Career Portfolio provided by Nexxt

Ajaz Hussain

Honesty is blessing

Mandi Bahauddin Punjab Pakistan

Job Function: Customer Service, Community & Social Services, Customer Service

Highest Education: Post Graduate Degree

Portfolio: https://www.nexxt.com/p/EB95F733-877E-4EF8-9964-27A74E5086D5 Work Experience

Banker

NATIONAL BANK OF PAKISTAN

Aug '16 - Oct '21 (5 Years, 2 Months)

August 2016 - PRESENT NATIONAL BANK OF PAKISTAN, Banker Supervise loan personnel. Review loan agreements to ensure that they are complete and accurate according to policy. Petition courts to transfer titles and deeds of collateral to banks. Arrange for maintenance and liquidation of delinquent properties. Review and update credit and loan files. Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. Approve loans within specified limits, and refer loan applications outside those limits to management for approval. Interview, hire, and train new employees. Set credit policies, credit lines, procedures and standards in conjunction with senior managers. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Market bank products to individuals and firms, promoting bank services that may meet customers' needs. Compute payment schedules. Stay abreast of new types of loans and other financial services and products to better meet customers' needs. Work with clients to identify their financial goals and to find ways of reaching those goals. Negotiate payment arrangements with customers who have delinquent loans. Submit applications to credit analysts for verification and recommendation. Handle customer complaints and take appropriate action to resolve them. Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action. Confer with underwriters to aid in resolving mortgage application problems. Analyze potential loan markets and develop referral networks to locate prospects for loans. Meet with applicants to obtain information for loan applications and to answer questions about the process. Provide special services such as investment banking for clients with more specialized needs.

Junior officer

Bank of punjab, Phalia

Jan '12 - Aug '16 (4 Years, 7 Months)

Education

Master Degree '12 History

Punjab University

Jun '12

2012-06-12 Punjab University, Master's Degree in History Associate Degree '10 Safety

Nov '10

2010-11-04 Descon training institute, Vocational in Safety enviroment Powered by TCPDF (www.tcpdf.org) Ajaz Hussain

Skills

Best teller

(Novice) 0 to 1 Year