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Loan Processor Mortgage

Location:
Martinez, GA
Posted:
July 31, 2022

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Resume:

KASIE CUNNINGHAM

Martinez, GA · 706-***-****

adryfd@r.postjobfree.com

EXPERIENCE

NOVEMBER 2016 – PRESENT

REMOTE ADMINISTRATIVE ASSISTANT, ZANE AND SONS TRUCKING Assist with clerical by submitting paperwork, balancing logbook, bank deposits, receive load reports, schedule repair services, bookkeeping and prepare tax reports DECEMBER 2020 – FEBRUARY 2022

QC MORTGAGE LOAN PROCESSOR, BAKERTILLY

Review a minimum of 13 files per day performing reverification for employment, assets and income as required by FNMA, HUD, VA, FREDDIE MAC, Input loan information into Audit QC program, Re-calculate Income and assets per documentation,Prepare letters to re-verify documentation used in the approval of a loan, gift letter, verification of employment/income and verification of deposits, Calculate income for annual and hourly figures, Verify and check information received as a result of the re-verification letters JULY 2020- DECEMBER 2020

MORTGAGE LOAN PROCESSOR, STONEHILL GROUP -REMOTE

Process loan files for four clients and obtain required documentation, proficiently work with Encompass, Byte Pro, DU and LP to process loans, submit files for underwriting to various investors, Obtain and submit underwriting conditions to investors, communicate with clients and loan applicants, Coordinate and schedule the closing date, Handle a pipeline of 40+ loans per month, and Meet deadlines in a timely manner to receive a clear-to-close loan approval. SEPTEMBER 2019- JULY 2020

MORTGAGE LOAN PROCESSOR/CLOSER, ASSOCIATED CREDIT UNION Mortgage loan processing, purchases, and refinances. Process Home Equity Loans. Prepare and process Conventional loans for Underwriting, Closing and Post Closing. Review credit reports, income, assets and appraisal reports. Process Application and Appraisal Payments. Order Appraisals, Title Work, Tax Transcripts, Flood Certifications, Run and Review Compliance Reports. Communicate with borrower. Schedule loan closings. Communicate with Attorneys and Realtors. Manage Excel Pipeline, Funding and Invoice Spreadsheet. Process Wires. Lock Loans. Verify Rates. Process HELOC Deposits. Weekly APOR. Take Mortgage Calls. Meet with potential and current Mortgage Members.

JUNE 2018- DECEMBER 2018

MORTGAGE LOAN POST CLOSER, STATE BANK AND TRUST

2

Assists with the mortgage loan closing by reviewing loan for compliance, completeness and accuracy. Obtains missing information, prepares files for shipment, provides support to internal and external customers then ships file to investors. Assist Mortgage Funding Coordinator with clearing loan exceptions to investors. Retrieve necessary documents to clear each exception. Generate MI Insuring and Exceptions Report. Department and bank closed due to merger. APRIL 2017- JUNE 2018

MORTGAGE LOAN PROCESSOR, SRP FEDERAL CREDIT UNION

Mortgage loan processing, purchases, and refinances. Process and underwrite Home Equity Loans and Modification Loans. Prepare and process Conventional, FHA and VA loans for underwriting, Closing and Post-Closing. Review credit reports, income, assets and appraisal reports. Order Appraisals, Title Work, Tax Transcripts, Flood Certifications, Run and Review Compliance Reports. Communicate with borrowers. Schedule loan closings. Communicate with Attorneys and Realtors. JANUARY 2016- NOVEMBER 2016

CENTRALIZED LOAN PROCESSOR, QUEENSBOROUGH NATIONAL BANK & TRUST Process and prepare loan requests from loan officers, Specializing in Home Equity Lines of Credit, Personal Lines of Credit, Personal Loans, Business Loans, Modification Loans, Determine loan applicability and collateral applicability, Review underwriting for loan policy and regulatory compliance, Document rate and fee calculation to applicable rate schedule, Process HMDA and Demographic information on required files, Review FDICIA Loan to Value Calculation Form, Review Compliance Reports, Review credit memos and/or loan analysis for lending limit and exception approval, Prepare and deliver loan closing documents including security instruments, Process denials, Audit files, Create loan coupon books, Scan documents SEPTEMBER 2014- JANUARY 2016

BANK TELLER

Process deposits and withdrawals, process cash advances, process OFAC verification, order checks, issue cashier checks and money orders, manage money orders, balance night deposits, vault and branch cash recap, process loan payments, cross-section for customer service EDUCATION

DECEMBER 2007

BACHELOR OF ARTS, PAINE COLLEGE

Internship, CSRA Division of Aging Services Student Teacher, Lamar Elementary (Paine College) BSA Certification

JANUARY 2022

BOOKEEPER CERTIFICATION, COURSERA

Bookkeeping Basics Assets in Accounting Liabilities and Equity in Accounting Financial Statement Analysis



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