Customer Assistance Contact Details
Resume:
Page * Enterprise Advantage
Background Report
Confidential
MARTHA ANN WOOLFORK
XXX-XX-XXXX
CID - 234965758
PHILADELPHIA, PA 19134
Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. First Advantage is not the source of the data provided in this report in that the data is collected by First Advantage from third party data sources such as public records held in governmental databases or courthouses, schools, colleges, universities, company officials, or third party proprietary databases etc. Accordingly First Advantage does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report. For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. First Advantage has provided your company with copies of the CFPB Summary of Rights for this purpose.
For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures. If you are a First Advantage Consumer Please contact the First Advantage Consumer Center at: 1-800-***-**** Toll Free (within the U.S.)
+1-971-***-**** Toll Number (outside the U.S.)
Or visit http://fadv.com/our-company/contact-support.aspx for local contact details First Advantage Customers Please contact the CHARLOTTE EMPLOYMENT SERVICE CENTER at:
800-***-**** (outside North America +1-971-***-****) Page 2 of 14
General Consumer Information
Consumer's Name MARTHA ANN WOOLFORK Location Number 12700 Client Name 12700 PHILADELPHIA Zone ZONE 3 (IN,KY,MI,ND,OH,PA,TN,WI) The following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 4839TACKAWANNA ST D
PHILA, PA 19124
Date of Birth XX/XXX/XXXX
Other Names
Not Provided
Information Regarding this Order:
Position Applied For MONITOR Date Ordered 08/Sep/2022 02:44:17 PM Background Check Completion
Date
Report Last Updated on 08/Sep/2022 02:44:17 PM
Date Report Printed 08/Sep/2022 06:02:27 PM Report ETA 26/Sep/2022 Prior Convictions Reported by the Applicant
None
Invoicing
Label Value
Job Title Monitor
Location 12700 - Philadelphia
Location Address 2950 Castor Ave, Philadelphia, Pennsylvania, United States, 19134 Vacancy Reference 42248
Category Bus Aide/Monitor
Internal Region 700 - New England
State Abbreviation Pennsylvania
All timestamps represent US Eastern Time
Note that different elements were searched and completed at different times from the start of the order - please refer to the timestamp associated with each element. CID - 234965758
CID - 234965758
Page 3 of 14
First Advantage Background Report Summary
Consumer's Name MARTHA ANN WOOLFORK Date Ordered: 08/Sep/2022 02:44:17 PM Background Check Completion
Date:
Score Result BASED ON YOUR CRITERIA, THE OVERALL CASE SCORE IS UNDEFINED SCORE TEXT Package Name: NON-SAFETY SENSITIVE (CORP, AIDE, MONITOR, OFFICE, ETC) Package Searches Ordered Status Review Score
Social Security Verification Complete No
Social Security Verification Complete No Pass
Present Employment Complete No
Present Employment - US SYSTEM PENN, PA Complete No Eligible Former Employment Complete No
Former Employment - USSYSTETMS PLUS PHILA, PA Complete No Eligible Former Employment - USSYSTERM PHILADELPHIA, PA Complete No Eligible Former Employment - SYSTEM PLUS PENN, PA Complete No Eligible First Advantage National Criminal File Plus Complete No First Advantage National Criminal File Plus PHILA, PHILADELPHIA, PA Complete No Eligible Felony Including Misdemeanor Or Other Processing
Felony Including Misdemeanor Or Other PENN, WESTMORELAND, PA Complete No Eligible Felony Including Misdemeanor Or Other PHILA, PHILADELPHIA, PA Complete No Eligible Felony Including Misdemeanor Or Other SAVANNAH, CHATHAM, GA Processing Felony Including Misdemeanor Or Other PHILA, DELAWARE, PA Complete No Eligible National Sex Offender Registry Processing
National Sex Offender Registry Search - Department Of Justice Web Site Processing Additional Searches Ordered
NONE
* Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
** Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
*** This product has been blocked from delivery due to compliance related restrictions.
Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law.
CID - 234965758
CID - 234965758
Page 4 of 14
Social Security Number Validation
Note
The Social Security Number Validation is a process where the SSN is confirmed as being issued by the Social Security Administration. The Social Security Number Validation also confirms that the SSN does not belong to a deceased individual. Valid SSN? Yes State Issued GEORGIA
Date Issued BETWEEN 1971-1972 Reported Deceased? No Disclaimer
The results of the Social Security Number Validation do not provide a verification that the Social Security Number belongs to the Consumer of this report. Employment And Education Date Gap Scan
Date Gap Scan
Start Date End Date Name Component
09/26/2021 PRESENT USSYSTETMS PLUS Former Employment
[OVERLAP]
09/26/2021 PRESENT USSYSTERM Former Employment
[OVERLAP]
09/26/2021 PRESENT SYSTEM PLUS Former Employment
[OVERLAP]
09/26/2021 PRESENT US SYSTEM Present Employment
09/09/2012 09/26/2021 GAP of (3303 Days) 09/08/2012 09/09/2012 Scan Start Date
Asterisk dates are automatically calculated by the system. Social Security Verification
Status: Complete
Score: Pass
Date Completed: 08/Sep/2022
The Social Security Number Verification (SSNV) matches the given SSN against consumer credit files contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit files contain information provided by companies with which the consumer has had financial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer.
Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer.
SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN Customer Provided Information
SSN XXX-XX-XXXX DOB XX/XXX/XXXX
SSN State Issued SSN Year Issued 1972
Name Type Report Subject Name WOOLFORK, MARTHA ANN Name Type Former Name Name WOLFOLK, MARTHA A
Addr Type Residence Address First Date 03/01/2010 Last 03/01/2010 Address 1 W 54TH ST APT 37
SAVANNAH, GA 31405
Addr Type Former Address First Date 11/01/1998 Last 07/01/1999 Address 8156 MAHOGANY LN
LITHONIA, GA 30058
CID - 234965758
CID - 234965758
Page 5 of 14
Addr Type Former Address First Date 04/01/2004 Last 08/01/2006 Address 601 W 54TH ST APT 37
SAVANNAH, GA 31405
Addr Type Former Address First Date 08/01/2007 Last 03/01/2008 Address 28 W 49TH ST
SAVANNAH, GA 31405
Addr Type Former Address First Date 11/01/2011 Last 11/01/2011 Address 1800 CAPITAL ST
SAVANNAH, GA 31404
Addr Type Former Address First Date 12/01/2012 Last 01/01/2019 Address 2800 CAPITAL ST APT 7D
SAVANNAH, GA 31404
Addr Type Former Address First Date 05/01/2019 Last 05/01/2019 Address 1516 CHEVY CHASE RD
SAVANNAH, GA 31415
Addr Type Former Address First Date 12/01/2019 Last 12/01/2019 Address 2404 W LEHIGH AVE
PHILADELPHIA, PA 19132
Addr Type Former Address First Date 01/01/2020 Last 01/01/2020 Address 4455 FRANKFORD AVE APT 2F
PHILADELPHIA, PA 19124
Addr Type Former Address First Date 07/01/2020 Last 07/01/2020 Address 4839 TACKAWANNA ST APT D
PHILADELPHIA, PA 19124
Addr Type Former Address First Date 06/01/2022 Last 06/01/2022 Address 3849 TACKAWANNA
PHILA, PA 19124
Remarks and/or Social Security Alerts
09/08/22: SUBJECT NAME RETURNED MATCHED WITH A DEVELOPED NAME. 09/08/22: AN ADDRESS DISCREPANCY WAS FOUND. SUBJECT ADDRESS DOES NOT MATCH ADDRESS ON FILE. 09/08/22: NO ALERTS RETURNED FROM SEARCH.
Order Process History
Date Description
08/Sep/2022 02:44:18 PM Search In Progress.
08/Sep/2022 02:44:18 PM Record Judged.
Present Employment - US SYSTEM PENN, PA
Status: Complete
Score: Eligible
Date Completed: 08/Sep/2022
Consideration Code No Considerations
Company US SYSTEM Line of Business
Address PENN, PA -
Verified by First Advantage Provided by Consumer
Position HOUSEKEEPING
Employment Dates 26/Sep/2021 to Present 02/Oct/2021 to Present Location PENN
Source Information
Date Title Contact Method(Telephone) Contact Method(Fax) Contact Method(Email) CID - 234965758
CID - 234965758
Page 6 of 14
08/Sep/2022 04:55:00 PM TALX/TWN
Remark
09/08/2022: THIS ENTITY UTILIZES A THIRD PARTY SOURCE. THE INFORMATION PROVIDED IS LIMITED TO POSITION AND DATES OF EMPLOYMENT. ADDITIONAL INFORMATION IS NOT AVAILABLE DUE TO THAT ENTITY'S POLICY. Order Process History
Date Description
08/Sep/2022 02:44:18 PM Verification Request Received and/or Ready For Processing. 08/Sep/2022 02:59:53 PM Verification Request Received and/or Ready For Processing. 08/Sep/2022 03:00:05 PM Phone Number Not Supplied -- First Advantage Is Researching Request -- Delay Possible 08/Sep/2022 03:07:17 PM First Advantage Research In Progress For Alternate Phone Number -- Delay Possible. 08/Sep/2022 04:55:33 PM Verified
08/Sep/2022 04:57:51 PM Element Completed.
Former Employment - USSYSTETMS PLUS PHILA, PA
Status: Complete
Score: Eligible
Date Completed: 08/Sep/2022
Consideration Code No Considerations
Company USSYSTETMS PLUS Line of Business
Address PHILA, PA -
Verified by First Advantage Provided by Consumer
Position HOUSEKEEPING
Employment Dates 26/Sep/2021 to Present 02/Oct/2021 to 02/Aug/2022 Location PHILA
Source Information
Date Title Contact Method(Telephone) Contact Method(Fax) Contact Method(Email) 08/Sep/2022 04:51:00 PM TALX/TWN
Remark
09/08/2022: THIS ENTITY UTILIZES A THIRD PARTY SOURCE. THE INFORMATION PROVIDED IS LIMITED TO POSITION AND DATES OF EMPLOYMENT. ADDITIONAL INFORMATION IS NOT AVAILABLE DUE TO THAT ENTITY'S POLICY. Order Process History
Date Description
08/Sep/2022 02:44:18 PM Verification Request Received and/or Ready For Processing. 08/Sep/2022 02:44:18 PM Verification In Progress
08/Sep/2022 02:59:52 PM Verification Request Received and/or Ready For Processing. 08/Sep/2022 03:00:03 PM Phone Number Not Supplied -- First Advantage Is Researching Request -- Delay Possible 08/Sep/2022 03:07:17 PM First Advantage Research In Progress For Alternate Phone Number -- Delay Possible. 08/Sep/2022 04:52:25 PM Verified
08/Sep/2022 04:53:18 PM Element Completed.
Former Employment - USSYSTERM PHILADELPHIA, PA
Status: Complete
Score: Eligible
Date Completed: 08/Sep/2022
Consideration Code No Considerations
Company USSYSTERM Line of Business
Address PHILADELPHIA, PA -
Verified by First Advantage Provided by Consumer
Position HOUSEKEEPING
Employment Dates 26/Sep/2021 to Present 02/Oct/2021 to 02/Aug/2022 CID - 234965758
CID - 234965758
Page 7 of 14
Location PHILADELPHIA
Source Information
Date Title Contact Method(Telephone) Contact Method(Fax) Contact Method(Email) 08/Sep/2022 04:50:00 PM TALX/TWN
Remark
09/08/2022: THIS ENTITY UTILIZES A THIRD PARTY SOURCE. THE INFORMATION PROVIDED IS LIMITED TO POSITION AND DATES OF EMPLOYMENT. ADDITIONAL INFORMATION IS NOT AVAILABLE DUE TO THAT ENTITY'S POLICY. Order Process History
Date Description
08/Sep/2022 02:44:18 PM Verification In Progress
08/Sep/2022 02:44:18 PM Verification Request Received and/or Ready For Processing. 08/Sep/2022 02:59:24 PM Verification Request Received and/or Ready For Processing. 08/Sep/2022 02:59:27 PM Phone Number Not Supplied -- First Advantage Is Researching Request -- Delay Possible 08/Sep/2022 03:07:16 PM First Advantage Research In Progress For Alternate Phone Number -- Delay Possible. 08/Sep/2022 04:50:35 PM Verified
08/Sep/2022 04:56:45 PM Element Completed.
Former Employment - SYSTEM PLUS PENN, PA
Status: Complete
Score: Eligible
Date Completed: 08/Sep/2022
Consideration Code No Considerations
Company SYSTEM PLUS Line of Business
Address PENN, PA -
Verified by First Advantage Provided by Consumer
Position HOUSEKEEPING
Employment Dates 26/Sep/2021 to Present 02/Oct/2021 to 02/Aug/2022 Location PENN
Source Information
Date Title Contact Method(Telephone) Contact Method(Fax) Contact Method(Email) 08/Sep/2022 04:54:00 PM TALX/TWN
Remark
09/08/2022: THIS ENTITY UTILIZES A THIRD PARTY SOURCE. THE INFORMATION PROVIDED IS LIMITED TO POSITION AND DATES OF EMPLOYMENT. ADDITIONAL INFORMATION IS NOT AVAILABLE DUE TO THAT ENTITY'S POLICY. Order Process History
Date Description
08/Sep/2022 02:44:18 PM Verification In Progress
08/Sep/2022 02:44:18 PM Verification Request Received and/or Ready For Processing. 08/Sep/2022 03:00:26 PM Verification Request Received and/or Ready For Processing. 08/Sep/2022 03:00:28 PM Phone Number Not Supplied -- First Advantage Is Researching Request -- Delay Possible 08/Sep/2022 03:07:17 PM First Advantage Research In Progress For Alternate Phone Number -- Delay Possible. 08/Sep/2022 03:07:17 PM First Advantage Research In Progress For Alternate Phone Number -- Delay Possible. 08/Sep/2022 04:54:36 PM Verified
08/Sep/2022 04:55:45 PM Element Completed.
First Advantage National Criminal File Plus PHILA, PHILADELPHIA, PA Status: Complete
Score: Eligible
Date Completed: 08/Sep/2022
CID - 234965758
CID - 234965758
Page 8 of 14
Record Source DATABASE SEARCH
Search Results No Record Found
Search Type First Advantage National Criminal File Plus Search Date of Search 08/Sep/2022
Address Covered 4839TACKAWANNA ST D
Address City Covered PHILA
Address County Covered PHILADELPHIA
Address State Covered PA
Address Zip 19124
Given Name Searched MARTHA ANN WOOLFORK
Developed Name Searched MARTHA A WOLFOLK
Order Process History
Date Description
08/Sep/2022 02:44:18 PM Record Ordered.
08/Sep/2022 02:51:25 PM Search In Progress.
08/Sep/2022 02:51:25 PM Record Judged.
Felony Including Misdemeanor Or Other PENN, WESTMORELAND, PA Status: Complete
Score: Eligible
Date Completed: 08/Sep/2022
Record Source WESTMORELAND COURT OF COMMON PLEAS-CRIMINAL Search Results No Record Found
Search Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 08/Sep/2022
Search Period 08/25/2015 - 08/25/2022
Address City Covered PENN
Address County Covered WESTMORELAND
Address State Covered PA
Location CRIMINAL DIVISION, 203 COURTHOUSE SQUARE GREENSBURG WESTMORELAND COUNTY Given Name Searched MARTHA ANN WOOLFORK
Source Status History
Status Date Description
08/Sep/2022 02:44:37 PM Search in progress. Estimated completion by 09/09/2022 Order Process History
Date Description
08/Sep/2022 02:44:18 PM Search In Progress.
08/Sep/2022 02:44:22 PM Search In Progress.
08/Sep/2022 02:49:09 PM Record Judged.
Felony Including Misdemeanor Or Other PHILA, PHILADELPHIA, PA Status: Complete
Score: Eligible
Date Completed: 08/Sep/2022
Record Source PHILADELPHIA COURT OF COMMON PLEAS AND MUNICIPAL COURTS Search Results No Record Found
CID - 234965758
CID - 234965758
Page 9 of 14
Search Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 08/Sep/2022
Search Period 08/25/2015 - 08/25/2022
Address Covered 4839TACKAWANNA ST D
Address City Covered PHILA
Address County Covered PHILADELPHIA
Address State Covered PA
Address Zip 19124
Location 1301 FILBERT STREET & 34 SOUTH 11TH STREET PHILADELPHIA PHILADELPHIA COUNTY Given Name Searched MARTHA ANN WOOLFORK
Source Status History
Status Date Description
08/Sep/2022 02:44:37 PM Search in progress. Estimated completion by 09/09/2022 Remark
09/08/22: THIS SEARCH ALSO COVERS: PHILADELPHIA, PHILADELPHIA COUNTY, PA; 4455 FRANKFORD AVE APT 2F, PHILADELPHIA, PHILADELPHIA COUNTY, PA; 2404 W LEHIGH AVE, PHILADELPHIA, PHILADELPHIA COUNTY, PA; 4839 TACKAWANNA ST APT D, PHILADELPHIA, PHILADELPHIA COUNTY, PA; Order Process History
Date Description
08/Sep/2022 02:44:18 PM Search In Progress.
08/Sep/2022 02:44:20 PM Search In Progress.
08/Sep/2022 02:49:09 PM Record Judged.
Felony Including Misdemeanor Or Other SAVANNAH, CHATHAM, GA Status: Processing ETA: 26/Sep/2022
Record Source None
Search Results Processing
Address Covered 2800CAPITAL ST 7D
Address City Covered SAVANNAH
Address County Covered CHATHAM
Address State Covered GA
Address Zip 31404
Source Status History
Status Date Description
08/Sep/2022 02:44:37 PM Search in progress. Estimated completion by 09/26/2022 Remark
09/08/22: THIS SEARCH ALSO COVERS: 2800 CAPITAL ST APT 7D, SAVANNAH, CHATHAM COUNTY, GA; 1516 CHEVY CHASE RD, SAVANNAH, CHATHAM COUNTY, GA; Order Process History
Date Description
08/Sep/2022 02:44:18 PM Search In Progress.
08/Sep/2022 02:44:21 PM Search In Progress.
Felony Including Misdemeanor Or Other PHILA, DELAWARE, PA Status: Complete
Score: Eligible
CID - 234965758
CID - 234965758
Page 10 of 14
Date Completed: 08/Sep/2022
Record Source DELAWARE COURT OF COMMON PLEAS-CRIMINAL/CIVIL Search Results No Record Found
Search Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 08/Sep/2022
Search Period 08/25/2015 - 08/25/2022
Address City Covered PHILA
Address County Covered DELAWARE
Address State Covered PA
Location VETERAN'S SQUARE COURTHOUSE MEDIA DELAWARE COUNTY Given Name Searched MARTHA ANN WOOLFORK
Source Status History
Status Date Description
08/Sep/2022 02:44:38 PM Search in progress. Estimated completion by 09/09/2022 Order Process History
Date Description
08/Sep/2022 02:44:18 PM Search In Progress.
08/Sep/2022 02:44:24 PM Search In Progress.
08/Sep/2022 02:48:13 PM Record Judged.
National Sex Offender Registry Search - Department Of Justice Web Site Status: Processing ETA: 09/Sep/2022
Record Source None
Search Results Processing
Source Status History
Status Date Description
08/Sep/2022 02:44:37 PM Search in progress. Estimated completion by 09/09/2022 Order Process History
Date Description
08/Sep/2022 02:44:18 PM Search In Progress.
08/Sep/2022 02:44:20 PM Search In Progress.
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552.
A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information. You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: CID - 234965758
CID - 234965758
Page 11 of 14
a person has taken adverse action against you because of information in your credit report; you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;
you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.
Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore . You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-888-***-****). The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years. A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements. You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore . States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT
CID - 234965758
CID - 234965758
Page 12 of 14
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates.
b. Such affiliates that are not banks, savings associations, or credit unions also should list, in addition to the CFPB:
a. Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
b. Federal Trade Commission: Consumer Response Center - FCRA Washington, DC 20580
2. To the extent not included in item 1 above:
a. National banks, federal savings associations, and federal branches and federal agencies of foreign banks
b. State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and insured state branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings associations
d. Federal Credit Unions
a. Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
b. Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
c. FDIC Consumer Response Center
1100 Walnut Street, Box #11
Kansas City, MO 64106
d. National Credit Union Administration
Office of Consumer Protection (OCP)
Division of Consumer Compliance and Outreach (DCCO) 1775 Duke Street
Alexandria, VA 22314
3. Air carriers Asst. General Counsel for Aviation Enforcement & Proceedings Aviation Consumer Protection Division
Department of Transportation
1200 New Jersey Avenue, S.E.
Washington, DC 20590
4. Creditors Subject to Surface Transportation Board Office of Proceedings, Surface Transportation Board Department of Transportation
395 E Street SW
Washington, DC 20423
5. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards Administration area supervisor 6. Small Business Investment Companies Associate Deputy Administrator for Capital Access United States Small Business Administration
409 Third Street, SW, 8th Floor
Washington, DC 20549
7. Brokers and Dealers Securities and Exchange Commission 100 F Street NE
Washington,
Contact this candidate