Personal Profile

Over ** years experienced multi-skilled Projects Manager, Business Analyst, PMO, SAP Core Banking Support Lead, Open Banking Manager Stakeholder Manager, Implementations Manager and ERP SAP S4HANA FICO, Oracle EBS Financial Consultant with a superb track record, who managed IT banking projects in various environments as well as a seasoned Retail/Corporate Banking Professional/Subject Matter Expert. I undertake challenging Core Banking Application, Cash Management Application, Business Analysis, SAP FICO and Oracle Financial project assignments meet tight deadlines and deliver superior performance. I possess practical knowledge in Financial Accounting, Controlling, Multi Currency Accounting, General Ledger, Corporate, Commercial, SME Banking, and Retail Banking. I can manage stakeholder expectations and willing to take full responsibility for the delivering of Banking and SAP project implementation and integration objectives. Muhammad is an easy going individual who enjoys challenging and diverse Banking, SAP Project Management, SAP Cloud Platform Integration, SAP S4HANA FICO, HCM, GL/MCA roles and is confident working with technical and functional experts from any industry.

I am looking to join as Senior Project Manager / Senior Business Analyst / Digital Transformation Manager / SAP Activate PM and SM / SAP CPI Consultant/SAP FICO Role/IT Consultant where I wish to contribute my knowledge and experience with passion and enthusiasm for value creation.

Academic Qualifications & Certifications

1.MBA – Banking and Finance, Punjab University Lahore, Pakistan - Completed 2007

2.B.COM, Punjab College of Commerce, (Punjab University) Lahore, Pakistan – Completed 1998

3.Certified Banker JAIBP – The Institute of Bankers Pakistan Completed 2013

4.Certified Banker AIBP The Institute of Bankers Pakistan Completed 2016

Information Technology Qualifications & Certifications

1.Google Project Management Professional Certification (Waterfall, Agile, Scrum and Hybrid)

2.SAP Integrated Business Processes in SAP S4/HANA (1809) from IT Services by FFCL

3.SAP Certified Application Associate - SAP Cloud Platform Integration

4.SAP Certified Technology Associate - SAP Solution Manager Mandatory and Managed System Configuration (7.2 SPS8)

5.SAP Certified Associate - SAP Activate Project Manager

6.SAP Certified Technology Associate - SAP Fiori System Administration

7.SAP Certified Application Associate - SAP S/4HANA for Financial Accounting Associates (1809)

8.SAP Certified Application Associate - SAP S/4HANA for Management Accounting Associates (1809)

9.PMP, PMI, USA 42 Contact Hours Certification Training attained from IT Height, 2017

10.Master in Computer Science, PIMCS, 3.03/4.00, Completed 2003

11.Microsoft Certified System Engineer (MCSE) Microsoft Corporation

12.SAP Certified Financial Accounting Application Associate ECC 6

13.ERP – Industrial Implementation, Project Management & Development, from Punjab University

14.Oracle Certified EBS R12.0 Implementation, GL, AP Expert, PITB, Abacus consult & Oracle University 80%

15.IT Systems Audit, Punjab University & Harrington Management System

16.Internet and Web Page Designing with HTML from British Counsel Lahore

17.Spreadsheet using Lotus 123 from Department of Mathematics, University of the Punjab

18.Diploma in Computer Applications from Royal Institute of Computer Sciences

19.Certificate in JAVA Programming and Diploma in JAVA Language from Opstec Institute

Areas of Expertise

Project Implementation

Project Management/PMO

Agile Methodologies

Core Banking System

Project Delivery

Corporate Banking

Retail Banking

Business Analysis

Commercial/SME Banking

SDLC/UAT/Design/SOPs

Digital Transformation

Scrum Master

Fintechs

Open Banking

SAP ACTIVATE PM

SAP S/4 HANA FICO

Projects Implemented

1.Oracle Flex Cube Core Banking Implementation system in all Branches of Askari Bank Limited from June 2011 to December 2012. Core Banking System Maintenance Continued:

Project implementation delivery completed for 350 Branches in whole country

We are maintaining core Banking System 575 Branches in whole country

We are providing troubleshooting and resolution/work around for issues in core Banking

We are providing users with assistance in problem determination and resolution as well escalate problems as specified by the Services Levels in regional level and country level

We participate on call support beyond business hours on rotation, for priority 1 each and every issue at regional or country level.

We coordinate with Level 3 support team for the issues requiring code changes as per change approval in the Core Banking System.

We are aiding in resolution on IT infrastructure changes at country level

2.Credit Management System Development, Implementation and Deployment in all Askari Bank Branches from June 2010 to April 2011. Credit Management System Maintenance/Support Continued.

3.Freelance Network and ERP, development, implementation, and deployment project in Food FMCG industry from November 2015 to May 2016. After Successful Project Delivery Support and Customization Continued.

4.ERP FI, CO and HCM module implementation in Askari Bank Head Office and Controlling offices from Jan 2016 to December 2016. After Successful Project Delivery Support and Maintenance Continued.

5.Successfully implemented SAP CRM for Vendor Payments, Salary Payments of Employees of Corporate Clients, Real Estate Installments Collection Projects, and Various other Payments/Collections with ABA files from October 2016 to Jan 2017. After Successful Project Delivery Support and Maintenance Continued. We are providing project implementation to new customers.

6.Enhancement Project BF_FIN_GL-MCA: Business Function Multi Currency Accounting (New) in Askari Bank Limited from Mar 2017 to Jul 2017. After Successful Project Delivery Support and Maintenance Continued.

Work Experience

Manager, Project Management Office/AVP

FINCA Microfinance Bank Limited May 2022 – To date

Head Office XX Sector DHA Phase III Lahore

Project Management:

I am handling following scope of projects:

Regulatory Compliance Project

Subsidiary Funded Projects

Grant Funded Projects

Core Banking System Projects

Digital Finance Solution Projects

Workflow Management Projects

IT Infrastructure and Design Projects

Process Re-engineering Projects

Product Design and Delivery Channel Design Projects

Customer Growth/Acquisition Projects

Organizational Change Products

ASKAR BANK LIMITED . Lahore, Pakistan . 2001 – March 2022

One of the top tier Banks in Pakistan which has concentrated on growth improving service quality, investment in technology and people, utilizing its extensive branch network which include Conventional and Islamic Banking.

Implementation Manager/Core Banking System Support Branch Banking – Projects

Askari Bank Ltd. August 2016 – March 2022

Regional Office - Central Lahore, Pakistan

We are providing Branch Banking Project Management and Implementations Assignments included but not limited to:

Open Banking/Fintechs

Core Banking System

Communications

Project Delivery

Project Deployment

SME Banking

Retail Banking

Scrum Master

Agile Methodologies

Business Analysis

SAP S/4 HANA FICO

Branch Management

IT SAP Support

Cash Management

SAP ACTIVATE PM

Area In-charge / Senior Relationship and Implementation Manager - Credit, Recoveries and Finance

Askari Bank Ltd. September 2013 – August 2016

Regional SAM Central Lahore, Pakistan

Finance, Accounts, Marketing, Communications Management, Projects Management & Implementation.

MIS and Weekly, Monthly, Quarterly Reporting to Head Office, Bank Board and State Bank of Pakistan.

Expense Analysis, Revenue Analysis and Credit Control of Regional Office.

Liaison with Senior Management and Auditors for Conduct of Meetings.

Recommendations for strategy to secure the repayment and/or collection of the complex problem loans through settlement or legal.

Negotiations with the borrowers and provide technical assistance for solving the problems loans and devise various settlement ways.

Monitor Rescheduling/Restructuring/Settlement proposals and recovery of corporate, commercial NPLs.

Area Officer Credit, Finance, Core Banking and HR Projects

Askari Bank Ltd. June 2010 – September 2013 (3 years 4 months)

Area Office Lahore, Pakistan

Credit Analysis and Risk Management of Credit Proposals pertaining to 12 Branches.

Implementation of Core Banking System and Credit Management System in assigned branches

Analyze credit data and financial statements to determine risk involved in extending credit.

Generate financial ratios, using computer programs, to evaluate customers' financial status.

Analyze financial data such as income growth, and management to determine profitability Financial Accounting (GL/MCA), MIS and HR matters pertaining to 12 branches.

Co-ordinate with branches to minimize their expenses and increase in Revenue

Relationship Manager – Credit

Askari Bank Ltd. January 2007 – June 2010 (3 years 6 months)

Main Branch Lahore, Pakistan

Assessment & processing of Credit Proposals in line with requirements of customer

Credit, Financial and Risk Analysis (Quantitative & Qualitative)

Monitoring and review of assigned SME, Commercial, Corporate and Retail accounts

Credit Marketing: Marketing visits to the new customers and business development

Handle Branch Finance, Accounts and Credit Operations

Coordinate with R-CAD to get DAC related to assigned accounts

Credit MIS and Reporting

In-charge Branch/Retail Banking

Askari Bank Ltd. February 2005 – February 2007 (2 years 1 month)

Gulberg III Branch Lahore, Pakistan

1)In-chargeGeneralBanking2)In-charge Cash & Deposit 3)In-charge Remittances 4)In-chargeClearing&Bills5)Online Banking Officer 6)Account Opening Officer7)Term Deposit Officer, 8) IT Implementation

In-charge IT, HR and Administration Projects (Uni Banking System on Unix System)

Askari Bank Ltd. September 2001 – February 2005 (3 years 6 months)

Gulberg III Branch Lahore, Pakistan

Daily Manage System Start of Day and End of Day

Computer Network maintenance and troubleshooting of 50 nodes

IT support and services management to Branch & Regional Office

Co-ordinate HR matters of Branch with Regional Office and Head Office

IT Administration, Implementation and Business Continuity matters of Branch

Scanning of Security Documents

Support Banking Operations, Trade Finance and Credits

Liaison and communicate IT vendors for smooth Banking operations

Support in implementation of new IT projects.

Freelance – ERP Sales, Consultancy, Training and Project Management at Lahore Pakistan

November 2012 - Present

ERP/IT Consultant and Trainer – SAP FICO, Oracle Financial and MIS

Responsible for selling large scale ERP projects against agreed scope, budget, schedule & customer expectations. Doing this whilst direct & motivate teams of multi-discipline contractors & employees.

Oracle Financials and SAP Financial Accounting and Controlling Implementation

Qualify ERP/MIS Sale leads and develop relationships with prospects

Manage sales cycle for all ERP/MIS leads

Assist prospects in selecting the appropriate solution to meet business requirements

Communicate value proposition, company vision, product and service capabilities

Use sales tools for accurate forecasting of current and future business

Team with marketing personnel on target market identification and outreach programs.

Monitoring staff & team performance.

Deliver ERP SAP and Oracle Financial Accounting and Controlling trainings

Project Delivery and Maintenance

Software Development Agile Methodologies

Cloud Computing

Knowledge and Skills

I have 21 years diversified experience and knowledge of Business Analysis and Financial Analysis.

I have excellent skills in IT Banking Program & Project Management (In house and Vendor Management).

I have deep knowledge and experience in Business to Business (B2B) Banking Services and Products.

I have over 16 years’ experience in Corporate Banking Services and Project Management (PMO)

I have deep knowledge in SAP S/4HANA FICO Implementation, SAP Activate and Agile Methodologies

I have thorough understanding of the MS Excel, MS Project and MS PowerPoint.

I have Ability to create and manage Banking project/program teams.

Project Management Skills

Corporate Banking Project Management and ERP skills and Knowledge as well as IT business acumen.

Can lead the solution design and build activities

Manage ERP and Banking Program processes and resolve technical issues.

Can understand and document project requirements and specifications.

Excellent Business Analysis, MIS & report writing skills.

Experience of managing change within Sales, CRM, Marketing, Finance and Accounting

Demonstrated ability to work with and support cross-functional project teams.

Ability to manage multiple ERP projects simultaneously and under pressure.

Strong attention to detail and focus on task completion.

Internal and External Stakeholder Management.

Personal Attributes

Team leader capable of motivating staff.

Ability to contribute all levels and possess strong relationship building skills.

Superb communication skills and able to articulate technical jargon to a non-technical audience.

Ability to gain results through others.

Knowledge of ERP, Banking, SAP Project Management and SAP FICO, S/4 HANA and Oracle Financials

Able to continuously meet sale targets and surpass expectations.

Articulate and well presented.

Having the necessary drive and enthusiasm required for a tough competitive industry.

Adaptable to accept change, self-education, training and bigger challenges.

Passionate to perform with can do attitude.

ERP SAP/Oracle Sales and Pre-Sales

Interests: I like traveling, relationship building, networking, playing cricket, badminton and reading books.

Languages: Fluent (English, Urdu, Punjabi) Intermediate (Arabic) Basic (Hindi, Chinese)

Personal: Gender: Male - Marital Status: Married - Nationality: Pakistani

Complete Mailing Address: House # 7 Street # 9 Shah Fareed Park Multan Road Lahore, Pakistan

Contact this candidate