risk management to include surveillance & loss mitigation
Portfolio Analyst/Investor Accounting
08/10-3/11 Situs, Houston, TX
Managed Investor and Borrower relationship and reviewed cash management for loans
Managed payoff process, escrow tax, and insurance administration
Managed workflow and process to ensure all aspects of loans assigned are managed in governance with loan documentation and policy procedures
Operations, Investigation, and Asset Servicing Professional/ FDIC projects (Contract)
03/09-08/10 Solomon and Edwards Group, Nationwide
Responsible for daily operational issues including accounting, reporting (preparation and review), technical data, and reconciliations
Interpreted financial reports and various loan documents
Reviewed bank documentations including bank papers, regulatory examinations, mortgage papers, and target loans
Archived appropriate documents for future review and possible use in civil of criminal litigation support
Ensured receipt of ongoing financial operating statements from court appointed receivers
Reviewed financials for follow-up issues requiring resolution, memorialize issues in memo format
Senior Loan Consultant/Whitney Bank project (8/08-3/09)
Reviewed collateral documentation to determine accuracy of the following NAICS industry coding, call codes based on established standards, mortgage purpose codes based on established bank standards, collateral codes, and custom coding.
Reviewed documents such as flood certificates, approved credit, memorandums, security agreements, and deeds of trust.
Senior Loan Consultant/Franklin Bank project (3/08-8/08)
Worked on reviewing commercial and residential loans
Data integrity on loans to be purchased, cleared exceptions for purchase, contacted title companies and insurance companies for missing documents
Underwriter/Loan Consultant
04/06-10-07 Washington Mutual, Houston, TX
Underwriter for small business lending and reviewed credit reports and financial statements
Interacted with field coordinators, loan consultants, and managers to expedite loans to booking
Analyzed Article of Organization, partnership agreement, and trust documentation
Education
1986 – South Houston High School
References: Upon Request