Loan Processor Chase Bank
Resume:
ALISHA N. DAVIS
nicoledavis***@yahoo
Katy, TX 77449 713-***-**** Mobile
PROFILE
Dynamic, adaptable, and self- motivated professional. Skillful and credible in team building and organizational support. Proven ability to successfully analyze and deliver results within set guidelines and with limited resources. Advance skills in mortgage, investment banking, operations, and conflict resolutions.
SKILLS
MS Office: Word, Outlook, and Excel
FHA Connection, E doc Portal, Encompass, Status Mart, Web based Email, WebEx, Internet and a host of other data programs
PROFESSIONAL EXPERIENCE
Fairway Mortgage Corp Loan Processor (Remote) 10/2020-Present
Processing loan application and documentation within specified limits
Helped determine financial eligibility and feasibility of granting loans
Review active loan files each day to determine if any documents are missing or what can be done to help the process
Communicate with clients either to request or to provide information
Adhere to lending compliance guidelines
Amegy Bank Mortgage loan processor (Remote) 12/16 -09/2020
Utilized professional judgment to determine which potential borrowers represent good risk opportunities lending guidelines
Interviewed applicants to determine financial eligibility and feasibility of granting loans
Evaluated credit worthiness by processing loan applications and documentation within specified limits
Prepared and maintain all paperwork for existing and new loans, including loan disclosures
Submitted files to designated underwriter
Ensured to comply with the established regulations and law requirements
Houston, TX
Envoy Mortgage, LTD Government Insuring Sr. Team Lead 06/10- 12/2016
Responsible for the audit process on the entire loan.
Review closing packages, titles, and HUD-1
Ensures that we are following RESPA guidelines
Responsible for paying agency fees: UFMIP’s and VAFF’s via the various agency websites.
Stack and build loans in accordance to government agency requirements and all process changes as FHA, VA, and USDA RD publish them.
Review all required documentation to ensure that all pertinent, critical information is accurate and correct.
Pursue all missing documentation and correction of any inaccurate documentation.
Update Government Insuring application to reflect the status of the loan and documentation deficiencies identified.
Respond immediately to any notification that the loan has error/issues and will not be insured. All NOR’s and /or agency letters addressed within 5 days of receipt.
Maintain an Excel pipeline report of $500 million daily.
Houston, TX
Bank of America Loan Processor 11/08-06/10
Created a loan submission package for uw department
Submitted files to assigned underwriter
Satisfied all conditions when received from underwriter
Ensured that approvals fall within the established lending guidelines.
Assisted with problems that may occur that will not insure the loan
Inputted loan information into FHA Connection and VA’s websites.
Reviewed documents to ensure that all critical information is accurate
Sent out disclosure package to customer within 3days.
JP Morgan Chase Bank; Letter of Credit Account Manager 04/07-11/08
Reviewed, analyzed, and processed API reports for clearance
Reconciled various commercial accounts daily
Monitored and reported daily to Supervisor on client’s financial status
Prepared billing documentation through Excel for LC accounts to perform distribution
Obtained LC activity from loan system and performed follow up with issuing banks
Performed LC related research and recon on standby, and foreign trade letters of credit
Sent out notifications to member banks and provided report activity for member bank request
Assisted company as a tester for the new LIQ Agency 6.0 Upgrade
Reviewed and Approved large transactions for agent and non-agent banks
Established and maintained open communication and rapport with acct managers, corporate bankers, and investors to ensure smooth flow of information and uninterrupted services
Aegis Mortgage Corporation; Loan Funder II / Loan Processor 11/03-09/06
· Reviewed, revised, and processed closing documents and requests
· Facilitated the closing and funding of approved loans
· Ensured that all duties and responsibilities were completed within Closing's committed time frame
· Coordinated the preparation of closing package
Verified that loans were following state regulations with attorneys
Assisted Attorneys with documentation and clearance with all legal docs
· Processed wire request
Provided lenders with progression including introduction, updated vendor comments and clear to fund communication.
Responsible for audit process
EDUCATION
Bachelor of Science, Business Management
Grambling State University, May 2003
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