Loan Officer Mortgage Broker

BRENDA BRINDERSON KIESEL

*** **** **** *** **-***, Incline Village, NV 89451 * 415-***-**** * **********@*****.***

EXPERIENCE

Property Management 2003 to present

Currently manage investment properties in 3 states which consist of apartments, single family homes, mobile home park and both low & high end vacation rentals which total over 85 tenants. Market and show units, process rental applications, prepare and sign leases. Coordinate and oversee all capital improvements and repairs. Manage P&Ls and handle all accounting. Also manage Airbnb nightly rentals, communicating directly with all guests as their single point of contact, manage all maintenance as well as renter issues.

Imperial Capital Bank November 2002-June 2007

Commercial Loan Officer San Francisco, CA

Originated commercial loans. Marketed to prospective mortgage brokers, owners and buyers for new financing or refinancing. Evaluated whether or not an applicant is eligible for a loan and, if they are eligible, what loan terms this applicant qualified for. Explained different loan products to brokers and borrowers. Secured loans for apartment buildings, commercial buildings and construction loans. Preapproved loans prior to processing and performed site inspections. Analyzed complex financials, commercial appraisals and environmental reports and prepared an evaluation for underwriter approval. Communicated with the borrower the status of the loan throughout the process and received consistent “Repeat” business. Designed marketing material. Was guest speaker at industry events. Mortgage Management Systems April 2002-November 2002 Mortgage Broker San Francisco, CA

Mortgage broker for both single family and commercial loans. Marketed to prospective borrowers by networking, cold calling and direct mail. Submitted loans to various lenders. Southern Pacific Bank May 1997-April 2002

Commercial Loan Officer San Francisco, CA

Developed a book of business of mortgage brokers and property owners. Originated apartment and commercial loans. Educated prospects and clients on the various types of loan products. Prepared loans for preapproval and prepared the preapproval letters. Presented loans to loan committee for approval. Constant and consistent communication with the borrower on the loan status throughout the process. This resulted in a smoother process and “Repeat” business. EDUCATION

The Peter Drucker School of Management, Claremont College, MBA, 1993 University of California, Berkeley, BA Quantitative Economics, 1988