Sr. Underwriter/ Underwriting Manager

*** *. ****** **. ********, AZ ***** * 602-***-**** * *****************@*****.***

Michael A Rivers

Professional Experience

PRMG Houston, Tx

**/**** – 7/2022

DE/SAR Underwriter IV

Reviewed FHA and Conventional loan types (Full Doc and Streamline)

Met and/or exceeded performance goals set by management

Interlinc Mortgage Services Houston, Tx

12/2020 – 11/2021

DE/SAR Underwriter

Reviewed FHA and Conventional loan types (Full Doc and Streamline)

Met and/or exceeded performance goals set by management

Home Point Financial Chandler, Az

1/2020- 12/2020

Director/ Underwriting Manager

Managing a group of 10 Underwriters and 3 Jr Underwriters

Maintaining SLA requirements for our Brokers and Account Executives we provide services for.

Frequently reaching out to clients to address all comments or concerns.

Orion Lending Orange, Ca

10/2019- 12/2019

DE/SAR Underwriter

Amerisave Mortgage Company Chandler, Az

07/2019 – 10/2019

DE/SAR Underwriter

loanDepot Scottsdale, AZ

03/2015 – 06/2019

Underwriter III/ Trainer

Decisioned VA, FHA, Jumbo, and Conventional loan types.

Also proficient in loans with Bond programs

Advanced income analysis in regard to Self-employed Corporate, and Partnerships income tax returns.

Exceeding performance goals set by management.

Spent time as a Trainer, assisting with New hire orientation, test case review, and new product roll outs.

Wells Fargo Home Mortgage Tempe, AZ

3/2009 – 10/2013

Underwriter III

Countrywide Home Loans Chandler, AZ

9/2005 - 8/2008

Underwriter/LS

Education/Extra Curricular Activities

12/ 2005 Arizona State University Tempe, AZ

Bachelor of Interdisciplinary Studies: Communication, Sociology

12/ 2001 Mesa Community College Mesa, AZ

Associate in Arts Degree: Communication, General Studies

Track and Field, Arizona State (2002-2003), Mesa Community College (2001)

Volunteer Experience

Habitat for Humanity

Additional Experience/Certifications

FHA DE Designation (C.H.U.M.S. ID)

VA SAR/LAPP Number

Bond/DPA Underwriting experience

Computer Skills Include: MS Office, LIS, CORE, Empower,Encompass.

Personal Attributes

Ability to handle confidential material in a professional, highly ethical manner.

Excellent verbal and written communication skills.

Strong interpersonal skills which have allowed me to build and maintain professional relationships with clients, customers, and co-workers.

Strong time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.

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