Mortgage Underwriter

Campton Hills, IL

[phone] [e-mail]

#630-***-**** Phone #630-***-**** Fax

**********@*****.***– email address

Jennifer A. Stieb

Objective

Experience

I possess excellent interpersonal, analytical and organizational skills. I excel within environments where leadership skills are the keys to success and enjoy interfacing with others at all levels to ensure organizational goals are attained. I am motivated to complete assignments in a timely manner or going above the required task. I take pride in the quality of my work and dedicated to ensure the accuracy of my reviews with over 30 years of experience in the industry. 7/6/2020 – 7/7/2022 On Q Financial Tempe, AZ

■ Underwrote Conventional, FHA (DE), VA and certain Down Payment Assistant programs in multiple states using the Encompass LOS system.

■ Reviewed all aspects of income, credit, assets, title and property for Conventional loans. Have been a DE since June 20, 2000 reviewing all credit, income, asset and appraisals for all FHA loans. Have also been reviewing all credit, income and asset aspects for VA loans.

■ Ran automated underwriting engines for LP and DU

■ Worked with processors and loan officers to help fit loan in best program, calculate qualifying income, and work on any issues with the file to facilitate a timely closing and meet contract closings.

■ Met SLA of 24-48 hours for new files and 24 hours for conditions and accommodated any rush files.

■ Experienced in reviewing tax returns for self employed borrowers and calculating income for all types of schedules.

■ Worked paperless and remotely all two years at On Q Financial 12/1/2016 – 6/26/2020 American Fidelity Mortgage Services, Inc. Lisle, IL

■ Previously underwrote Conventional, FHA, VA and IHDA loans in multiple states using Encompass LOS system.

■ Analyzed all aspects of credit, assets, title and property.

■ Ran automated underwriting engines for LP and DU.

■ Have experience working paperless remotely for past 3 years

■ Updated all industry changes for guidelines to insure the most current guidelines are reviewed company wide. Assisted with training loan officers and processors on guidelines and calculating income, assets and RESPA guidelines.

■ Worked on post closing conditions with investors. Campton Hills, IL

[phone] [e-mail]

#630-***-**** Phone #630-***-**** Fax

**********@*****.***– email address

Jennifer A. Stieb

■ Worked with processors and loan officers to help fit loan in best program, calculate qualifying income, and work on any issues with the file to facilitate a timely closing and meet contract closings

11/01/1010 –11/30/2016 ABC Bank/Gold Coast Bank Hinsdale, IL

■ Underwrote conventional, FHA, VA and IHDA loans for residential mortgage lending division using the Calyx Point LOS. Analyzed all aspects of credit, assets, title and property.

■ Ran automated underwriting engines for LP and DU.

■ Cleared post closing conditions with investors.

■ Tracked and updated HMDA guidelines and implemented new regulations within internal guidelines.

■ Worked with processors and loan officers to help fit loan in best program, calculate qualifying income, and work on any issues with the file to facilitate a timely closing and meet contract closings.

Education 1988-1992 Carl Sandburg Highschool Orland Park, IL References Upon Request

Campton Hills, IL

[phone] [e-mail]

#630-***-**** Phone #630-***-**** Fax

**********@*****.***– email address

Jennifer A. Stieb

Interests Enjoy music, art, dance, football and 4 wheeling.

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