Ronald A. Ricci

** **** ******, ***** **********, RI 02904

Cell 401-***-****

·Professional Experience:

·Peoples Home Loans, East Greenwich, RI 07/01/2018-Present Loan Officer

Knights of Columbus, New Haven, CT 06510 1/01/2016-2/28/2018 Insurance agent

MB Financial Bank/Cole Taylor Bank, East Greenwich, RI 11/08/2013 - 12/19/2014 Branch Sales Manager- Managed inside and outside Loan Officers.

Vanguard Capital Funding, Cranston, RI 12/11/2005 — 08/10/2008, President- & Operations Manager- Managed all aspects of daily operation; Head of Organization; Operations, Underwriting, and Compliance Manager; Oversaw and Implemented Quality Control Plan and Operating Procedures; Performed analytical review and made credit decisions for placement of conventional and government mortgage loans; Licensed Lender/11 States.

Experienced in VA,FHA, USDA, FNMA & FHLMC.

lPresidential Mortgage Corporation, North Kingstown, RI 05/2011-07/2012, Sales Manager- Successfully established, staffed, and opened RI Branch; Hired and Trained several loan officers on Bank's various systems; Developed and Implemented the Branch's marketing strategies; Managed loan officers, establishing closing production from $0 to $15 million monthly, in 4 months. Dream House Mortgage Corp, Providence, R 05/1992 01/2002 Sales Manager- Advised and developed targeted marketing strategies; Recruited, Hired, Supervised, and Trained over 200 loan officers; Originated & Pre-Underwrote thousands of First and Second Mortgages; Concluded and relayed sales reports to upper management. Co-Op Credit Union, Cranston, R 01/16/1984 — 05/20/1990 Comptroller- Established and Maintained all Financial reporting and operations. Head of Banking Compliance. Managed department of 12 persons, direct participant in company growth from 15 million to 54 million dollars in assets.

lRhode Island Banking Division, Providence, RI 04/16/1977 — 01/05/1984 Sr. Bank Examiner- Ran a 10-person examination team, examined and instituted guidance over several Financial and Banking Institution. Implemented strategic analysist and decisions for upper management. Education:

Community College of

Rhode Island Rhode Island

Providence, RI

Associate of Science 1966

·Designations:

RI & MA Loan Officer License #1056942

Life Insurance Producer License #2084070