Closing Coordinator Escrow Officer

CAROLE MUEHLBAUER

Lake Havasu City, AZ ***** · 612-***-****

**************@*****.***

SUMMARY

Energetic, results-focused, detail-oriented mortgage professional with 10+ years of experience accurately managing residential real estate loan documentation through established systems and reviewing it to ensure it is completed in full and complies with current banking regulations and policies. Thrives in a fast-paced, deadline-driven environment with changing priorities. Exceptional interpersonal skills; able to forge and fortify strong relationships with all levels of the business, lending agencies, and customers. Focused on continuous process improvement to drive positive change and provide the best service possible.

EXPERIENCE

APRIL 2020 - PRESENT

REAL ESTATE LOAN CLOSER, foothills bank

Carry out duties pertaining to the shipping of residential loan files. Ensure all files are being shipped, purchased and insured on time and completed accurately for each Investor.

JANUARY 2019 – APRIL 2020

MORTGAGE CLOSING COORDINATOR, Horizon Community bank

Review all loan files submitted for documentation to ensure file is accurate. Prepare HMDA paperwork and sending documentation to Compliance timely. Follow-up with any Post Closing requirements for Purchasing.

APRIL 2009 – MAY 2017

HOME LOAN CLOSER AND FUNDER, goldwater bank

Assembled, prepared, and verified closing documents during the completion of real estate transactions. Coordinated all aspects of the closing process and ensured all terms of the sale were met. Prepared loan and property insurance paperwork included in a loan package, kept track of deposits, arranged for property appraisals, and coordinated details of the final closing meeting, during which the closing statement and mortgage note signed. Ensured all documents properly recorded and delivered. Audited closed loan file to ensure that prior to funding a loan, documents were prepared correctly, returned, signed appropriately and met all applicable banking regulation.

MARCH 2008 – JANUARY 2009

ESCROW OFFICER, stewart title and trust of phoenix, inc.

Provided escrow information to clients and loan officers. Supervised preparation and delivery of all necessary escrow documents and provided mortgage holders with required tax documentation for filing tax returns. Prepared closing papers for parties involved in real estate transactions. Distributed funds to proper parties.

JANUARY 2002 – MARCH 2008

ESCROW OFFICER/ASSISTANT ESCROW OFFICER/PROCESSOR, land america/capital

Held funds, legal papers, and other collateral posted by contracting parties in escrow to ensure fulfillment of contracts or trust agreements and prepared escrow agreements. Executed terms of contract or trust agreement, such as holding money or legal papers, paying off mortgages, or paying sums to designated parties. Filed and delivered deeds and other legal papers. Completed real estate transactions, prepared HUD-1, and set up real estate title policy, loan, and closing.

EDUCATION

BACHELOR OF BUSINESS ADMINISTRATION, UNIVERSITY of wisconsin – eau claire

SKILLS

Real Estate Transactions

Loan Origination

Residential Mortgages

Mortgage Loan Closing

Escrow Management

Title Insurance/Clearing

ACTIVITIES

Contact this candidate