CREDIT CARD APPLICATION
You must be ** years or older to apply.
1. YOUR INFORMATION
First Name: RUL
MI:
Last Name: Moran
Suffix:
Mobile Phone: 626-***-****
By providing a phone number, you authorize Nordstrom Card Services to reach you using text messages and/or automated/pre-recorded calls in reference to your account. Message and data rates may apply. Your contact preferences can be updated at any time by contacting us. Email Address: ************@*****.***
By providing your email address, you are consenting to receive marketing updates from Nordstrom at your email adddress. 2. RESIDENTIAL ADDRESS
Address 1: 16946 Hurley st
Address 2:
ZIP Code: 91744
City: La puerte
State: CA
3. INCOME AND IDENTITY
Social Security number: 8327
Date of birth: 1959-06-17
Annual income: 20000
Federal law requires us to review and consider annual income when processing your application. Please note that alimony, child support, or separate maintenance income need not be revealed if you don not wish to have it considered as a basis for repaying this obligation. Your income information will be shared with both Nordstrom and TD Bank USA, N.A., the issuer of your credit card.
How We Will Calculate Your Balance:
We use a method called "daily balance." See Nordstrom Credit Card Agreement in the link below for more details. Billing Rights:
Information on your rights to dispute transactions and how to exercise those rights is provided below and in your Nordstrom Credit Card Agreement. Notice to Members of the Armed Forces and Their Dependents: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. See your Nordstrom Credit Card Agreement for more details. You may also call 1-888-***-****. Notice:
We may report information to credit bureaus about this account with respect to all approved applicants and all authorized users. Late payments, missed payments, or other defaults on this account may be reflected in your credit report and that of your authorized user's credit report. If you do not want the status of this account to be reported to your authorized user's credit bureau file, do not list an authorized user. The information about the costs of the cards described in this application is accurate as of 09/15/2022 . This information may have changed after that date. To find out what may have changed, please call us at 1-800-***-**** or write to us at Nordstrom, P.O. Box 6555, Englewood, CO 80155-6555. California Residents: If you are married, you may apply for credit in your own name. Florida Residents: I agree that, should TD Bank obtain a judgment against me, a portion of my disposable earnings may be attached or garnished (paid to TD Bank by my employer), as provided by Florida and federal law.
Maine Residents: We may obtain a consumer report in connection with your application for credit. You may ask whether a consumer report was obtained by us, and we will tell you the name and address of the consumer reporting agency, if a report was obtained. New Hampshire Residents: I understand that reasonable attorneys' fees will be awarded to me if I prevail in any action or suit brought by TD Bank. Also, if I successfully assert a partial defense or counterclaim to an action brought by TD Bank, the court may withhold from TD Bank the entire amount or such portion of the attorneys' fees as the court considers equitable.
New Jersey Residents: Because certain provisions of this Agreement are subject to governing law, they may be void, unenforceable or inapplicable in some jurisdictions. None of these provisions are void, unenforceable or inapplicable within New Jersey. New York Residents: New York residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York State Department of Financial Services: 1-800-***-**** or http://dfs.ny.gov. Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Rhode Island and Vermont Residents: A consumer credit report may be ordered in connection with this application, or subsequently for purposes of review or collection of the account, increasing the credit line on the account, or other legitimate purposes associated with the account. If you are a Vermont resident, you consent to the obtaining of such reports by signing or otherwise submitting a credit application. Wisconsin Residents: No provision of a marital property agreement, a unilateral statement under section 766.59 Wis. Stats, or a court decree under section 766.70 Wis. Stats. adversely affects the interest of the creditor unless the creditor, prior to the time credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred. Married Wisconsin residents must furnish their account number and spouse's name and address, to Nordstrom at P.O. Box 6555, Englewood, CO 80155-6555. USA PATRIOT ACT:
Please note: Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account such as your name, address, date of birth, and other information that will allow us to identify you. We may also ask for other identifying documents. By providing a cell phone number, you authorize Nordstrom Card Services to reach you using text messages and automated/pre-recorded calls in reference to your account. Message and data rates may apply.
APPLICANT'S AGREEMENTS; CREDIT INVESTIGATION AND REPORTING Cards are issued and credit is extended by TD Bank USA, N.A., ("TD Bank") a national bank with its main office located in Delaware (" we," " us " or " our "). By submitting this application online you are applying for a credit card issued by TD Bank and consent to our investigation of your credit, employment and income records and verification of your credit references. You authorize us to conduct such investigations and verifications as we deem appropriate in evaluating this application. You understand and agree that we may request a consumer report in connection with any extension of credit, or request to increase your credit limit, or any update, renewal, review or collection of your account. You hereby authorize TD Bank, in its sole discretion, to furnish information concerning your account to consumer reporting agencies and others who may properly receive such information. By clicking "Agree & Submit Application" below, you acknowledge that you have been provided access to print and/or save to a location of your choice a copy of the Nordstrom Credit Card Agreement (the "Agreement") governing your credit card account (see link below), and you agree to the terms and conditions stated therein, and the Agreement is hereby incorporated by reference; you hereby authorize us, in our sole discretion, to furnish information concerning your account to consumer reporting agencies and others who may properly receive such information; you represent and warrant to us that the information you have furnished to us in making this application for credit is complete and correct; and you acknowledge and agree that you are providing, and you direct the recipient to provide, information from your application (and updates you provide to this information) to both TD Bank for its credit card banking purposes, and to Nordstrom, Inc. for its retail purposes. Approved applicants are automatically enrolled in the Nordy Club rewards program. By activating or using your Nordstrom account, you agree to the Nordy Club Terms and Conditions as they may change from time to time.
CONSENT TO ELECTRONIC DELIVERY OF DISCLOSURES
By clicking "Agree & Submit Application" you consent to receive the following disclosures associated with this application electronically: the Nordstrom Credit Card Agreement; The Nordy Club Terms and Conditions; Nordstrom Credit Card Privacy Notice; Account Opening Disclosures; and this completed application (collectively "Electronic Disclosures"). In order to receive the Electronic Disclosures, you must have a personal computer, mobile device, or other equipment equipped with a 128-bit JavaScript enabled browser, Internet access, and Adobe Reader. In order to store or print the Electronic Disclosures, you need to have a printer connected to your computer, mobile device, or other equipment, a hard drive or disk drive connected to your computer, or a mobile device capable of storing the Electronic Disclosures. You hereby agree that the device that you are using to access this application has the ability to access and print and/or save to a location of your choice PDF versions of the Electronic Disclosures (including the Nordstrom Credit Card Agreement, and Nordstrom Credit Card Privacy Notice below). You may withhold consent to receive these Electronic Disclosures by clicking "Cancel & continue shopping" If you withhold consent to receive the Electronic Disclosures, you may apply for a Nordstrom credit card in a Nordstrom store. Your consent applies only to this online application and the Electronic Disclosures.
If you do not print and/or save the Electronic Disclosures prior to terminating this online session, you will lose electronic access to the Electronic Disclosures. You may contact us at the number on the back of your card, and we will provide you with a paper version of the Electronic Disclosures at no cost. When you submit this application, you are applying for a Nordstrom credit card issued by TD Bank, USA, N.A. and approval is based on your creditworthiness. You will be considered for a Visa Signature or Visa Platinum, based on your creditworthiness. If you don't qualify for a Visa credit card, your application will be considered for a Nordstrom retail credit card. The Visa Signature and Platinum cards have the same terms and conditions; however, the Visa Signature card comes with added Visa Signature benefits explained at visa.com/signature .
Date of Application
09/20/2022
Time of Application
03:42:43 UTC