Juelle Jalilian

Looking for a secure position. Experienced in Life Insurance, Mortgage Banking, Analysis Skills, Insurance and Management Operations. I am looking for position that would allow professional growth and stability.

Work Experience:

Affordable Title - Chesapeake, VA June 2020 to Present

Life Insurance Agent / Underwriter

Providing a thorough financial profile to clients based on their various factors

Presenting clients information on benefits for term life insurance, annuities, and long-term care

Providing a thorough financial profile to clients based on their various factors

Presenting clients information on benefits for term life insurance, annuities, and long-term care

Making referrals for mutual funds, health insurance, 401(k) plans, managed investments, legal protection, auto insurance, and home solutions

Approaching clients via cold calling and direct meeting contact to inquire about their insurance situations and future needs while accurately explaining the differences in policy specifics

Developing positive and interpersonal working relationships with clients

Process loans for closing. Lia son between client and lender. Responsible for title search for chain of heirs and liens.

Work with lender to secure closing documents.

Request and explain in entirety closing documents on behalf of lender.

Process final HUD for closing per lender and disburse funds.

First Atlas Mortgage - Chesapeake, VA September 2010 to December 2020

Underwriter- Compliance

Audited post closed file to insure in regulation with State of Virginia.

Responsible for Processors and Underwriters for follow up on each file and all documents.

Communicated with all parties in business divesture after closing of loan.

Trained new all new and held trainings for new state requirements and protocols issued by State of Virginia.

Determined via Fannie Mae and Freddie Mac government guidelines for credit worthiness of loan applicant.

Proficient in Loan Prospector and Desktop Underwriter

Loan types Conventional, VA, FHA, Construction, Multi-Family Properties, HECKSUMS, Arms, Jumbo, and Condominiums

Assisted with Accounts Payable and Receivables

Payroll

Franklin National Bank - Virginia Beach, VA September 2007 to August 2010

Underwriter

Responsible for the accessing liabilities for bank loans through implementation of bank and government regulations.

Trained on guidelines for Fannie Mae, Freddie Mac, VA and FHA Conventional, ARMS, JUMBO, New Construction, Condominiums products.

Underwrote loans using Desktop Underwriter and Loan Prospector.

Decision-making skills; knowledge of economics, law, accounting and government; math and critical thinking skills; ability to use accounting, financial analysis, document management and content workflow software programs

Sutherland Global Services August 2005 to September 2007

Account Manager

Licensed Agent in Life & Health - Property & Casualty

Marketed the Assurant Healthcare Plan to small businesses.

Responsible to marketing healthcare plan to business owners and managers of companies with 10-100 fulltime employees.

Enrolled employees through implementation of Assurant Healthcare underwriting guidelines and regulations.

Excellent Customer Service experience and skills.

Top Sales Representative for 3 quarters

Experience prior to 2005 is available upon request.

Education:

Bachelor's in BUSINESS ADMINISTRATION

St. Augustine's College Raleigh

Skills:

Desktop underwriter (10+ years)

•Loan prospector (10+ years)

•Quality Assurance

•Negotiation

•Customer Service

•Typing

•QTP

•ALM

•Underwriting

•CI

•Supervising Experience

•Hospitality Experience

•Succession Planning

•Administrative Experience

•Microsoft Powerpoint

•Microsoft Office

•Microsoft Outlook

•Fair Housing Regulations

•Office Experience

•Financial Analysis

•Document Management

•Loan Officer Experience

•Accounts Payable

•Management

•Credit Analysis

•Accounting

•Banking

•Account Management

•Loan Origination

•Tax Experience

•Escrow

•Office Management

•Human Resources

•Account Reconciliation

•Research

•Accounts Receivable

•Pricing

•Merchandising

•Sales

•Microsoft Publisher

•Salesforce

•General Ledger Reconciliation

•General Ledger Accounting

•QuickBooks

Certifications and Licenses

driver's license

Assessments

Work style: Conscientiousness — Proficient

June 2019

Measures a candidate's tendency to be rule-abiding, well-organized, hard-working, confident, and think before acting.

Full results: Proficient

Customer focus & orientation — Highly Proficient

October 2019

Responding to customer situations with sensitivity. Full results: Highly Proficient

Indeed Assessments provides skills tests that are not indicative of a license or certification, or continued development in any professional field.

Additional Information

SKILLS

Exceptional skills in Micro Soft Suites. Desktop Underwriter, Loan Prospector, Saber, Apollo

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