Fraud Analyst Investigator

Aramide A. Adewale

Houston, Tx ***** Tel: 281-***-**** Email: *********@*****.***

SUMMARY

5+ years of experience as a dedicated Fraud and Dispute Analyst in driven AML in all aspects of scenario like Possible structuring of Cash activity, Rapid Movement of Funds, Wire Activity, and transfer of funds. In-depth Knowledge of using tools like Precision, Patriot officer, I-view, WITS, Excel spreadsheet, Pivot table, Google and other tools for the Investigation, and day to day activity on alerted. Skilled at reviewing transactions and issuing chargebacks and identifying and preventing fraud. Focused on improving productivity, increasing efficiency and enhancing quality. Dedicated professional with superior oral and written communication skills.

EXPERIENCE

Dispute Investigation Analyst

Genpact. Houston, Tx. Jan 2022 – Present

Investigated fraud claims by performing relevant research of accounts and timelines.

Assist cardholders and merchants in resolving credit card disputes.

Process disputes and chargebacks for credit card and merchant customers.

Initiated chargebacks through VROL and Mastercard online systems.

Issued provisional credit and determined correct reasoning and final adjudication.

Assisted cardholders with Dispute/Fraud Resolution on behalf of issuers while complying with Reg E and/or Reg Z guidelines.

Process all dispute re-presentment in a timely manner to prevent losses.

Researching, analyzing, processing dispute and escalated inquiries to recover funds for the customers.

Fraud Analyst /KYC/AML Investigator

Guaranty Bank & Trust. Houston, TX. Sept 2019 – Dec 2021

Monitoring and analysis of various reports, logs, and transaction data to identify trends unusual activity, and monitor large customer’s account activity to determine if the transactions are suspicious in nature, such as Kiting, significant changes in balance, structuring patterns on cash activity and Rapid movement of Funds

Reviewing new customer accounts and verifying their identities

Preparing suspicious activity reports (SARs)

Identified multiple significant cases, red flags and patterns associated with the laundering of illicit fund.

Reporting accounts with high risk or missing documentation to relevant officers

Perform functions related to the Bank's Bank Secrecy Act / Anti-Money Laundering

Program, including transaction reviews and/or account reviews

Identified multiple significant cases, red flags and patterns associated with the laundering of illicit fund

Fraud Analyst /AML Investigator

BB&T Bank. Silver Spring, MD. Sept 2016 – Sept 2019

Conducted internal account/customer investigations to identify potentially suspicious activity and/or AML violations

Assisted and provided information to support Suspicious Activity Reports (SAR) or equivalent for regulatory filing.

Maintain a strong investigative skill the ability to work independently, demonstrated extensive banking and Compliance knowledge.

Identify trends unusual activity, and monitor large customer’s account activity to determine if the transactions are suspicious in nature, such as Kiting, significant changes in balance, structuring patterns on cash activity and Rapid movement of Funds

Performs daily review, monitoring, and analysis of various reports, logs, and transaction data to identify trends, unusual activity, and monitor large currency activity

Provided training on Bank Secrecy Act and Anti-Money Laundering procedures and systems for new employees.

Thoroughly and timely reviews reports and other investigative leads that potentially identify suspicious activity.

EDUCATIONAL BACKGROUND

Year 2002 -- B. A Communications & Language Arts --- University of Ibadan

Year 2012 -- M. A Peace and Conflict Studies University of Ibadan

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