Credit Underwriter II, Private Client Processor,Mortgage Closer

JAMES DAVID SLOWINSKI 480-***-****

**** * ********* **, *** 1071 *******@**.***

Peoria, AZ 85382

SUMMARY OF QUALIFICATIONS

* Customer Service * Real Estate/Escrow Officer * Banking & Loan Officer

* Sales * Payroll Administration * Operations Management

EXPERIENCE

JPMORGAN CHASE BANK – Phoenix, AZ November 2016 – Present

Mortgage Credit Underwriter II

Provided Underwriting services for First Mortgage and Home Equity all 50 states around the country.

Annualized customer credit files for approval for purchases, refinances and home equity loans

Reviewed collateral appraisals for acceptable collarteral with no repairs or issues

2nd review underwriter for CRT department reviewing underwriters files for final decline or possible approvals.

Reviewed new Underwriter’s files and worked as a lead on the team helping management with file escalations.

Chase Private Client Processor June 2014 – November 2016

High Producing Processer for mortgage loan application from start to finish for our customers with over $100K within the banking system (Checking, Savings, IRA, Annuities)

Chase Mortgage Closer November 2011 – June 2014

Cleared all closing conditions to move forward with the closing

Prepared closing documents for Conventional and FHA mortgage purchases and refinances

Worked with the title companies and attorneys to clear title and schedule closings

Ordered CAVIER numbers and background checks for the FHA closings

Reviewed HUD 1 settlement statements of all the fees and accuracy

Prepared the file for funding and wired over funds to the title company and attorney offices

TITLE ONE INC TITLE INSURANCE - Sterling Heights, MI April 2002 – June 2006

Senior Escrow Officer

Provided escrow services for 1,000+ real estate agents and top producer for Century 21 Town and Country to ensure all parties fulfilled their legal and financial obligations.

Facilitated the holding and transfer of funds for buyers, sellers and lenders of real estate property.

Acted as an intermediary between different parties.

Reviewed real estate contracts, loan applications and deeds.

Assisted buyers secure real estate financing to pay off mortgages.

Processed residential real estate files, balanced and prepared final HUD 1 statements for closings.

Followed up on tax escrows, rent and water escrows

Posted monthly closings.

NATIONAL SECURITY TITLE COMPANY - Rochester Hills, MI July 2000 – April 2002

Senior Escrow Officer

Provided escrow services for 250+ agents and the top producer for Century 21 associates. Processed and followed up on tax escrow, rent and water disburser. Posted monthly closings.

Facilitated the holding and transfer of funds for buyers, sellers and lenders of real estate property.

Acted as an intermediary between different parties.

Reviewed real estate contracts, loan applications and deeds.

Assisted buyers secure real estate financing to pay off mortgages.

Processed residential real estate files, balanced and prepared final HUD 1 statements for closings.

Followed up on tax escrows, rent and water disburser.

Posted monthly closings.

EDUCATION

MACOMB COMMUNITY COLLEGE - Warren, MI

Business & Administration

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