Data Entry Fraud Investigator

IFEOMA ONYECHE

• 240-***-**** • *************@*****.***

PROFESSIONAL SUMMARY

Experienced Financial Risk management, Quality Assurance and Compliance Analyst with 9+ years of AML and Risk assessment experience in BSA, regulatory compliance, Anti- Fraud, KYC/CDD/EDD/QA and Customer Negative and OFAC Screening. Exhibits exceptional communication and interpersonal skills with demonstrated ability to develop and maintain outstanding client relationships. Skilled in preparing required reports including Suspicious Activity Reports (SARs). Monitored AML/BSA trends for related industry practices and evaluated transactions for Money laundering activities within AML framework along with reviewing negative feeds of OFAC/Watch List/PEP alerts generated by automated systems.

SKILLS

Effective communication

SAS

Fraud detection

SAR writing

Technical writing

Python

Knowledge of Bank secrecy Act

Risk assessment

Risk Control Self-assessment (RCSA)

Detection models

Procedure review

Regulatory skills

Semantic Web

Data analysis

Audit principles

Multitasking Abilities

Data Entry

Microsoft access

Actimize

SQL

Quality Assurance

Pivot tables

Risk Management

Analytical and Critical Thinking

WORK HISTORY

Security Fraud Investigator/ Quality Control Analyst

Northrop Grumman/ Peraton 03/2019 - Current

Analyze alerts and associated cases to make a decision on a specific alert.

Review cases worked by investigators to ensure quality in accordance with Social Security Administration policies.

Review suspected cases for potentially fraudulent activities.

Report overall performance related to occurrence and adherence to policies and procedures.

Coach and provide incremental procedural training to team members when necessary.

Prepare training and or team communications to address trends in missed opportunities related to policies and procedures.

Review quality of completed cases by investigators based on Social Security Administration standards.

Evaluate system alerts for potentially fraudulent activity

Review transactions in multiple systems as well as input from other sources to identify fraud

Communicate with internal and external sources related to potentially fraudulent activity

Participate in meetings and events representing the customer and Peraton.

Provide input and new ways to identifying fraud as well as improving existing fraud models

Work with technical staff to test fraud models

Analyze fraudulent cases logically and make rational data driven decisions

Prepare management reports and associated metrics.

Partner with team lead to administer new hire onboarding training.

Prepare regulatory reports, request for information, and Suspicious activity reports (SAR).

Performed detailed research on suspicious activity and drafted Suspicious Activity Reports when deemed necessary and ensure that decision not to file a SAR are properly documented.

Assist in identifying risks involved in fraudulent activities and ways through which they can be prevented.

Monitor fraudulent activities and present them to upper management.

Participate in day-to-day operations of the Fraud, waste, and abuse program to meet plan, department, and unit objectives.

Utilize proprietary and online software/ databases such as Lexis-Nexis, CFUI, IMAIN, Paperless, PCOM, and ORS.

Train and monitor other team members on different case types.

Document case analysis and closure in the case tool.

Support customer to create and update processes, procedures and standard practices implemented to certify reviews.

AML/Risk Assessment Compliance Analyst

Capco/ United Bank of Switzerland 02/2017 - 03/2019

Conduct quality check review and file suspicious Activity Report (SARs) originating from various investigation units including corresponding banking, retail banking, sanctions, fraud, and compliance to FinCEN.

Investigate international and domestic wire transfers for suspicious activity; terrorist financing and money laundering for high risk alerted transactions for correspondence banking and US dollar clearing.

Examined wire activity conducted through corresponding banking relationships for potentially suspicious activity including terrorist financing, foreign shell corporations, RFI (Request for Information) responses and former SAR suspects as part of a look back project.

Perform ongoing QA reviews across various functions such as Client List Screening/Sanctions alerts, AML/OFAC Risk alerts, Suspicious Activity reports (SARs) and NFA reports.

Utilize discretion and independent judgment to ensure all bank processes are assessed in accordance with the bank’s BSA/AML/Fraud programs.

Obtain and review required EDD documentation in accordance with combined US Operations policy and procedures.

Conduct risk assessment to ensure compliance with federal and state regulatory requirements and operating procedures.

Evaluate financial documents and potential clients to help determine the level of risk involved in making a particular onboarding decision.

Identifying and managing areas of risk exposure as well as highlighting potential opportunities.

Perform name and account research based on lists and reports provided through established resources to determine if evidence of money laundering activities exists.

Ensure KYC records incorporate local regulatory requirements/ internal business unit standards.

Evaluate transactions and customer relationships for Money laundering activities, identifying red flag issues, and escalating within the AML framework for further investigation

Partner with Relationship Management and Compliance teams to assist with the preparation, development, due diligence, and approval of the electronic Know Your Client (“KYC”) record and supporting appendices.

Ensure client vetting data document processing comply with regulations, guidelines, standards, and policies for all new accounts.

Collect and examine financial statements and documents to assist in identifying unusual transaction patterns

Ensure that decision not to file a SAR are properly documented and that SAR for accounts that have been identified to have carried out possible structuring are properly documented.

Recommend relationship retention or termination based on SARs prepared.

Provide additional support with the AML compliance organization on more complex issues, including research techniques and capabilities, as well as other solutions.

Utilize proprietary and online software/ databases such as Lexis-Nexis, World-Check, Regulatory Data Corp (RDC).

Conduct investigations on questionable account activities.

Prepare and file Suspicious Activity Reports ("SAR") for accounts which have been identified to have carried out possible structuring and submit to FINCEN.

Monitors and tracks BDS-AML high-risk customers and accounts.

Prepare and file No Further Action Report (‘NFA') for accounts which have been identified to have not carried out any form of suspicious activity.

Conduct suspicious activity investigations, currency transaction reporting, global sanctions screening, enhanced due diligence or other AML processes.

Review system alerts and the impact on AML processes, research, and document results

Write suspicious activity reports addressing the Currency Transaction Report (CTR) alerts, sanctions alerts, and other applicable AML processes according to regulation and time limitations.

AML Risk assessment / Fraud Investigator

TD Bank - Washington, DC 02/2016 - 02/2017

Perform AML investigations and compliance reviews (on-boarding and maintenance) in conjunction with countries/regions, particularly in relation to high-risk customer.

Conduct initial review of periodic KYC Reviews.

Identify risk entities and define the relationship between them and combine data from individual risk entities to develop the clients risk profile.

Review ACH and wire transactions logs to determine bank involvement.

Analyze behaviors for potential Anti-money laundering related activities.

Monitor fraud controls and procedures to improve customer experience, fraud detection effectiveness and operational cost.

Reviewing financial statements of the organization and investigating errors, discrepancies, forged/exaggerated information within the documents.

Ensuring the bank performs the financial transactions and maintains the required documents and records in the manner as required by the law.

Handled and managed a caseload of investigations, performed analysis and follow-up.

Worked on cases to complete according to internal AML procedures and process.

Responsible for appropriate collection and examination of financial statements and document.

Accountable for documenting and reporting the investigation findings in the case management system.

Prepared reports for management as required.

Evaluated transactions and customer relationships for money laundering activities and identified red flag issues and escalated within the AML Group.

Conduct quality check reviews and filed Suspicious activity reports SAR originating from various investigation units including corresponding banking, sanctions, fraud and compliance to FINCEN.

Drafted and submitted FinCEN 314(a) requests

Reviewed and analyzed compliance monitoring reports and other related source documents for suspicious and unusual patterns of activity

Utilize the U.S Patriot Act, Bank Secrecy Act, AML and OFAC laws as a guideline for carrying out investigations on individual and company accounts.

Compliance officer

Northern Atlantic Oil & Gas - Lagos, Nigeria, Nigeria 06/2013 - 01/2016

Responsible for transaction monitoring of the company's financial scheme

Review alerts for potential suspicious activity

Providing Regulatory and compliance advice

Assist in efforts to provide internal processes and procedures

Assist and facilitate research and investigation of potential cases

Detailed oriented, making sure clients are well attended to and ensure client's privacy.

EDUCATION:

Bachelor of Science: Physiology

Nnamdi Azikiwe University 2013

Associate Certified Fraud Examiner (ACFE) Member 2022

SECURITY:

PUBLIC TRUST CLEARANCE

SOFTWARE:

Proficient in the use of World base, World check, Google search, GRC Software, RSA Archer, TCIS, ORS, CFUI, PCOM, Fidelity, COSIMA, CAI, Xerox, Titan, SAS, USBO, FileNet, Ovation, Lotus Notes, RDC, DDIQ, Pivot tables, Excel, Lexis Nexis, MS Office 365 Word, PowerPoint, Outlook, Secretary of State, PACER, Actimize, RDC, Onfido, Names, Fidelity, Ace.

Contact this candidate