● EURALONDER D. HAYSLETT
● 469-***-**** ***********@*****.*** Linkedin.com/in/euralonder-hayslett SUMMARY
Skilled financial professional with 20 plus years of experience in financial services industry and practical management experience. Regularly worked with upper management to create customized financial strategies to meet the client needs. As a team lead over a team of 15 and a managed a team of 11, to provided leadership and successfully following through with team goals and objectives. Provided training at company branches to Loan Officers and Loan Processor on processing mortgage loan correctly for less conditions and quick closing. CORE SKILLS & KNOWLEDGE
Quality Audit/Control & Review Team Leadership & Development Anti-Money Laundering Policy & Procedural Compliance Customer Support Loan Modification Mortgage FHA VA USDA Wholesale Loan Processing Loan Document Analysis Fraud Management Document & Credit Analyst Cross Functional Team Support Administrative Management Administrative Assistant I'mSecurity Operations Trust Associate
TRID Knowledgeable of new underwriting and loan processing guidelines INDUSTRY HIGHLIGHTS
Tackled the challenge of identifying potential fraud while performing Audit test reviews and made recommendations for further investigation. Recognized as Top Performer for 2 years straight. Served as a liaison between Operations Management and team members to cover underwriting exceptions to ensure adherence to policy and procedural guidelines consistently.
CAREER BACKGROUND
Caliber Home Loans, Coppell, TX
Government insuring Auditor II July 2019 to Current Reviews for completion, a minimum of 20 assigned VA loan files per day and submits completed files for insuring/guarantee.Updates the government insuring exceptions log with regard to incomplete files and notifies appropriate party as to the documentation required for completion.Reviews and clears documentation received on incomplete loans. Guarantees VA loans online by updating the VA portal and completing the appropriate screens. Solomon Edwards/Mr. Cooper Mortgage Co. Irving, TX. ( contract Assignment) Recovery Analyst March 2019 – July -2019
Preparing claims/recovery packages for reimbursement various types of counterparties. Gathering and analyzing previously incurred loan level servicing expenses. Researching loan history and gathering documentation and other information required for negotiations. Preparing supporting documentation files for the claims/recovery packages. Performing other duties as assigned or requested. Fairway Independent Mortgage Corp Carrollton, TX Government Insuring Auditor April 2015 to August 2018 Perform detailed post-closing audit of closed loan packages to determine compliance with FHA, VA and USDA program guidelines.
Gathered Excel data by reviewing established government baseline to ensure compliance with regulatory and investor requirements; met weekly with managers to provide feedback on case sensitive data and risk. Reviewed government loans to include entering and validating loan level data within the web-based FHA and VA insuring systems Responsible for obtaining and tracking outstanding Mortgage Insurance Certificate (MIC), Loan Guaranty Certificate (LGC), and Loan Note Guarantee (LNG) within the established time frame. Respond to and reconcile audit request from HUD, VA and USDA. Contributed as a productive team member by coordinating social events including team lunches and monthly team building.
FIS- Fidelity National Information Services Plano, TX Sr. Compliance Analyst III April 2014 to April 2015 Reviewing mortgage loans for compliance with the Good Faith Estimate (GFE) and Housing and Urban Development (HUD 1) requirements of RESPA.
Remediated funds relating to RESPA tolerance errors including, re-disclosure and calculation of any necessary reimbursement.
Held accountable for compiling Excel data by reviewing Regulatory findings that potentially could impact the business.
Proficient in using the APR/WIN software which is the OCC’s annual percentage rate calculation program, a specialized document software system, and fee calculation process. Prime Lending Dallas, TX
JR.Underwriter July 2012 to October 2013
Advanced underwriting skills used to analyze borrower’s employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision process on each mortgage application. Responsibly met productivity and quality control goals as stipulated by management. Maintained corporate integrity through direct monitoring of call center agents by providing strong problem solving and resolution techniques to better the inbound call experience. Performed forensic underwriting of closed loans to determine the credibility of approved mortgages and ascertained whether questionable or possible fraudulent practices occurred. JP Morgan Chase Arlington, TX
Sr. Short Sale Processor/ Loss Mitigation Specialist III March 2009 to July 2012 Compiled and reviewed financial statements, tax returns, bank statements, real estate contracts and property valuation reports into an organized concise package for submission to the homeowner’s lender. Primary liaison between Chase and bank clients, by assisting in the collection process of gathering various required documents from client.
Communicated and followed up with listing agents to acquire any missing documentation. Reviewed modification documents against the database/modification worksheet /Agent Desktop and other computer systems to ensure accurate information was uploaded. Loss Mitigation Specialist III
Responsible for obtaining documentation for loan approval while maintaining a high level of customer service. Submitted loans to underwriting through the Closer paperless system used by Chase and obtained all conditions requested from underwriter.
Monitored work queued and updated the status of WPII approval, drafts and declines. Communicated identified issues to internal and external business partners. Maintained an overall understanding of the various functions within the department and the modification process. Cross trained in the Registration Department, and Reject Department, and the Fannie Mac Fulfillment Department. TECHNICAL PROFICIENCIES
MS Word Excel PowerPoint Outlook Workday Workplace Solutions Encompass WEBLGY FHA Connection VA & USDA System APR/WIN Software MSP LPS AIS FannieMae Equator Loansphere Altisource FAS NICE System SAP LOAN PRO Cisco I Calyx Software AUS Vender Scape Remedy Star Yardi System LoanSphere Invoicing Desktop LSAMS Black knight LPS File net Sharepoint