Compliance Investigator Aml Analyst
Resume:
Emmanuel Fru, AML ANALYST - REMOTE
Lewisville, TX 75067
469-***-**** - ********@*****.***
Professional Summary
Meticulous Compliance Investigator experienced in reviewing financial documents and digital records.
Effective at directing, monitoring, and inspiring team members to complete accurate and timely investigations and reports.
Meticulous compliance investigator offering 5 years of experience in the field and enterprising, diligent style.
Creative and critical thinker with strong innovative critical thinking skills.
Versed in applicable audit processes and procedures. Familiar with identifying urgent red flags and taking the proper steps in documenting the evidence discovered. Enthusiastic about exceeding the standard quality and ensuring high-quality standards are maintained for AML/KYC.
Skills
AML/KYC Regulations
Customer Due Diligence (CDD)
Enhanced Due Diligence (EDD) Report Writing
AML/OFAC/FinCEN Regulatory Policies
LexisNexis, ACTIMIZE
SAR Writing and Filing
Risk Analysis & Management
Fraud review
Business Risk Assessment & Analysis
Compliance, Audit, and Investigation
Ability to multi-task & complete projects on time.
Strong attention to details
Ability to analyze data using SQL, Tableau, & Advanced Excel.
CYSA+ Certified (Security Operations Center Analyst)
Work History
01/2021 to Current
AML Analyst
Prosperity Bank – Houston, TX
Reviewed accounts for potential money laundering and/or terrorist financing activity
Do due diligence on respondent institution when handling corresponding banking transaction
Obtain information directly from respondent institution when establishing new correspondent banking relationships
Patriot Act, Bank Secrecy Act, AML, OFAC, and other AML regulatory policies
Verify accuracy of input from customer and collateral information in Main Processing Queues
Prepare and file Suspicious Activity Reports ("SAR") for escalated activity
Conducting suspicious activity investigations, currency transaction reporting, global sanctions screening, enhanced due diligence, or other AML processes
Review negative news and OFAC/Watch List/PEP alerts generated by automated systems
Review and detect transactional alerts from transactional activity (including wire transfers, checks, security transactions, trade finance letters of credit, loans, and cash letters)
Request additional information by contacting various compliance or business personnel in organization to determine if unusual transaction warrants closure of investigation or if further reporting is warranted.
09/2019 to 11/2020
AML Analyst
Wafd Bank – Dallas, TX
Perform name and account-based research on lists and reports provided through established resources to determine if evidence of money laundering activities exists
Prepare required reports including Suspicious Activity Reports (SARs)
Evaluate transactions and customer relationships for Money laundering activities, identifying red flag issues and escalates within AML framework for further investigation
Provide additional support with AML compliance organization on more complex issues, including research techniques and capabilities, as well other solutions as appropriate
Draft AML Compliance training guides to reinforce knowledge of key information and policies
Solicited feedback from attendees, ensuring full understanding of material presented
Review negative news and OFAC/Watch List/PEP alerts generated by automated systems
Review monthly and daily transaction alerts, client trading activity, client file review, conduct due diligence searches and metrics
Actively participates in annual AML risk assessment by testing adherence to AML policy and procedures by LOBs
Collect and examine financial statements and documents to assist in identifying unusual transaction patterns
Document all research and analysis conducted in Case Management System.
07/2016 to 08/2019
KYC Analyst
Century Bank – Dallas, TX
Performed (“KYC”) reviews on high volumes of customer applications and follow-up with customers to resolve issues or obtain additional documentation as needed
Initiating and completing high-quality KYC cases, documenting each review hereby completing QC checklist
Assist in supporting other Financial Crimes Compliance functions as needed, including OFAC screening, transaction monitoring, and record-keeping
Contacted clients in person, by phone, or in writing to ascertain compliance with required or recommended actions
Developed team communications and information for meetings
Participated in team-building activities to enhance working relationships
Conducted KYC formality reports on questionable accounts and transactions.
Education
2017/2019 Bachelor of Arts & applied sciences.
Business ANALYTIC /Cybersecurity
Texas A&M University - Commerce, Commerce TX
CERTIFICATIONS
Working towards Certified Anti-Money Laundering Specialists (ACAMS) and Certified
Fraud Examiner (CFE)
CompTIA Cybersecurity Analyst (CYSA+)
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