Mortgage Closer Closing Manager
Resume:
Brenda Mendez
New Jersey
Cell Phone: 973-***-****
Email: *********@*****.***
From: Brenda Mendez
My objective is to secure position within a company, where professional experience and abilities would be an advantage to the growth of my employer and myself. Thank you and have a blessed day.
Brenda Mendez
New Jersey
Cell Phone: 973-***-****
Email: *********@*****.***
Objective: To obtain a secure position within a company, where professional experience and abilities would be an advantage to the growth of my employer and myself. Summary of Qualifications:
Bilingual Spanish /English
Dedicated, focused and highly organized
Able to prioritize and complete multiple tasks and follow through to achieve project goals Independent, self-motivated, good communicator and great team member/leader Fast learner; eager to learn more
Knowledge of programs such as: Genesis, Data Trac, Encompass, Doc Magic, Ellie Mae, FHA Connection, MERS, MRG, Corlogic, Landsafe, and CIS Experience:
July,2019- September,2020
Spencer Savings Bank
Closer Lead/Funder
*Oversee the Closing departments and funded loans
*Cleared all pending items to clear the loan to close.
*Review and issue initial CD
*Created all LLC documents and HUD-1 for closing
*Coordinate and schedule the closings once loans are cleared to close
*Assure all prior to funding items are provided before authorizing funding
*Prepared monthly closing reports
*Worked on the HMDA reports
*Work on other duties as required
November,2018 -July,2019
First Alliance Home Mortgage, Cranford, NJ
Closing and Funding Manager
*Oversee the Closing and Funding departments
*Review and issue initial CD
*Coordinate and schedule the closings once loans are cleared to close
*Assure all prior to funding items are provided before authorizing funding
*Support Post-Closing team for faster purchase turn times
*Support Final Docs with seasoned trailing docs as needed
*Work on other duties as required
December 2010-September 2018
American Financial Resources, Inc Parsippany, NJ
Remote Regional Closing Manager- Wholesale and Retail Division
*Manage the department overseeing 25 remote closers
*Auditing file for accuracy and all-important documentation is updated
(Prepare Corrective Action as needed)
*Performed Reviews for the departments
*Train new employees on new programs and regulations
*Knowledge of OTC (One Time Close), All FHA Loans, all Conv loans, all VA loans and all USDA loans. All Rehab loans (FHA, Conv, VA, USDA), Construction to Perm and Build on Own Land.
*Performed the OTC Welcome Calls with our New Lenders
*Gather collateral for monthly QC Audits
*Direct communications with Operations and Sales Department (Loan Officers/Account Executives.
* Worked directly with the department Managers for Set-Up, Processing/Account Managers, Underwriting Team, Funding, Post-closing and Final Docs Department on daily findings for process improvements
*Worked with the Renovation Team, Servicing Department and Correspondent Team as needed.
*Perform closings as needed
*Close loans for most states
October 2009 – 2010 Bond Street Mortgage LLC Paramus, NJ Manager of the Closing Department
*Schedule/coordinate closings with title companies and attorney to ensure client satisfaction. *Coordinate closing and conditions with brokers on wholesale transaction
*Managed the department
* Initialized set up for companies such as FHA Connection, DO, LP, Landsafe, Corelogic, CIS, Equifax
*Created all logins and security limits for in-house employees
*Review title
*Ordered and reviewed HOI, HO6 and Master Cert.
*Responsible for all loan packages released from Underwriting in order to ensure that loans are closed and disbursed in accordance with Firm policy and procedure.
*Perform closing as needed.
*Responsibilities include post closing and shipping of collateral packages to Warehouse bank and custodians
*Review files received from settlement agents to ensure that the loan is closed with proper signatures and in compliance with the firm's instructions
*Kknowledge of (FHA, CONV, 203K and VA) guidelines.
*Daily management of aged wet loans on line clearing trust receipt prepare loan for pledges.
*Answered all miscellaneous questions from borrowers in regards to payments, insurance, taxes and closings
*Handled all final docs: mortgages, assignments, final title policies and forward them to the correct investors
*Worked directly with in house attorney
March 2000- July2009 Wall Street Financial Corporation Fairfield, NJ Supervisor/ Senior Mortgage Closer Coordinator/Post Closer/Customer Service/Loss Mitigation/Title Department/Collections Department/Final Docs
*Prepared closing packages for FHA, Conventional, New Construction, 203K, Arms 1st and 2nd mortgages.
*Schedule/coordinate closings with title companies and attorney to ensure client satisfaction. *Coordinate closing and conditions with brokers on wholesale transaction
*Managed the department
*Review title
*Responsible for training of new employees
*Review closed loans and funding packages to ensure that all documents have been completed in accordance with the closing/escrow instructions.
*Responsible for all loan packages released from Underwriting in order to ensure that loans are closed and disbursed in accordance with Firm policy and procedure.
*Ordered and reviewed HOI, HO6 and Master Cert.
*Reviewed to include, but is not limited to title binders, insurance documents, broker demand statements, HUD-I and underwriting/closing conditions.
*Perform closing as needed.
*Responsibilities include post closing and shipping of collateral packages to Warehouse bank and custodians
*Review files received from settlement agents to ensure that the loan is closed with proper signatures and in compliance with the firm's instructions
*Kknowledge of (FHA, CONV, 203K and VA) guidelines.
*Daily management of aged wet loans on line clearing trust receipt prepare loan for pledges.
*Ship original notes and collateral packages to Warehouse Bank and investor review closed loan packages,
*Review and ship Original Notes and Mortgage for Warehouse Bank
*Answered all miscellaneous questions from borrowers in regards to payments, insurance, taxes and closings
*Handled all final docs: mortgages, assignments, final title policies and forward them to the correct investors
*Worked directly with in house attorney
References upon Request
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