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Credit Officer Dist

Location:
Joypurhat District, Rajshahi, Bangladesh
Salary:
50 CAD PER HOUR
Posted:
November 01, 2022

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Resume:

Resume of:

MD. RAFIQUL ISLAM

Vill: Chakmohon, P.O: Narayanpara

P.S & Dist: Joypurhat.

Contract : 017**-******

Email : adtauz@r.postjobfree.com

Career Objectives :

Building up an excellent carrier as a management executive in a dynamic financial organization to enjoy working individually or in team environment, Where a strong sense of responsibility, To steps forward my knowledge, Sharing the views, Ideas with different people development where personal desire & company vision meets together and willingness to learn an opportunity for professional career.

Job Experience :

I am joined in BRAC Bank Limited as a Officer Grade-I on 04 June, 2006.

I got promotion to the rank of Officer Grade-II w.e.f 01 July, 2007.

Then I promoted to the rank of Senior Officer w.e.f 01 April, 2010

Thereafter I am joined in Prime Bank Limited as a Officer on 03 February, 2011 To 06 January, 2015 under SME Banking Division.

Duties & Responsibilities :

I performed in BRAC Bank Limited as a Customer Relation Officer & Unit In-charge of the Bhuapur and Ellenga unit office Tangail with successful record.

I performed in Prime Bank Limited as a Group Leader/Credit Officer of Comilla & Jatrabari Branch under SME Banking Division.

Ensure the supreme satisfaction & service to the customer.

Achieve monthly target of Loan Disbursement and Realization.

Conversant with credit appraisal process, Analysis of financial statement, Concept of financial spread sheet ratio analysis, Credit Risk Grading (CRG) techniques, Cash flow statement, Working Capital Assessment and Borrower Selection process Etc.

Monitoring of Existing Borrower.

Allocation of Administrative task.

Cheek the difference documents ( File & Register ) of the unit office & Branch.

Communication and Maintain liaison with local elites & administration of that locality to get different official support.

Administrating and Control petty cash maintenance Etc.

Completion of necessary task as a Unit In-charge or Group Leader of the Branch. Academic Qualification :

Masters in Business Administration ( M.B.A ) 4th Semester is Running : Subject : Marketing.

Session : Summer 2012.

Institution : Comilla University, Comilla.

Masters of Social Science (M.S.S ) in Political Science : Institution : Rajshahi University.

Session : 2002-2003 ( Exam. Held on-2004 )

Result : Second Class.

Bachelor of Social Science (B.S.S) in Political Science : Institution : Rajshahi University.

Session : 1998-1999.

Result : Second Class.

Higher Secondary School Certificate ( H.S.C ) :

Institution : Joypurhat Government College, Joypurhat. Board : Rajshahi.

Session : 1996-1997.

Group : Humanities

Result : Second Division.

Secondary School Certificate ( S.S.C ) :

Institution : Taghor High School, Joypurhat.

Board : Rajshahi.

Session : 1996.

Group : Social Science.

Result : Second Division.

Computer Skill:

Computer application with MS word, Excel, Power point, Networking and Hardware maintenance course from technical training center, Rajshahi.

Banking Software like Finacle in BRAC Bank Limited and Temonus ( T24 ) & Oracle in Prime Bank Limited.

Training :

Training on Loan Origination by BRAC Bank Limited.

Training on collection techniques by BRAC Bank Limited.

Training on effective communication skills by BRAC Bank Limited.

Training on personal selling skills by BRAC Bank Limited.

Training on anti money laundering and internal control & compliance by BRAC Bank Limited.

Training of soft skill development jointly organized by South Asia Enterprise Development Facility and BRAC Bank Limited.

Training on management development skill jointly organized by South Asia Enterprise Development Facility and BRAC Bank Limited.

Workshop on credit risk management ( CRM) for SME staff only. Arrange by Prime Bank Limited.

Training on Credit Management. Arrange by Prime Bank Limited.

Fundamental Training on E-Doc. Arrange by Prime Bank Limited. Others Activities :

Language capabilities: Can speak and write both Bangali & English.

Have a good capability in interpersonal and presentation skills. Personal Profile Details :

Name : Md. Rafiqul Islam.

Father’s Name : Md. Bulu Miah Mondal.

Mother’s Name : Most. Hasna Banu.

Spouse Name : Afroza Khatun.

Date of Birth : 09 December, 1980

Permanent Address : Vill: Chakmohon, P.O: Narayanpara, P.S & Dist: Joypurhat. Present Address : Vill: Chakmohon, P.O: Narayanpara, P.S & Dist: Joypurhat. Nationality : Bangladeshi.

Religion : Islam ( Sunni ).

Marital Status : Married.

Email Address : adtauz@r.postjobfree.com

Contract No : 017**-****** & 016**-******.

Reference:

Md. Ashiqur Rahman

Vice President

SME Financing Division

Mercantile Bank Lomited

Head Office ( Annex )

Sunmoon star tower ( 06th Floor )

37, Dilkusha C/A, Dhaka-1000.

Cell No : 017**-******

PABX : 7110020, 7113717

Email : adtauz@r.postjobfree.com

Md. Emdad Hossain

SAVP ( Agri Division )

Prime Bank Limited

Head Office

Rupali Insurance Bhaban (01st Floor )

07 Rajuk Avenue

Motijheel C/A, Dhaka-1000.

Cell No : 017**-******

Tel No : 9567265-70

PABX : 880-*-*******

Declaration :

I do honorably declare that the above information is true and correct to the best of my knowledge. Sincerely Yours

Md. Rafiqul Islam

Date : 01.10.2022



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