Development Administrator Private Banker
Resume:
CARLA MANRIQUE
**** *** **** ****, **** NEW YORK, NJ 07093 *****.********@*****.***
www.linkedin.com/in/carla-manrique-cams-a458a25a
VP, Financial Crime Compliance Advisory
2016 – August 2022
HSBC Bank USA New York, NY
Oversaw and ensured that global standards and processes pertaining to BSA/AML, Anti-Bribery and Corruption, Fraud and Economic Sanctions were implemented through HSBC Private Bank. I served as the liaison between HSBC’s Financial Crime Investigations (aka FIU) and the Private Bank/Wealth Management lines of business (LOBs) on BSA/AML related activities, led/drove projects and initiatives, provided consultation to the LOB and various groups within HSBC. My remit also included the development of local policies and procedures, product and operational risk assessment, enterprise risk assessment, engagement with LOBs on specific escalated matters, training delivery, governance, audit, and regulatory examinations.
As a risk steward and subject matter expert, I provided a broad array of advisory services to first line risk owners in matters relating to client lifecycle management (e.g., client onboarding, exit/retention, KYC), reconciliation of Suspicious Activity Report (SAR), sanctions events, and policy guidance.
Liaised and engaged across all pertinent HSBC risk and lines of business functions, both locally and internationally.
Managed escalated events and provided associated MI to governance forums (e.g., typologies, trends, emerging risk).
Led a variety of projects primarily aimed to build upon FCC Advisory’s financial crime capability and to enhance first line of business agility/ability to efficiently manage current and emerging risks.
AML Investigations
Financial Crime Compliance 2014 – 2016
HSBC Bank USA New York, NY
Performed in-depth AML investigations, with primary focus on Correspondent banking and trade financing areas.
Monitored activities within the AML Compliance Office to ensure compliance with internal policies and procedures and external regulations.
Prepared Suspicious Activity Reports as appropriate.
Coordinated internal processes for the completion, review and approval of SAR filings.
Ensured compliance with operational risk controls in accordance with HSBC and regulatory policies.
KYC and Documentation Consultant
IMR for HSBC Private Bank 2012 – 2014
HSBC Bank USA New York, NY
Analyzed documentation for banking, trust, custody, brokerage, foundations, mortgage & estate accounts in both domestic and international platforms.
Verified that accounts met KYC requirements via: ID's corroboration, ownership structure validation, source of wealth & domicile.
Reviewed articles of Incorporation & Registry of Shares determining if entity is a bearer sharer issuer. Report findings to management and requested updated documentation from sales team.
Ensured that EDD (Enhanced Due Diligence) was conducted via: World check, and internal investigation to mitigate the bank's risk.
Attested and certified that accounts met standard CIP, AML and KYC requirements to pass the regulator's audit.
FATCA (Foreign Account Tax Compliance Act) identified, reported and cured US indicia to comply with US IRS new regulation.
Relationship Officer
International Wealth Management 2003 – 2011
Royal Bank of Canada New York, NY
Liaised with Senior Private Banker to manage the portfolio of ultra-high net-worth clients
Supported Private Banker with market research analysis. Prepared portfolio summaries and performance reviews.
Processed the opening of new accounts. Gathered and corroborated client's information to ensure non-derogatory records were detected on OFAC list. Ran reports on Westlaw, Dun & Bradstreet. Conducted in-depth internet searches on client's background i.e., place of business, home address, place of work, etc.
Monitored client's transactional activity in adherence to AML policies with RBC proprietary software.
Alerted Compliance of suspicious activities which lead to SAR filings.
Communicated on behalf of clients with various area specialist's i.e., Investments, Credit and Fiduciary Departments.
Accountable for preparing account opening documents (investment, fiduciary, lines of credit, time deposits, wire and asset transfers) while ensuring compliance with regulatory risk management requirements.
Managed all queries resulting in client retention, maximizing opportunity spotting and building profitable relationships.
Organizational Development Administrator 2000 – 2003
Banco Popular North America New York, NY
Managed career development & educational programs for employees in 5 states i.e., tuition reimbursement & training assessment.
Coached employees through policies and procedures related to their professional development and career path options.
Partnered with Compliance Officers for the implementation of computer-based training aligned to bank’s regulatory requirements.
Created and distributed quarterly training calendar to the 2000+ employees to prepare for upcoming training.
Processed payments to external vendors & reconciled education and training general ledgers. Monitored the budget, investigated disputes & resolved discrepancies.
EDUCATION
ACAMS, New York, NY
CAMS, Certified Anti-Money Laundering Specialist
The Global Institute of Finance and Banking, New York, NY
Banking Principles
American Junior College, Quito, Ecuador
Business Administration
SKILLS
Computer Applications: Proficient in Microsoft Office: Word, Excel, PowerPoint and Access. Asset allocation models, Norkom, Regulatory, Data Corp “RDC”, Lexis Nexis, World Check, Orbis, CLEAR, etc.
LANGUAGES
Fluent in English and Spanish and basic Portuguese.
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