Anything. I've pretty much covered all the jobs out there withno forma

Kathleen Calvagna Remote work

**** ******** **. # **** **********, FL 33761 *********@*****.*** 727-***-**** I am looking for a remote company that can utilize my years of gathered skills to be approved upon and extremely useful. I would like to work for a company that treats their employees as well as their customers. I have always worked extremely hard and will always continue to give my all. All I have gained has been on the job. I love to learn and love to work SUMMARY OF QUALIFICATIONS

Mortgage industry experience to include Post Closing, Index Analysis, Mortgage Claims Process Reviewer, Credit Services Specialist II Quality Control,Specialist I Underwriting, Reverification Specialist. Project Management. IT Administrative Assistant.Criminal Research Manager. Skills

Comprehensive knowledge of CEMA, FNMA guidelines. Financial Risk. Mortgage Underwriting- Quality Control. Great writing and verbal communication skills. Ability to multi-task and manage workflow for multiple assignments.. Consistently demonstrate a positive and professional image. Work very well with others. Detail-oriented outlook and ability to forecast and meet deadlines. Known for dependability and steady attendance. Proficient in Word, Excel and other Microsoft applications. PROFESSIONAL EXPERIENCE

SitusAMC. Tampa,Fl. Aug.2017 - June 2022

Credit Services Quality Control

Ensure that the correct decision has been made by the Analyst based upon the scope of the relevant review

Analyze Analysts determinations concerning the loan in question Depending on scope of review, this may involve a review of the overall credit profile of the loan and a determination of risk regarding ability to repay. Compare seller info vs review information for discrepancies in data or red flags. Utilize system reports throughout QC process to review compliance failures, data comparison errors, review patterns, data errors, etc. Identify any additional red flags and discrepancies noted during the initial review. Accurate tracking of the time spent on reviews. Met daily requirements with over 99% accuracy.

Credit Services Underwriting

Approve system generated reporting, queries and related client deliverables for compliance, adherence, accuracy as determined by supporting information.Manage communication (both oral and written) with various internal and external clients regarding various questions (both routine and exceptions) related to the proper servicing of the client’s CRE loans. Independently proof transactions (both cash and non-cash) and if applicable, initiate fund transfers due to borrowers and/or lenders in adherence with Loan Terms, Servicing Agreements and established servicing standards.Ensure adherence to internal policies, quality standards, and management direction while meeting contractual deliverables to clients and other external parties.Generate (or oversee and supervise the generation of) source data (including the posting of transactions) within the servicing system assuring an accurate, current representation of the Borrower’s outstanding obligations to the Lender are reflected within the servicing system Summarize research, as needed, to comprehensively respond to inquiries from Borrowers, Lenders, Audit, Rating Agency and other authorized stakeholders. Met daily requirements with over 99% accuracy. Reverification Specialist

Managed Team to review documents and verify information using direct contact or third party providers. Documents to include, bank statements, credit reports, appraisal reports, employment records, both verbal and written. Obtain results and compare and upload into system. Review and set exceptions for client review.

AMC - Tampa Fl

Indexing Analyst March 2017 to June 2017

Duties to include. Analyze files that are downloaded from client and to confirm correct loan paperwork and remove any data that does not pertain to the certain procedures that the client wants. Responsible for keeping a total amount of completed files per day. Cross trained in collateral work to review files for correct Note, recorded mortgage, Title, Assignments of mortgage and Alonges. Navigator Lending Solutions Clearwater, FL Oct 2015 to Jan 2016 Senior Post Closer

Responsible for meeting objectives within allocated timeframes and service level agreements (SLAs). Responsible for the quality control and compliance review of FHA, VA and Conventional closed loans prior to delivery. Review loan documents for any exceptions and clear exceptions that the investor requires. Possess knowledge of newly introduced TRID procedures. Possessed close relationship with lender and investor to ensure requirements were met in order for purchasing of loans.

Lenders Title Solutions Clearwater, FL May 2015 to Oct 2015 Post Closer

Ensures that loans have a complete quality control review and is delivered in a timely basis to investors to meet rate lock expirations. Validate that loan files have been placed in the proper stacking order from lenders for secondary market delivery. Contact appropriate lenders, borrowers or third party vendors to obtain any missing documentation or correct an identified documentation error. Make changes to documents according to lenders agreements and requirements. Ability to handle multiple lenders and vendors in a fast paced environment to meet deadlines.

Mortgage Operations Senior Post Closing Specialist/ Aerotek for Bank of America Tampa, FL April 2013- May 2014 Review loan files to ensure accuracy and completion of file in order to service release loans. Take the appropriate actions for any corrections or missing information which may include contacting borrowers, title companies, title underwriters, and courts. Effectively communicate with customers, title companies and/or internal partners for issue resolution. Possess complete knowledge of loan files from applications, security instruments, final title policies, HUD, notes, CEMA, UC1, title commitments, interim and corporate assignments, to loss mitigation documents. Examine documents that are received to ensure accuracy and the documents are in compliance with the service release requirements. Meet deadlines for procuring recorded and/or certified documents. Mortgage Claims Process Reviewer /Aerotek for Bank of America Tampa, FL March 2012- Jan. 2013 Responsible for, but not limited to, evaluating default mortgage servicing loans and files during the claim review process, to determine if all required loss mitigation activities were handled and documented in accordance with the requirements of HAMP, proprietary modification, or other programs' requirements.

Ensure that all required processes and procedures were followed, system of record notated, documentation of available, imaged and appropriate borrower communication (verbal and written) was performed in accordance to directives and internal operation procedures. Processed, reviewed and compiled fully documented loan histories, imaged documents and information available from all sources to collectively determine if it validated the information used to make the home retention / loss mitigation decision of the complete claim review according to clearly defined requirements.

Provest Tampa FL Jan 2005 -2010

Positions held. UAT Analyst

Project Management Administrative Assistant

IT Administrative Assistant

Process Cleck

Applicant Insight Inc - New Port Richey Fl Nov 1995- Feb. 2004 Positions held.

Assistant to V.P. of Operations

Director of Operations for Androcles while merger with Applicant Insight Criminal Research Manager

Criminal Researcher

U.S Citizen.

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