Loan Processor Data Entry

SUMMARY OF QUALIFICATIONS

Mortgage industry professional with over fifteen years of loan-processing experience and a comprehensive knowledge of conventional and government loan programs. Thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing. Computer savvy in MS Office and proprietary mortgage-processing software with loan processing expertise in:

Conforming & Nonconforming Loans, Jumbo Loans, Fannie Mae & Freddie Mac Guidelines, FHA, and VA.

PROFESSIONAL EXPERIENCE

ACC Mortgage, Rockville, MD September 2019-current

Senior Loan Processor

•Prepare loan files with adequate documentation and collateral support

•Conduct preliminary evaluation of loan to ensure that investor qualifications are met

•Calculate income

•Review assets, VOE, and VOD

•Review appraisal as well as title

•Submit loan to Lenders; satisfy conditions on loan

•Sign off on conditions from Brokers

•View daily pipelines; keep daily pipelines up to date

•Prep the loan for closing

Garden State Mortgage, East Rutherford, NJ May 2018 – Aug 2019

Senior Loan Processor

•Run DU, LP

•Prepare loan files with adequate documentation and collateral support

•Conduct preliminary evaluation of loan to ensure that investor qualifications are met

•Calculate income

•Review assets, VOE, and VOD

•Review appraisal as well as title

•Submit loan to Lenders; satisfy conditions on loan

•View daily pipelines; keep daily pipelines up to date

•Prep the loan for closing

First Guaranty Mortgage Corp., Tysons Corner, VA Oct 2013-Dec 2017

Loan Processor/ Level 1 underwriter

•Prepare loan files with adequate documentation and collateral support

•Review appraisal as well as title

•View daily pipelines; keep daily pipelines up to date

•Underwrite FHA/ VA streamline refinances within guidelines.

•Complete weekly pipeline reviews and report back to management

•Developed the Standard Operating Procedure (SOP) for SCD Platform; update every quarter with new guidelines

•Work with Closing and Post closing on any needed items

American Financial Resources Inc, Parsippany, NJ Feb 2011-Sept 2013

Loan Processor

•Run DU, LP

•Prepare loan files with adequate documentation and collateral support

•Conduct preliminary evaluation of loan to ensure that investor qualifications are met

•Calculate income

•Review assets, VOE, and VOD

•Review appraisal as well as title

•Submit loan to in-house underwriter; satisfy conditions on loan

•View daily pipelines; keep daily pipelines up to date

•Prep the loan for closing

The Money Store LLC, Florham Park NJ Dec 2009-Jan 2011

Loan Processor

•Run DU, LP or CLOUT

•Prepare loan files with adequate documentation and collateral support

•Conduct preliminary evaluation of loan to ensure that investor qualifications are met

•Calculate income

•Review assets, VOE, and VOD

•Review appraisal as well as title

•Submit loan to in-house underwriter; satisfy conditions on loan

•View daily pipelines; keep daily pipelines up to date

•Prep the loan for closing

American Financial Resources Inc, Denville, NJ Apr 2009-Nov 2009

Loan Processor

•Set up processing files in Calyx Point, obtain processing loan number, order necessary exhibits, i.e. credit report, verifications, appraisals

•Run DU or LP

•Prepare loan files with adequate documentation and collateral support

•Conduct preliminary evaluation of loan to ensure that investor qualifications are met

•Calculate income

•Review assets, VOE, VOD, HUD etc

•Review appraisal as well as title

•Submit loan to inside underwriter; satisfy conditions on loan

•View daily pipelines; keep daily pipelines up to date

Parallel Mortgage Corp., New Brunswick, NJ Feb 2008 - Mar 2009

Loan Processor

•Set up processing files in Calyx Point, obtain processing loan number, order necessary exhibits, i.e. credit report, verifications, appraisals

•Send out compliant loan disclosures to potential borrowers/ review documents coming in for accuracy

•Prepare loan files with adequate documentation and collateral support

•Conduct preliminary evaluation of loan to ensure that investor qualifications are met

•Calculate income and review bank statements

•Review appraisal as well as title

•Submit loan to outside lender; speak with lenders to satisfy conditions on loan

•View daily pipelines; keep daily pipelines up to date

•Maintain good working relationship between myself and bank personnel, title companies and/or attorney’s for buyers or sellers

•Prepare loan documents for closing

Cambridge National Mtg Corp, Bridgewater, NJ Oct 2005 - Aug 2007

Loan Processor

•Set up processing files in Calyx Point, obtain processing loan number, order necessary exhibits, i.e. credit report, verifications, appraisals

•Send out compliant loan disclosures to potential borrowers

•Prepare loan files with adequate documentation and collateral support

•Conduct preliminary evaluation of loan to ensure that investor qualifications are met

•Calculate income and review bank statements

•Review appraisal as well as title

•Submit loan to outside lender; speak with lenders to satisfy conditions on loan

•View daily pipelines; keep daily pipelines up to date

•Order payoffs/12 month histories on current mortgages, order VOE on present and previous employment

• Maintain good working relationship between myself and bank personnel

EquiHome Mortgage Corp., Bernardsville, NJ Jan 2003 – Aug 2005

Loan Processor

•Open loans in Calyx Point

•Send out loan disclosures to potential borrowers, order appraisal and title work

•Speak with borrowers to request documentation to support loan on a daily basis

•Submit loan to outside lender; speak with lenders to satisfy loan conditions

•Review the loan prior to closing

•View pipelines daily, keeping them up to date

•Order Payoffs, 12 Month History’s and VOE’s from Present and Previous employers

•Substantial amount of Data Entry

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