DEBORAH MICHELLE AUSTIN, ESQ.

D.C. Bar #******

**** ********** **. ** 202-***-****

Washington, DC 20011 adshnu@r.postjobfree.com

ATTORNEY ADVISOR -U.S. SMALL BUSINESS ADMINISTRATION 2000-May 2022

Responsible for reviewing EIDL small business loans in excess of 500K and preparing loan files for closing. Primary Duties: Confirm accuracy of loan authorizations, confirm business entity’s ownership of real estate collateral, order title reports and flood mapping reports, review for consistency with borrower’s documentation, review corporate resolutions for legal sufficiency, confirm corporate status, prepare vesting language and legal descriptions for mortgage documents.

ATTORNEY /REVIEWER -Temporary Staffing Agencies 2014-2019 Reviewed loan servicing and loan origination files in response to federal enforcement actions and investor repurchase complaints. Reviewed loan servicing files and other corporate communications for relevance and privilege in CFPB Civil Investigative Demands. Reviewed loan origination files and drafted statements of compliance with applicable underwriting guidelines in disputing investor repurchase complaints..

DIRECTOR OF COMMUNITY REINVESTMENT–UNITED PLANNING ORGANIZATION 2013-2014-Managed housing counseling, Volunteer Income Tax Assistance and financial literacy programs, provided testimony to the Council of the District of Columbia on various legislative initiatives. Monitored pertinent legislative and regulatory developments and briefed CEO and Board of Directors on impact on UPO constituency and programs. Expanded program funding for housing counseling and foreclosure prevention activities.

DIRECTOR OF COMMUNITY ECONOMIC DEVELOPMENT-LAWYERS COMMITTEE FOR CIVIL RIGHTS UNDER LAW 2008-2010 : Represented a national organization in the negotiation of a Community Benefits Agreement to guide the hiring of local residents in construction projects; Served as co-counsel in provision of legal assistance to organize a New Orleans land trust to provide community controlled housing in the wake of Hurricane Katrina. Facilitated a quiet title initiative to assist homeowners in obtaining clean title after Katrina.

LAW OFICE OF DEBORAH AUSTIN PLLC-2005-2007: Represented DC tenant associations in securing the right of purchase under the DC Tenant Opportunity to Purchase Act. Represented a community land trust in obtaining rehabilitation financing and provided representation at closing.

DIRECTOR, COMMUNITY ECONOMIC DEVELOPMENT PRO BONO PROJ- DC BAR PRO BONO PROGRAM - 1998-2004: Recruited national law firms to donate a million dollars in legal services for the construction of the ARC, the Dance Institute of Washington and Carlos Rosario Public Charter School, organized the first city wide free legal clinic for local and disadvantaged small business entities in partnership with national law firm volunteers and community development corporations

DIRECTOR OF LEGISLATION AND POLICY, NATIONAL LOW INCOME HOUSING COALITION -1989-1995: Worked with the Coalition’s Executive Committee in developing NLIHC’s legislative and policy agenda, conducted outreach and advocacy to Congress and the Administration, developed testimony for Congressional hearings, conducted legislative briefings on Capitol Hill, provided weekly legislative updates to NLIHC members, wrote articles and opinion pieces for various periodicals, spoke at state and regional affordable housing conferences. Articles: Public Housing Reform Legislation in the 105th Congress/ Interview with Congressman Rick Lazio of New York, Shelterforce Magazine, Summer/ Fall 1997, A Review of Housing Policy Developments in the 104th Congress, Shelterforce Magazine, Feb.1997, A Critique of the Housing Disaster That’s Not Being Fixed, Community Information Exchange Newsletter, August 1996.

EDUCATION

Juris Doctor, University of Virginia School of Law, Charlottesville, Virginia

BA English, University of Virginia, Charlottesville, Virginia

PROFESSIONAL AND CIVIC ACTIVITIES

Certified Multifamily Developer- National Development Council (2014)

Vice Chair, Board of Directors, University Legal Services (1995-2005)

Advisory Council of the Federal Home Loan Bank of Atlanta (1996 –2000)

Vice Chair, Board of Directors National Neighborhood Coalition (1993-1997)

COMPUTER SKILLS

E-Discovery Platforms (.Relativity, Kroll Ontrack, Concordance, Ringtail) and Microsoft Office Suite