Loan Officer Financial Analyst
Resume:
HAIFAA ALGASID
DEARBORN, MI *****
**********@*****.***
Intelligent Financial Analyst with expertise in corporate and government finance, reporting and trend forecasting. Focused professional offering in-depth knowledge of risk and feasibility analysis and financial model development. Focused on streamlining procedures and identifying innovative, cost-effective solutions. Proven capability in customer relationship management with excellent sales management expertise. 02/2022 to Current
INVOICE
Remote
Quality Assurance
Created positive and negative test cases
Testing web & Mobile applications
Tracking & reporting issues through Jira
Developed Test plans using TestRail
User acceptance testing
Performing Black box, smoke, functional, UI & Regression testing Participated in sprints to verify solutions applied met business requirements appropriately. Wrote and updated manual test cases for team use, maintaining optimal organization for maximum productivity.
06/2021 to 02/2022
AMERISAVE MORTGAGE
Troy, MI
SR Loan Officer
Monitored product cost and pricing to meet profit expectations while growing sales. Funded deals efficiently and economically by using different funding platforms. Increased sales through productive management, product development and proven marketing methods.
Directed finances in compliance with generally accepted accounting principles, tax and state and federal regulations.
Verified applicant information by consulting with outside agencies, credit bureaus and businesses. Educated customers regarding actions and strategies for debt repayment. 08/2019 to 05/2021
QUICKEN LOANS
Detroit, MI
SR Loan Officer
Adhered to federal and state compliance guidelines relative to retail mortgage lending. Performed daily maintenance of loan applicant database. Processed challenging loan applications for first-time borrowers, self-employed applicants and borrowers with problematic credit histories.
Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
Maximized company profitability with appropriate pricing of new loan originations, fee income and selling of products and services.
Managed pipeline for originated loans through closing and complete required management reports. Conducted comprehensive analysis and evaluated risk to control underwriting loss. Inspected financial statements, credit information and title data to complete underwriting process. Used data analytics and pricing tools to price policies and identify actionable insights for customers. Utilized diverse data tools and processes to analyze, interpret and manage data. Developed and implemented new sales strategies to update product lines. WAYNE MARKETING ENTERPRISE
Ferndale, MI
SUMMARY
EXPERIENCE
Account Manager 04/2019 to 06/2019
Oversaw multiple accounts and worked diligently to meet and exceed performance goals. Developed sales strategies and comprehensive understanding of customers' business models. Negotiated agreements with clients for pricing and logistics. Researched competitors and customer business models for sales strategy development. Licensed Mortgage Loan Officer, NMLS - [ 7 states ] Certified Viral Marketing & Contagious Content, Wharton University Of Pennsylvania CERTIFICATIONS
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