* * * * *

BARBARA

BREWER

adt0l3@r.postjobfree.com

561-***-****

*** ****** **.

Boynton Beach, FL 33436

SKILLS

Organizational leadership

Strategic planning

Encompass Systems

Loan organization

Credit Analysis

Problem solving

Effective organizational skills

Written communication skills

EDUCATION AND

CERTIFICATIONS

Real Estate License

California • 1989-2002

Loan Officer License

Texas • 2005-2012

Notary License

Florida • Current

South Plains Community College

Business Administration

Lubbock, TX

PROFESSIONAL SUMMARY

Accomplished and motivated professional with a proven work ethic to succeed in any task given. 14 + years as a Mortgage Professional in areas of both Retail and Wholesale Mortgage Lending. Positions included Loan Processer, Subprime Underwriter, Loan Officer, Credit and Compliance Specialist. Met and exceeded company’s mortgage goals and set standards. WORK HISTORY

The Law Office of Paul A Krasker

Legal Assistant/ Loan Modification Processor

West Palm Beach, FL 01/01/2019 -Current

Gather and submit loan modification application on behalf of clients currently in foreclosure.

Work closely and explain to clients hearing and trial results along legal documentation received by the Plaintiff.

Explain Modification approval options.

Assist Paralegal with setting hearings, according to county judge procedures.

E-File Notice of Hearing and Motion to Withdraw notices to the County Clerk of Courts.

Legal Assistant/Advisor for Florida Hardest Hit – Mortgage State Assistance Program

West Palm Beach, FL 5/5/2016 – 12/31/2018

Specialized in Home Retention

Generated department revenue of $15,000+ per month.

Provided homeowners with services that included Mortgage Reinstatement, Monthly Mortgage Assistance, and Principal Reduction programs.

Explained program guidelines and pre-determined eligibility for State Funded program.

Reviewed completed applications and required

documentation to further determine eligibility of State Assistance Program.

Once approved, ensured clients continued to meet eligibility requirements with quarterly review of income and assets throughout the 12-month State Mortgage Assistance grace period

2 P a g e

Maintained a steady pipeline averaging 300 + applicants per month with approximately 130+ approvals per month. The Center for ENT

Patient Care Coordinator

Houston, TX 01/2012 – 04/2016

Maintained and updated database of 100 customer accounts

Daily communications with multiple departments and customers

Scheduled appointments for audiology screenings

Verified medical insurance

Helped with ordering medical supplies

World Savings/Saxon / BNC, Mortgage Account Executive / Loan Processor (Retail & Wholesale)

Houston TX 4/1989 – 12/2012

Mortgage Account Executive

Handled all aspects of broker relationships.

Coordinated customer service between brokers and staff.

Complied with company guidelines regarding call reports, volume projections.

Enforced company policies with brokers.

Monitored expiring rate locks for customer base.

Developed marketing plan for increase in volume of business.

Interviewed and gathered information from applicants; and determined acceptable loan risk in conformance with bank policy.

Obtained and analyzed pertinent financial and credit data. Loan Processor

Provided support to loan officer and underwriter teams by ensuring timely, judicious, and accurate processing of mortgages.

Reviewed and verified borrower’s income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.

Ensured compliance with company policies, underwriting guidelines, and lending-program requirements.

Ensured all files were complete prior to underwriting hand- off and coordinated effectively with tile companies to ensure smooth closings.

Communicated between loan originator, borrower, lender, and underwriter.

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