Mortgage Underwriter
Resume:
Emily Johnson
***********@*****.***
Career Profile: Obtain a position in the financial sector as a mortgage professional where in my abilities and skills will be utilized towards the growth of the organization.
Core Competencies:
Thorough knowledge of Mortgage Loan operations, policies, and procedures
Excellent command over verbal and written communication
Ability to develop and implement competitive loan services and programs
Highly skilled in data analysis, management and daily reporting
Ability to handle multiple tasks and maintain confidentiality
Proficient in meeting deadlines and work in a team environment
Professional Experience:
Senior Mortgage Underwriter, 9/2012 to Present
Mr. Cooper- Coppell, Texas
Credit review and approval of Conventional, FHA, USDA and VA loan files
Verify loan documents in file for closing (income, credit, appraisal, title, etc.)
Provide professional communication regarding stipulations and assist in expediting final approval of the file
Maintain strict compliance with government, agency and state laws
Audit all files for accuracy and compliance
Signing authority up to 10M on jumbo loans that is approximately 30% of weekly production reviewed for loan approval
Retail Underwriter, 9/2010 to 8/2012
Wells Fargo- Bedford, Texas
Perform credit and property analysis on Conventional loan files submitted within the time frame established by departmental management
Adequately and effectively explain the decision reached in a manner that will maintain a positive relationship with all customers
Perform timely reviews of conditions submitted, as well as loan resubmissions
Education:
University of North Texas Business Administration
Northlake College Mortgage Banking Designate Certificate
Contact this candidate