Loan Processor Administrator
Resume:
JR
JOHN ROGERS
*************@*****.*** 336-***-**** GREENSBORO, N C 27406
I'm a financial professional with 15 years experience Industry as a Post Closing TRID analyst Mortgage Loan Processor,Loan Document Specialist, Loan Officer, Loan Administrator,, and Branch Manager. I have extensive experience processing, residential mortgage loans from pre-qualification to closing. I'm a steward of institutional regulatory compliance and goal-oriented. Throughout my career, I have implemented several strategies that successfully increased sales, improved client retention, and increased productivity. I have experience processing FHA, VA, HARP, Fannie Mae, Freddie Mac and collateral loans. I'm a quick study with excellent communication skills. Closing
Loan file auditing
Log updating
Documentation Management
Microsoft Office expertise
Customer service and assistance
Regulatory Solutions Birmingham, AL
Post Closing TRID Analyst
02/2021 - 02/2022
Reviewed Closing Disclosures Post Closing to verify if closing costs and fees were correctly disclosed and refunded the borrower if fees were improperly disclosed
Reviewed Closing Package to verify if all state related disclosures were correctly disclosed signed up dated correctly
Compared Loan Estimates about the loan process throughout the loan process to verify all estimates will properly disclosing fees concurrently Review Closing Disclosure to verify if Lenders Credits and Discount points were properly disclosed
Calculated and verify if APR, Tolerance and Cash to Close were correct on Closing Disclosure
TRUIST Greensboro, NC
Post Closing TRID Analyst
03/2018 - 08/2020
*Reviewed Closing Disclosures Post Closing to verify if closing costs and fees were correctly disclosed and refunded the borrower if fees were improperly disclosed
*Reviewed and corrected clerical errors on Closing Disclosure
*Compared Loan Estimates throughout the loan process to verify if all estimates were properly disclosing fees concurrently
*Files had to be reviewed within 60 days to avoid fines and penalties from Federal Banking Commission
*Contacted Settlement Agents and Attorney to verify information on Closing Disclosures
Reviewed Closing Disclosure to verify if Lenders Credits and Discount Points were properly disclosed.
Wells Fargo Home Mortgage
GREENSBORO, NC
Mortgage Loan Processor
10/2015 - 03/2018
MS Office proficient Experience with Encompass, Calyx Point, Laser Pro Customer and Personal Service, Timely and clear communication with customers, loan officers, settlement agents, broker and other counterparts to obtain missing information and documentation for the file. Summary
Skills
Experience
Obtaining and possibly clearing some approval conditions Submitting loan file to underwriting for review.Ensuring all compliance guidelines are met. Entering loan information to system.Prioritizing and managing pipeline to meet anticipated closing dates and performance metrics. Verify and examine information and accuracy of loan application and closing documents.
CIT Group Danville, VA
Loan Administrator
11/2014 - 05/2015
Monitor customer borrowings, payments, and rate se ing activities. Contact customers in regard to maturing loans or repayment. Process loans, Euro investments, commitment and Le er of Credit facilities. Process any amendment transactions by updating Stucky, calculating and distributing any applicable fees.
Summary Skills Experience Process borrower and lender audit confirmations.
Ardyss International Greensboro, NC
Sales/Sales Trainer
09/2013 - 10/2014
Created strategies to develop and expand existing customer sales. Shared product knowledge with customer.
Demonstrated that customers come first by serving them with a sense of urgency.
Worked as a team member to provide highest level of service. Wells Fargo Home Mortgage Greensboro,
NC
Loan Document Specialist
04/2012 - 09/2013
Gathered information and took each file from approval to closing. Made approval calls to borrower.
Input proper loan documentation into system for processing. Ordered and coordinated loan documents.
Verified loan documents including income, credit, appraisal and title insurance preparing application for submi al to under writing. Worked with HARP, Fannie Mae, and Freddie Mac Federal Guidelines. Met crucial deadlines as requested.
Dun and Bradstreet Credibility
Corporation Greensboro, NC
Credit Advisor
07/2011 - 02/2012
Called companies advised of activity on Business Credit Report. Advised owners of products needed to raise credit score and proficiency. Processed orders on Phoenix system.
Premier Lending Corp Greensboro, NC
Loan Officer
09/2007 - 12/2010
Found potential clients, helped clients apply for loans, processed loan from preapproval to closing.
Ordered and verified loan documents, communicated with banks and lending institutions about loanprograms suitable to the client. Worked with Fannie Mae and Freddie Mac Federal Guidelines. Triad Equity Group Greensboro, NC
Branch Manager
07/2005 - 09/2007
Provided training for employees, provided assistance in finding programs for officers, analyzed pipelines to provide prospective monthly projections, processed loans from preapproval to closin.
Ordered and verified loan documents.
Kept office in compliance with N.C.
Commissioner of Banks.
ECPI University Virginia Beach, VA
Associate in Electronics Engineering Technology in Electronics Technology North Carolina A & T State University Greensboro, NC Education and Training
Electronics Engineering Technologies
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