MUHAMMAD ASHRAF NIAZ

+1-925-***-**** San Jose, CA E-mail: adrifb@r.postjobfree.com LinkedIn: https://www.linkedin.com/in/maniaz SUMMARY

I am a seasoned professional with diversified 32 years of experience in marketing, retail customer services and understanding customers needs to ensure their satisfaction. I regularly collaborate with other sales personnel on sales targets and mentoring new employees.

SKILLS

Core Competencies: Budget and Financial management, Product Marketing, Logistics, Team Leadership, Customer Relations, Problem Solving, Coaching and Mentoring, Personnel Training and Development PROFESSIONAL EXPERIENCE

Target Corporation Ltd Apr 2019 – Present

Retail Associate

Resolved customer problems by understanding their requests and closing them to the client’s satisfaction DHL Supply Chain Nov 2020 – March 2021

Customer Sales Representative

Managing regular corporate customer requirements regarding inventory and shipments.

Tracking and maintaining records of transactions, procurement orders and issuance of delivery orders MCB Bank Limited Mar 2017 – Feb 2018

Branchl Manager - Corporate

Targeted new business segments (ship-breaking, textiles etc) for revenue opportunities and achieved $ 25 million in international trade business for 2017.

Identified the needs and challenges for pharmaceuticals, manufacturing and textile companies to come up with focused solutions for clients and meet organizational goals. Bank Alfalah Limited Oct 2013 – Dec 2016

Branch Manager

Increased corporate banking customers base by 35%, bringing in a diverse portfolio of clients

Generated $35 million in deposits by adding 15 new customers in the SME portfolio

Analyzed weekly and monthly deposits on new clients, customer losses and local competitive landscape Askari Bank Dec 2009 – Sept 2013

Branch Manager

Increased profitability by 30% year on year of local branches during 2009-2013

Mobilized consumer commercial deposit of $25 Million, and leased financing of manufacturing machinery worth $15 million in Corporate Sectors.

Managed a portfolio of mid-market to large scale corporate clients as a consultant to assist in increasing cash flows, provide lending and identify new business opportunities

Al Baraka Bank Feb 2005 – Nov 2009

Branch Manager

Spearheaded branding initiatives with marketing agencies in developing new campaigns, advertisements & marketing collateral

Appointed Regional Credit Committee Member in 2006 for Monitoring, Recommendation/Approval the Credit Proposals. MCB Bank Limited March 1993 – Jan 2005

Head of Retail

Started career as Corporate Relationship Manager to review the comprehensive analysis of blue-chip companies with a view to protect the bank's interest, identification of associated and potential risks and its mitigation

Launched extensive marketing campaigns for the awareness of plastic money products and looked after the complete portfolio of Master cards as Country Manager operations.

In 1997 - 2005 remained Chief Manager of Branch Banking Operations, Credit and Marketing departments. EDUCATION & CERTIFICATIONS

Financial Accounting – Mission College, Santa Clara

Master of Business Administration (MBA), Finance - Bahauddin Zakariya University