Emmanuel Fru, AML ANALYST - REMOTE

Lewisville, TX 75067

469-***-**** - adsum6@r.postjobfree.com

Professional Summary

Meticulous Compliance Investigator experienced in reviewing financial documents and digital records.

Effective at directing, monitoring, and inspiring team members to complete accurate and timely investigations and reports.

Meticulous compliance investigator offering 5 years of experience in the field and enterprising, diligent style.

Creative and critical thinker with strong innovative critical thinking skills.

Versed in applicable audit processes and procedures. Familiar with identifying urgent red flags and taking the proper steps in documenting the evidence discovered. Enthusiastic about exceeding the standard quality and ensuring high-quality standards are maintained for AML/KYC.

Skills

AML/KYC Regulations

Customer Due Diligence (CDD)

Enhanced Due Diligence (EDD) Report Writing

AML/OFAC/FinCEN Regulatory Policies

LexisNexis, ACTIMIZE

SAR Writing and Filing

Risk Analysis & Management

Fraud review

Business Risk Assessment & Analysis

Compliance, Audit, and Investigation

Ability to multi-task & complete projects on time.

Strong attention to details

Ability to analyze data using SQL, Tableau, & Advanced Excel.

CYSA+ Certified (Security Operations Center Analyst)

Work History

01/2021 to Current

AML Analyst

Prosperity Bank – Houston, TX

Reviewed accounts for potential money laundering and/or terrorist financing activity

Do due diligence on respondent institution when handling corresponding banking transaction

Obtain information directly from respondent institution when establishing new correspondent banking relationships

Patriot Act, Bank Secrecy Act, AML, OFAC, and other AML regulatory policies

Verify accuracy of input from customer and collateral information in Main Processing Queues

Prepare and file Suspicious Activity Reports ("SAR") for escalated activity

Conducting suspicious activity investigations, currency transaction reporting, global sanctions screening, enhanced due diligence, or other AML processes

Review negative news and OFAC/Watch List/PEP alerts generated by automated systems

Review and detect transactional alerts from transactional activity (including wire transfers, checks, security transactions, trade finance letters of credit, loans, and cash letters)

Request additional information by contacting various compliance or business personnel in organization to determine if unusual transaction warrants closure of investigation or if further reporting is warranted.

09/2019 to 11/2020

AML Analyst

Wafd Bank – Dallas, TX

Perform name and account-based research on lists and reports provided through established resources to determine if evidence of money laundering activities exists

Prepare required reports including Suspicious Activity Reports (SARs)

Evaluate transactions and customer relationships for Money laundering activities, identifying red flag issues and escalates within AML framework for further investigation

Provide additional support with AML compliance organization on more complex issues, including research techniques and capabilities, as well other solutions as appropriate

Draft AML Compliance training guides to reinforce knowledge of key information and policies

Solicited feedback from attendees, ensuring full understanding of material presented

Review negative news and OFAC/Watch List/PEP alerts generated by automated systems

Review monthly and daily transaction alerts, client trading activity, client file review, conduct due diligence searches and metrics

Actively participates in annual AML risk assessment by testing adherence to AML policy and procedures by LOBs

Collect and examine financial statements and documents to assist in identifying unusual transaction patterns

Document all research and analysis conducted in Case Management System.

07/2016 to 08/2019

KYC Analyst

Century Bank – Dallas, TX

Performed (“KYC”) reviews on high volumes of customer applications and follow-up with customers to resolve issues or obtain additional documentation as needed

Initiating and completing high-quality KYC cases, documenting each review hereby completing QC checklist

Assist in supporting other Financial Crimes Compliance functions as needed, including OFAC screening, transaction monitoring, and record-keeping

Contacted clients in person, by phone, or in writing to ascertain compliance with required or recommended actions

Developed team communications and information for meetings

Participated in team-building activities to enhance working relationships

Conducted KYC formality reports on questionable accounts and transactions.

Education

2017/2019 Bachelor of Arts & applied sciences.

Business ANALYTIC /Cybersecurity

Texas A&M University - Commerce, Commerce TX

CERTIFICATIONS

Working towards Certified Anti-Money Laundering Specialists (ACAMS) and Certified

Fraud Examiner (CFE)

CompTIA Cybersecurity Analyst (CYSA+)

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