AMBER STEMBRIDGE
Albuquerque, NM *****!"702-***-**** !"*.*.**********@*****.***
PROFESSIONAL SUMMARY
Hardworking bodily injury adjuster brining nine years of claims experience meeting customer needs via telecommuting roles. Skilled at listening to customers needs, maintaining communication and meeting productivity targets. Proven ability to build and maintain rapport with attorneys in order to facilitate a seamless negotiation process and bring the file to closure. Skilled at time management to ensure compliance within company standards. Offering empathy, reliability and a desire for growth. ACCOMPLISHMENTS
*asked to join the limited GEICO commercial team
*promoted to Performance Monitoring Technician
*quickly promote to Telephone Claims Representative I with commercial auto, handling and maintaining a diary of 19 states
*started handling third party injury claims at a TCRI level
*promote to TCRII
*graduation from Claims Liability School
Insurance Policy Coverage Knowledge
Liability Investigation
Problem resolution
Documentation Review
DE and NC Claims Adjuster License
Diary Maintenance
SKILLS
Oral and written communication skills
Relationship development
Knowledge of commercial auto
Settlement determinations
Time Management
WORK HISTORY
Legal Claim Representative, 09/2020-Current
Will Ferguson and Associates – Albuquerque, NM
Meet with and interview potential clients
Set up the claim with the respective inusrance company, draft and send Letter of Representation Interview witnesses, make contact with law enforcement if need be Order police reports
Help facilitate treatment
Review and confirm all applicable lines of coverage Maintain open lines of communication with insurance company and clients Order and review medical bills and records
Draft demand and settlement authority
Negotiate settlement with insurance company
Draft settlement statement
Request reduction from any applicable provider or health insurance carrier Disburse to client
Claims Service Rep/Telephone Claims Representative I/ Telephone Claims Representative II-Bodily Injury Adjuster, 12/2011 to 09/2020
GEICO – Fredericksburg, VA
Evaluated coverage, liability and damages and investigated suspicious claims. Interviewed policyholders, witnesses and third parties to gather information and details regarding injury event.
Interviewed relevant parties to determine claim denial or settlement. Interpreted policy details and recommended most favorable course of action. Examined forms to determine insurance coverage.
Prepared and presented complex cases to management, in-house legal team and Claims Committee Set and maintain reserves that are appropriate for level of injury and within company guidelines. Communicate entire claims process from start to finish with insured and relevant parties. Conducted claims investigations by obtaining written statements, preparing reports, researching public records and conducting personal interviews.
Evaluate, recommend authority and settle demands with both attorneys and unrepresented parties. Customer Service Representative, 08/2010 to 11/2011 Pediped Footwear – Las Vegas, NV
Responded to customer requests for products, services and company information. Communicated with vendors regarding back order availability, future inventory and special orders. Offered advice and assistance to customers, paying attention to special needs or wants. Health Advisor/Claims Representative, 09/2007 to 07/2010 United HealthCare – Chico, CA
Maintained full and current understanding of available plans, products and services. Provided information such as copay and premium details, pre-approval procedures and available products.
Helped members navigate enrollment process and choose appropriate options. Resolved problems related to benefits, eligibility and claims. Promoted available resources and connected individuals with services. Addressed and resolved problems with complex claims issues EDUCATION
Human Services
Germanna Community College - Fredericksburg, VA
Human Services
Yuba Community College - Yuba City, CA