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Customer Service Representative

Location:
Macon, GA
Posted:
September 28, 2022

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Resume:

Work History

Financial

Administration

Kecia

Green

Personal Info

Address

*** ****** ***** **, *** I6

Macon, GA, 31206

Phone

478-***-****

E-mail

adsrx2@r.postjobfree.com

Skills

Practiced at FHA loan

process

Excellent

Proficient in 10-key

Excellent

Financial transactions

expertise

Excellent

Experian Transact SM

Excellent

Financial analysis aptitude

Excellent

Deep knowledge of

bankruptcy processes

Excellent

Superior organization skills

Excellent

Client presentations

Experienced Loan Officer with over nineteen years of experience in banking. Excellent reputation for resolving problems, improving customer satisfaction, and driving overall operational improvements. Consistently saved costs while increasing profits. Personal Loan Specialist

One Main Financial, Macon, GA

Compiled database of loan applicants' credit

histories, corporate financial statements and other financial information.

Assisted senior-level credit officers with complex loan applications.

Reviewed and edited loan agreements to promote

efficiency and accuracy.

Recommended loan approvals and denials based

on customer loan application reviews.

Originated, reviewed, processed, closed and

administered customer loan proposals.

Negotiated agreements between employees to

clarify misunderstood directions and resolve conflicts affecting performance.

Performed various administrative functions, including filing paperwork, delivering mail, sorting mail, office cleaning and bookkeeping.

Devoted special emphasis to punctuality and

worked to maintain outstanding attendance record,

consistently arriving to work ready to start

immediately.

2014-11 -

Current

Branch Manager

Title Credit Finance, Macon, GA

Enhanced branch production rates by handling staff conflicts, evaluations, hiring/termination processes, coaching employees on company protocol and

payroll operations.

Evaluated loan applications against outline

specifications to approve, reject or recommend

adjustments files.

Recommended loan approvals and denials based

2012-08 -

2014-08

Excellent

Budgeting

Excellent

Strategy development

Excellent

Greeting and seating guests

Excellent

Referral generation

Excellent

Interviewing

Excellent

Appointment setting

Excellent

Event planning and

execution

Excellent

Performance assessments

Excellent

Vehicle operation

Excellent

Document interpretation

Excellent

Performance analysis

Excellent

Hiring and training

Excellent

Supervision

Excellent

Risk management

Excellent

Quality processes

Excellent

Goal development

on customer loan application reviews.

Submitted loan applications to loan underwriter for verification and recommendation.

Consulted with representatives of regulatory

agencies to complete accurate filings and uphold

strict compliance.

Assessed budget plans and present costs to forecast trends and recommend changes.

Maintained confidentiality of bank records and

client information to prevent mishandling of data

and potential breaches.

Assessed employee performance and developed

improvement plans.

Reviewed and edited loan agreements to promote

efficiency and accuracy.

Boosted branch sales by developing and deepening

customer loyalty through incentive programs.

Protected company assets with strategic risk

management approaches.

Engaged employees in business processes with

positive motivational techniques.

Identified and capitalized on community business

opportunities with effective networking.

Uncovered and resolved strategic and tactical

issues impacting sales management and business

operations.

Held sales coaching sessions.

Developed and maintained relationships with local

real estate agents.

Gathered and reviewed customer feedback to

improve operations.

Generated dramatic improvements across entire

sales cycle, including prospecting, conversion and contract negotiation.

Wrote reports detailing branch activities.

Complied with regulatory requirements including

Bank Secrecy Act, Anti Money Laundering, OFAC,

USA Patriot Act, Privacy Act and Community

Reinvestment Act.

Compiled database of loan applicants' credit

histories, corporate financial statements and other financial information.

Excellent

Closing techniques

Excellent

Behavior improvements

Excellent

Project management

Excellent

Maintained current loan and pricing information on the online banking website.

Created reports on deteriorating trends and fiscal year end losses.

Maintained friendly and professional customer

interactions.

Developed and delivered polished sales

presentations in order to highlight product and

service quality.

Originated, reviewed, processed, closed and

administered customer loan proposals.

Received superior customer service satisfaction

scores for 8 consecutive quarters.

Customer Service Representative

Sunbelt Credit, Macon, GA

Delivered exceptional customer service to every

customer by leveraging extensive knowledge of

products and services and creating welcoming,

positive experiences.

Promoted superior experience by addressing

customer concerns, demonstrating empathy and

resolving problems swiftly.

Improved sales abilities and product knowledge on

continuous basis to provide optimal service and

achieve quotas.

Responded to customer requests, offering excellent support and tailored recommendations to address

needs.

Provided excellent customer care by responding to

requests, assisting with product selection and

handling ordering functions.

Managed timely and effective replacement of

damaged or missing products.

Collaborated with staff members to enhance

customer service experience and exceed team

goals through effective client satisfaction rates. Implemented and developed customer service

training processes.

Applied highly effective selling skills while properly engaging and presenting solutions to customers.

Directed incoming calls to internal personnel and

2011-06 -

2012-07

departments, routing to best-qualified entity to

respond to callers' needs.

Liaised with sales, marketing and management

teams to develop solutions and accomplish shared

objectives.

Bolstered customer retention by creating and

offering unique discount options and inspiring

interest in new product lines.

Cross-trained and backed up other customer service managers.

Educated customers about billing, payment

processing and support policies and procedures.

Monitored cash drawers in multiple checkout

stations to ensure adequate cash supply.

Investigated and resolved customer inquiries and

complaints quickly.

Met all customer call guidelines including service levels, handle time and productivity.

Maintained accurate and current customer account

data with manual forms processing and digital

information updates.

Communicated accurate information about

promotions, customer programs and products,

providing exceptional customer service and driving retention.

Store Manager

TitleMax, Macon, GA

Applied performance data to evaluate and improve

operations, target to current business conditions and forecast needs.

Delivered positive results by controlling monthly

operations budget and limiting financial

discrepancies.

Created work schedules according to sales volume

and number of employees.

Managed, hired and developed top talent to

strengthen workflow and productivity.

Executed proof of concept strategic initiatives for future goals, including digital signage and guided selling plans.

Partnered with store director to interview, hire, train 2005-03 -

2011-05

and develop department managers and team

members to build and sustain high in-store

performance.

Minimized on-site cash with frequent deposits and

high accuracy in predicting operations.

Responded to customer concerns with friendly and

knowledgeable service and remedied issues

promptly and effectively.

Protected store from loss or theft by setting and

enforcing clear security policies.

Reported to district manager regarding all store and staff issues, financial goals and sales.

Promoted team collaboration, performance and

efficiency by fostering healthy environments focused on mutual success.

Customer Service Representative

Bibb Finance & Company, Macon, GA

Evaluated account and service histories to identify trends, using data to mitigate future issues.

Answered constant flow of customer calls with up to hundreds of calls in queue per minute.

Answered customer telephone calls promptly and in

appropriate manner.

Maintained customer happiness with forward-

thinking strategies focused on addressing customer needs and resolving concerns.

Consulted with outside parties to resolve

discrepancies and create effective solutions.

2003-05 -

2005-03

Quality Control/File Clerk

Georgia Farm Bureau Federation, Macon, GA

Followed up with staff and customers by phone and

email regarding missing or needed information and

compiled retrieved information into files.

Created reports, correspondence and spreadsheets

with Microsoft Office programs.

Adhered to all related company policies and

government regulations regarding data oversight

and confidentiality to promote overall information security.

Tracked incoming and outgoing files and materials

2000-01 -

2003-05

Education

and maintained accurate records for potential

discrepancies.

Responded to internal and external requests for

information.

Maintained physical and computer-based filing

systems.

Examined, categorized and sorted incoming

documents.

Upheld confidentiality of all information to avoid potential data breaches and client lawsuits.

Supported efficient meetings by organizing spaces

and materials, documenting discussions and

distributing meeting notes.

Performed general office duties, including answering multi-line phones, routing telephone calls or

messages to appropriate staff and greeting visitors. High School Diploma

Southeast High School - Macon, GA

1993-08 -

1996-06



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