Data Entry Mortgage Processor

BARBARA DEJARNETTE

Las Vegas, NV *****

702-***-**** - adrgje@r.postjobfree.com - WWW: Online Digital Resume PROFESSIONAL SUMMARY

SR Mortgage Processor with 30 years of Mortgage experience. Highly effective at taking on challenging tasks while maintaining quality and accuracy. Methodical and organized approach in fast-paced, high-volume environment. Proficient in documentation, data entry and file management.

SKILLS

Credit History Analysis

Customer Communication

Teamwork and Communication

Financial Data Collection

Automated Underwriting Systems

Time Management

Document Review

Microsoft Excel, Outlook, Word

Underwriting Guidelines

Desktop Underwriter

Knowledge of Production Processes

Creditworthiness Determination

Financial History Analysis

WORK HISTORY

10/2017 to 05/2022 Processor III

Guild Mortgage Company – Henderson, NV

Communicate with Processing Supervisor if unable to achieve timeline or resolve error.

Pre-Underwrite files and submit to the underwriter for verification and approval Reviewed loan application to ensure accuracy and complete sections needed Maintain loan pipeline to meet close dates and lock expirations dates to ensure all loans close on time

Process Builder Loans, Conv, FHA, VA, DPA files, Broker Verify and analysis loan documentation, income, assets, appraisal, title documentation, program guidelines

Gather loan conditions and submit for final approval Prepare files for loan documents and closing

Supervise processing assistants to assure all order outs are requested in a timely manner and followed up on

Prepare file for loan documents

Gather all closing conditions and any appraisal conditions that need to be completed for final

Received and reviewed incoming documents and materials. Interacted regularly with peers and management to pursue continuous improvement of facility operations and promote teamwork-focused environment. 06/2016 to 10/2017 Processor III

IMortgage – Bakersfield, CA

Pre-Underwrite files and submit to the underwriter for verification and approval Reviewed and edited loan applications to ensure accuracy Maintain loan pipeline to meet close dates and lock expirations dates to ensure all loans close on time

Verify and analysis loan documentation, income, assets, appraisal, title documentation, program guidelines

Gather loan conditions and submit for final approval Prepare files for loan documents and closing

Supervise processing assistants to assure all order outs are requested in a timely manner and followed up on

Prepare file for loan documents

Gather all closing conditions and any appraisal conditions that need to be completed for final

Received and reviewed incoming documents and materials. Interacted regularly with peers and management to pursue continuous improvement of facility operations and promote teamwork-focused environment. 08/2015 to 06/2016 SR Processor and Funder

Golden Empire Mortgage – Bakersfield, CA

Process Builder loans, Retail Purchase and refinance loans Manage pipeline of loans to meet Close of Escrow dates for all files throughout the entire process

Meet with loan officers twice weekly to review pipeline and assure files will meet close dates

Run a status pipeline 3 times a week for the Manager to assure accuracy of closings for the month

Disclose LE and change of Circumstance

DU, LP IDASL (Impac system) Submit Investor and Broker loans, Byte system, Doc Magic, safe guard, 4506T and SSA89

Compiled database of loan applicants credit histories, corporate financial statements and other financial information

Submitted loan applications to the underwriter for verification and recommendations

Successfully closed an average of 25 loans per month. 03/2014 to 07/2015 Ops Mgr/ SR Processor

First Mortgage Corp – Las Vegas, NV

Manage and direct the daily functions of the Operations Department Responsible for all lending functions, which include sales, processing and closing Provide guidance to the loan processing staff regarding processing functions in accordance with the productivity standards set forth by management Manage a pipeline of loans and maintain a timely and compliant flow of loans throughout the entire process

Monitor and ensure closing dates and company deadlines are met Ordering, reviewing and analyzing credit and collateral documentation Evaluating loan applications and Pre Underwrite files and all necessary documentation Run AUS (DU, LP and Loan Score Card) Obtain and verify that all underwriting conditions are received and cleared by the underwriter and prepare the file for submission to the closing department

Preparing and compiling escrow, insurance and appraisal approval conditions Communicating with loan officers and borrowers to ensure that every transaction closes as smoothly as possible

Conv, VA, FHA, Bond Programs

Outlook, Word, Excel, Point

Compiled database of loan applicants, credit histories, corporate financial statements and other financial information

Submitted loan applications to the underwriter for verification and recommendations

Successfully closed an average of 20 loans per month. 07/2013 to 03/2014 SR Loan Processor

Nationstar Mortgage – Las Vegas, NV

Responsible for processing loans from set-up to closing to include verifying, compiling and entering borrower information into company loan processing systems

Review loan application files to verify that all data is complete and meets standards

Including the loan type and purpose, borrower assets, liabilities, and employment Responsible for the verification and analysis of loan documentation including income, credit, appraisal, and title

While maintaining strict compliance with all applicable federal and state regulations

Interact with KB Home Sales Office and Mortgage Professionals to obtain information from the borrower

Contact borrowers to obtain missing or incomplete information, as required Contact specified companies to obtain property abstracts, surveys, and appraisals Inform the Processing Manager of discrepancies in the file and determine the appropriate solution, as applicable

Record data to track the status of loans in processing and clear conditions according to a pre-approved list of conditions that may be cleared by processors Submits loan application files to underwriting for approval Submits approved mortgage loan files to closing for settlement. 06/2012 to 07/2013 SR Loan Processor

Citibank – Las Vegas, NV

Assist loan officers and branch support staff with the progression of loan applications

Ordering, reviewing and analyzing credit and collateral documentation Evaluating loan applications (DU or LP), and all necessary documentation Maintain data integrity, effective communication with the team and a strong work ethic

Preparing and compiling escrow, insurance and appraisal approval conditions Communicate with loan officers and borrowers to ensure that every transaction closes as smoothly as possible

Verify and analyze loan documentation including income, credit, appraisal, and title, while maintaining strict compliance with all applicable federal and state regulations

Request Loan Documents once all Conditions are cleared Maintained current loan and pricing information on the online banking website Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.

04/2008 to 06/2012 Fleet/Inventory Coordinator

Simplex Grinnell Tyco International – Las Vegas, NV Receive customer requests for service in a professional manner, obtaining detailed information in order to efficiently dispatch and schedule service calls Billing and dispatching for Suppression

Accurately enter service request information in the ACE/Oracle system Utilize the automated scheduler functionality in Oracle (ACE) and assign the service call to the optimal technician based on skills, territories, customer preferred technician, availability of the technician, service contract response time, critical calls and proximity to the customer

Demonstrate the ability to prioritize scheduling back orders in addition to tracking and resolving customer issues

Reassign work as needed to manage customer's expectations making judgment's based on current workloads and priorities

Alert management of potential problems resulting from customer or field complaints and work to resolve

Review Job contracts under $500,000 per legal department standards Data entry of new contracts and new customers

Request Insurance for all new accounts, Request preleins on all jobs Order parts from Vendors for scheduled projects

Handle all DMV registration renewals on 53 Company vehicles, accidents, repairs, maintenance

Manage annual Inventory and quarterly inventory of alarm, detection and sprinkler warehouses

Also Fitter and technicians vehicles

Make sure all parts coming into stock or onto vehicles are accounted for. 06/1995 to 04/2008 Ops Manager/ SR Processor

Golden Empire Mortgage – Vegas, Victorville, NV

Manage and direct the daily activities of the mortgage operations department Responsible for all lending functions, which may include sales, funding, processing, and closing

Responsible for productivity

Ensure efficient delivery of products and services to clients Develop and implement policies and procedures

Rely on experience and judgment to plan and accomplish goals Lead and direct the work of others

Process/Underwriter loans to assess risk in compliance with company guidelines and state and federal reporting guideline

Ensure data integrity to confirm the accuracy of automated underwriting findings Adhere to internal underwriting guidelines, investor requirements and federal regulations to ensure loan quality

Also applicable internal policies, procedures, and protects confidentiality of borrower information Verify and analyzes all documentation, including credit, income, appraisal and title information

Interact with Mortgage Professionals to obtain information from the borrower or to seek clarification about documents in the loan file Effectively communicate required conditions stipulation and assist where possible to expedite the final approval of a file

Process FHA, VA, Conventional, Conventional seconds, Bond Programs, Helocs DU, LP FHA

Prepare loan docs using Doc Magic system and MortgageWare software Organize loan documents and perform accuracy checks on all documents leaving the office

Notarize loan documents and other documentation needed for company compliance

Serve as the program guideline go-to person, making sure that loans are put into correct products Utilize Loan

Solutions software to facilitate the product search process Work with Mortgage Insurance companies to obtain mortgage insurance for necessary loans.

EDUCATION

06/1983 High School Diploma

Victor Valley High School - Victorville, CA

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