BARBARA
BREWER
******.***@*****.***
Boynton Beach, FL 33436
SKILLS
Organizational leadership
Strategic planning
Encompass Systems
Loan organization
Credit Analysis
Problem solving
Effective organizational skills
Written communication skills
EDUCATION AND
CERTIFICATIONS
Real Estate License
California • 1989-2002
Loan Officer License
Texas • 2005-2012
Notary License
Florida • Current
South Plains Community College
Business Administration
Lubbock, TX
PROFESSIONAL SUMMARY
Accomplished and motivated professional with a proven work ethic to succeed in any task given. 14 + years as a Mortgage Professional in areas of both Retail and Wholesale Mortgage Lending. Positions included Loan Processer, Subprime Underwriter, Loan Officer, Credit and Compliance Specialist. Met and exceeded company’s mortgage goals and set standards. WORK HISTORY
The Law Office of Paul A Krasker
Legal Assistant/ Loan Modification Processor
West Palm Beach, FL 01/01/2019 -Current
Gather and submit loan modification application on behalf of clients currently in foreclosure.
Work closely and explain to clients hearing and trial results along legal documentation received by the Plaintiff.
Explain Modification approval options.
Assist Paralegal with setting hearings, according to county judge procedures.
E-File Notice of Hearing and Motion to Withdraw notices to the County Clerk of Courts.
Legal Assistant/Advisor for Florida Hardest Hit – Mortgage State Assistance Program
West Palm Beach, FL 5/5/2016 – 12/31/2018
Specialized in Home Retention
Generated department revenue of $15,000+ per month.
Provided homeowners with services that included Mortgage Reinstatement, Monthly Mortgage Assistance, and Principal Reduction programs.
Explained program guidelines and pre-determined eligibility for State Funded program.
Reviewed completed applications and required
documentation to further determine eligibility of State Assistance Program.
Once approved, ensured clients continued to meet eligibility requirements with quarterly review of income and assets throughout the 12-month State Mortgage Assistance grace period
2 P a g e
Maintained a steady pipeline averaging 300 + applicants per month with approximately 130+ approvals per month. The Center for ENT
Patient Care Coordinator
Houston, TX 01/2012 – 04/2016
Maintained and updated database of 100 customer accounts
Daily communications with multiple departments and customers
Scheduled appointments for audiology screenings
Verified medical insurance
Helped with ordering medical supplies
World Savings/Saxon / BNC, Mortgage Account Executive / Loan Processor (Retail & Wholesale)
Houston TX 4/1989 – 12/2012
Mortgage Account Executive
Handled all aspects of broker relationships.
Coordinated customer service between brokers and staff.
Complied with company guidelines regarding call reports, volume projections.
Enforced company policies with brokers.
Monitored expiring rate locks for customer base.
Developed marketing plan for increase in volume of business.
Interviewed and gathered information from applicants; and determined acceptable loan risk in conformance with bank policy.
Obtained and analyzed pertinent financial and credit data. Loan Processor
Provided support to loan officer and underwriter teams by ensuring timely, judicious, and accurate processing of mortgages.
Reviewed and verified borrower’s income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.
Ensured compliance with company policies, underwriting guidelines, and lending-program requirements.
Ensured all files were complete prior to underwriting hand- off and coordinated effectively with tile companies to ensure smooth closings.
Communicated between loan originator, borrower, lender, and underwriter.