Aml Analyst Compliance

ALESIA S. FENNELL **********@*****.***

cell: 240-***-****

Overview: Paralegal. EDD, CDD, Compliance, Risk Assessment, Quality Assurance, Investigations, OFAC/Sanctions, SARs/CTRs, Transaction Monitoring, Correspondent Banking, MSB/Cryptocurrency Registrations and Regulatory Reporting. Ability to review and evaluate levels of AML/ BSA risk and escalate issues appropriately. Sr. Analyst -Sanctions K2 Integrity 01/2022 to Present Conducted sanctions screening of real time transaction hits for potential sanctions violations. Investigated non- obvious false positives, true positive hits and escalated for further review. Performed ad-hoc screenings to include vendors, 3rd party payee etc. Performed periodic screenings of customers, beneficials owners and related parties for a cryptocurrency entity.

EDD Analyst Strategic Staffing Solutions 11/2021 to 01/2022 Gathered and reviewed new and existing client information and monitoring financial transactions for existing clients to identify suspicious activities. Analyzed information received from correspondent banks. Performed EDD on high- risk customers and reported results to management. Strong onboarding skills. KYC AML Analyst AML RightSource 05/2021 to 10/2021 Reviewed documentation for new customer accounts, evaluated high-risk accounts and analyses new customer processes and policies. Studied market trends to observe customer behavior patterns. Reviewed new product proposals and analyzed risk and compliance issues related to the products. Conducted research to verify information on account documents. Ascertained whether account holder is a high risk customer with no restrictions or negative activities that would impact account opening.

Sr Compliance Associate Ask Degree LLC 01/2021 to 05/2021 As Senior Compliance Associate assisted with the day-to-day administration of the company’s Money Service Business (MSB) licensing and registration process and compliance program. Developed, maintained, and updated the company’s compliance policies and procedures. Conducted and gathered documents for the processing of licenses for MSBS or cryptocurrency companies. Assisted with ongoing licensing issues and regulatory reporting. Sr. Compliance Associate City First Bank of DC 11/2020 to 02/2021 Performed due diligence, enhanced due diligence for new and existing customers and entities. Gathered and reviewed new and existing client information. Performed transaction monitoring for existing clients to identify suspicious activities. Analyzed information received from correspondent banks and address AML economic sanctions related (OFAC) alerts. Reported results to Director of AML/BSA. QC Sr EDD Associate Eliassen Group 06/2019 to 03/2020 Identified criminal or potential criminal activity against the Bank or its customers. Utilized investigative techniques using Open Source, Public Websites, Lexis/Nexis etc. Led the process to develop new or update existing quality control processes and/or procedures. Performed EDD investigations to include gathering and reviewing of new and existing client information and monitoring financial transactions for existing clients to identify suspicious activities. Sr. OFAC Analyst Randstad 10/2019 to 12/2018

Conducted sanctions screening of real time transaction hits for potential sanctions violations. Investigated non- obvious false positives, true positive hits and escalated for further review. Performed ad-hoc screenings to include vendors, 3rd party payee etc. Performed periodic screenings of customers, beneficials owners and related parties. Analyzed information received from correspondent banks and addressed AML economic sanctions related

(OFAC) alerts.

Sr. EDD Associate Bank of Hope 06/2017 to 07/2017

Reviewed and analyzed all the appropriate monitoring systems to identify unusual / suspicious account activity for Suspicious Activity Reports (SARs). Conducted Due Diligence and EDD Review of high-risk customers utilizing tools and systems to detect patterns and trends consistent with money laundering activity. Conducted research on account activity to determine whether a SAR is warranted. Using SAR Manager Program, prepared and completed internal SARs. Conducted sample reviews of cleared alerts, cases closed, and SARs filed by the AML Investigations. Senior Analyst City First Bank of DC 11/2020 – 02/2021 Performed due diligence, enhanced due diligence for new and existing customers and entities. Gathered and reviewed new and existing client information. Performed transaction monitoring for existing clients to identify suspicious activities. Analyzed information received from correspondent banks and address AML economic sanctions related (OFAC) alerts. Performed EDD on high risk customers and reported results to Director of AML/BSA. Assist Director via law enforcement regarding the nature and scope of investigations as lead to subpoena issuance. EDD Surveillance Consultant Treliant Advisors 08/2016 to 10/2016 Performed EDD using a variety of software packages. Conducted Lexis Nexis and World Check on high-risk customers. Reviewed customer’s profiles, conducted KYC, CDD and KYC. Monitored accounts for suspicious or unusual activity. Conducted account research on the employer’s escalation processes and interpreted findings. Senior Investigator III Dixon Hughes (DHL) 04/2016 to 06/2016 Alert Look-back. Performed Enhanced Due Diligence and research on high-risk individuals and entities using Actimize, Google and LexisNexis. Monitored for suspicious activity and behavior patterns. Reviewed checks for suspicious activity and behavior patterns. Escalated alerts based on unusual activity, unusual checks and suspicious parties. Performed EDD and KYC on MSBs. Monitored check activity for CTRs. Prepared escalated alerts for SARs. AML/BSA Investigator Consultant Beacon Hill Staffing 10/2015 to 03/2016 Assisted AML Manager in management of Yellow Hammer BSA. Processed alerts and conduct account research to close or escalate AML system alerts. Answered questions for branch network and lending organizations regarding Know Your Customer (KYC) and BSA compliance. Performed EDD on high-risk customers. BSA Audit Consultant Treliant Advisors 06/2015 to 10/2015 Conducted internal audit of the AML/BSA program. Analyzed narratives of closed alerts and cases to determine if the disposition was reasonable from an AML perspective. Applied knowledge of detection scenarios, money laundering and terrorist financing to discern if well investigated, supported and verifiable. Spotted and recorded audit findings in the alert clearing and SAR Reporting process. Provided audit results for 314a and 314bs, Reviewed Special Information and Enhanced Due Diligence and any discrepancies spotted during the audit. QA- BSA Audit Consultant Treliant Advisors 02/2015 to 05/2015 Under the guidance of the Federal Reserve Bank (FRB) conducted an internal audit of the AML/BSA program. Analyzed narratives of closed alerts and cases to determine if the disposition was reasonable from an AML perspective. Applied knowledge of detection scenarios, money laundering and terrorist financing to discern if closed alerts were well investigated, supported and verifiable. Analyzed the financial institutions decision not to file SARs to determine if the decisions were reasonable and well supported. Spotted and recorded audit findings in the alert clearing and SAR Reporting process.

AML/BSA Consultant Software Solutions 10/2013 to 04/2014 Investigated and monitored suspicious transaction activity for internal and external clients, including correspondent banks, affiliated banks and designated high risk banking institutions. Identified red flags and analyzed account activity, wire transfer activity and KYC data in order to determine risk. Examined the flow of funds generated from the originating party to the beneficiary on transactions. Responded to generated alerts and possible layering, structuring or interstate cash activity deemed suspicious or generated to avoid CTR filings. Prepared results for SAR filings.

Corporate Compliance Manager XCEL HR 12/2011 to 06/2013 Completed licensing and registration and matters on company and affiliated companies. Maintained all Professional Employer Organization (PEO) and corporate licenses, registrations, client service agreements and legal issues. Sr. Compliance Officer MiCash, Inc 12/2005 to 12/2010 Managed and set up the compliance department for a start-up MSB. Implemented and administered the company’s Bank Secrecy Act/Anti-money Laundering (BSA/AML). Monitored BSA/AML, OFAC and customer identification programs using industry standards. Analyzed stored value cards/accounts for suspicious activity and patterns associated with money laundering and suspicious activity transactions. Identified potential areas of vulnerability and risk and implemented corrective action plans. Performed scheduled and unscheduled audits of the company’s delegate locations and provided reports. Created a due diligence and risk assessment process that exceeded the state regulatory bodies. Created, updated and maintained compliance manuals and training materials. Filed corporate, annual state and federal MSB registrations within specific deadline dates. Proactively assist in subpoena requests from law enforcement.

Sr. Compliance Officer Ferris Baker Watts, Inc. 05/2001 – 04/2005 EDUCATION /MILITARY/HOBBIES

Kaplan University, Paralegal Program, BA, 1988

United States Army, 1982-1988

Volunteer – Habitat for Humanity, 2016 to present

West Virginia Food Bank Volunteer

CAMS currently preparing

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