Financial Analyst Chase Bank

Nathan Weber

Cell: 414-***-**** ************@*******.***

**** ***** **, ********, ** 53188

Professional Experience

Conversion Analyst

Interactive Resources on contract for FIS (Fidelity Information Systems) 2021 to 2022

Manage banking platform for conversion of WorldPay to FIS system for debit and credit card transactions.

Testing, customized reports and workflow mapping, balancing ledgers, and sharing information within a team to implement conversion to banking clients.

Responsible for client (bank’s/CU’s) communications, timelines, and overall project completion to FIS team.

Owner/Manager

Multiple Owned Businesses/Nathan Weber, Inc. 2017 to 2021

Health/Life Broker -Focused on Medicare insurance for senior citizens in Southeast Wisconsin. Held Life and Health insurance licenses in WI.

First Envision Commercial Capital Partners, Milwaukee, WI areas (nationwide), Commercial loan consulting sales and brokering business with a vast variety of products and financing solutions to assist business owners and investment property owners. SBA 7a/504 & Real Estate.

Restoration 1 of Waukesha County, Waukesha, WI- Ran all aspects of business franchise location from financials to job bids to field tech work to collections. Employed one main partner and a couple people over time. Business provides remediation control on water and mold damages direct to homeowner or via insurance company through homeowner. IICRC certifications in water/mold/fire.

Home Equity Department Agent

JP Morgan Chase Bank (Milwaukee, WI) 2016 to 2017

Focused on detailed information from customers of all types in many states and state specific requirements to be the point of customer and internal contact and service from after initial application to closing home equity loans.

Managed pipeline of files.

Upheld service metrics.

NMLS registered.

Operations Supervisor

City of Milwaukee- DPW Parking (Milwaukee, WI) 2014 to 2015

Managed and administered 6500+ parking meter program including management of 4-5 contracts.

Directly supervised 4 meter shop city employees, with occasional field assistance to my team.

Directed hooding and special event requested permits.

Worked to understand and troubleshoot cellular communication malfunctions working with city staff, enforcement, and vendors.

Accounted for over $5 million in annual parking revenues from several meter sources.

Worked on revenue tracking and pricing issues.

Senior Financial Analyst – Commercial Financial Control

CNH (Case IH division of CNH responsible for AG manufacture) (Racine, WI) 2010 to 2013

Prepared and analyzed monthly reporting to support North America Retail team that supports all marketing and branding and financial roll-up of the manufacturing wholesale and retail of equipment to the CNH brands, specifically Case IH.

Assisted NAR brand Controller with specific expertise in control of accrual rates, inventory reports, balance sheet reserves and reporting for all types of sales allowance discount spending up to $200 million and the interaction with pricing/programming, including journal entries into SAP.

Some time spent on capital expense budget/forecasts, control audits, and approving authority limits on later discounts.

Worked with marketing managers as needed.

Senior Financial Analyst – Pricing Control and Sales Analytics 2007 to 2010

Prepared and analyzed monthly reporting to support North America Retail team, such as but not limited to P&L impacts and sales/customer analysis and modeling, business and industry trends, programs, and portfolio performance.

Role had expanded towards more pricing functions and analysis. $3-4 billion in annual sales loan revenue. Calculated and advised on structure and payouts of retail sales compensation.

Was an administrator of the loan system platform for underwriting programs.

Strategic Credit Analyst/Retail/Revolving Credit Progressions

CNH Capital (Racine, WI) 2004 to 2007

Responsibility for all large money requests, typically between $1-5 million, for both agriculture and construction in the western and southern half of the U.S and Canada.

Proactively reviewed accounts for opportunities for lines of credit, managed a line of credit database file, and data-mined as needed for opportunities.

Small Business Loan Center Underwriter

US Bank (Brookfield, WI) 2002 to 2004

Responsible for underwriting and credit decisions on lines of credit, equipment/vehicle, business/asset buy-outs, real estate, letters of credit, and SBA guaranteed loans.

Worked with credit scoring models and manual underwriting methods, new money requests and renewals.

Frequently reviewed financial statements on most deals, while considering risk analysis and restructuring.

Completed a corporate banking credit training program.

Registered Investment Sales Representative

Strong Capital Management (Menomonee Falls, WI) 2002

Responsible for investment information and account servicing for brokerage and mutual fund accounts, sales team performance goals, and individual sales goals. Also worked at Strong in the summer before graduation at Madison.

Series 7 and Series 63 investment licenses were held.

Project/Management Highlights

oLarge/long project involving development of new underwriting scorecard for revolving accounts- intricate details of personal/business credit bureau inputs, beta testing with IT development for functionality, bugs, rework, timelines, and overall input as to effectiveness of the model and cut-offs

oCreated and consolidated a new format for multiple products for Sales Incentive Compensation programs to better manage outputs of large data on Excel for multiple purposes and payouts

oDevelopment of an Excel-based system for substantial matrix of loan rate combinations working with IT developers, turning an incredibly mistake oriented web-based, click-button, loan based administration platform into a easy to use, fast, and correctible platform

oNarrowing down loan losses using a six-sigma methodology to input characteristics and product lines that were disruptive

oNumerous smaller projects initiated and worked on solely by myself and IT-related liaisons to correct, add new data, or change methods of data sources in the source systems, including reorganizing hierarchical structuring and data translation/encryption to protect identities - involving timeframes, testing, review, etc.

oReview of North America on comparable fee structures compared to legal regulatory limits in order to maximize fee revenue and be in compliance with laws - working with legal team and operational teams

oReview of internal invoicing/pricing on sales of equipment as well as after-sale applied discounts for compliance/audit purposes and risk components

oNUMEROUS changes to reporting processes and systems to directly reduce timeframes for producing comparable monthly and ad hoc reporting

oCapEx overview to budget/forecasts with timing on marketing project initiatives and control of these factors and follow up from changing timelines

oHighly involved on team of selecting an appropriate vendor for the City of Milwaukee MKE PARK application for parking - from start of competitive bids with considerable different factors and costs to implementation

oResponsible for implementation and data gathering for my section of development of this MKE PARK project and leading/using other team members as needed to assist and adhere to timeframes, including participating in all other meetings regarding the project

oManagement of several different vendor contracts and re-negotiation of terms, compliance to contracts, and providing inputs as to new sources of potential vendors or contracts - working with attorneys and vendor's attorneys and internal/external teams

oOther projects varying in team/individual and length of time

Education

Master of Business Administration- University of Phoenix- Brookfield, WI

Bachelor of Arts (Finance, Investments, & Banking)- University of Wisconsin- Madison, WI

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