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Process Analyst Mortgage Loan

Location:
Queens, NY
Posted:
June 16, 2022

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Resume:

*.*EDUCATION:

MBA in Banking Management

(National Institute of Business Mgmt.

Thiruvanmiyur, Chennai, India) March 2016

Master in Commerce (M.Com)

Mumbai University. Mumbai, India

April 2005

2.COMPUTER & OTHER SKILLS:

Basics-MS-Office, Tally 5.4

3.PROFESSIONAL EXPERIENCE:

Firm/Company Name: M/S. A. M. Solanki & Associates CharteredAccountant Vile Parle (East), Mumbai.

Role: Account/Audit Assistant

Duration: 1stNov 2001 to 30thNov 2002 (1yr)

Job Profile: Filing of individual returns has been part of the company and partnership firm audit.

Firm/Company Name: M/S DIA CENTRE Diamond Manufacturing and Exporting Firm Prasad Chambers, Opera House, Mumbai.

Role: Account Executive (Export)

Duration: Nov,2003 to Dec,2004 (1.1yr)

Job Profile: To maintain and updated(manually & computerized )individual partners and company’s financial accounts, to handle day to day company correspondence, to prepare export documents, monthly bank reconciliation,stock statement, to handle petty cash, other admin work.

Firm/Company Name: Tata Consultancy Services(fka TCS- eServe Ltd, Citi Group Global Services Ltd, E-Serve International Ltd)Goregaon, Mumbai.

Duration: 2nd May2005 to 3rd Dec2013 (8.5yrs)

In this year I work in different project like:

Process/Department:CITIMortgage, Loan document prepare

Band/Role: ‘1’Junior Processing Officer (Mortgage loan)Quality Check Analyst Broker channel (Home Equity Line of credit and Fixed rate home equity loan)

Job Profile: Preparation of mortgage loan document which will be shipped via net to the Title company and signed by the borrower on closing date after reviewing various documents viz. Title of the property, flood certificate,flood insurance, home owners insurance, trust deed, power of attorney if any, quit claim deed, death certificate, special rate exception document, alien id card, marriage certificate, divorce decree, appraisal certificate, any other bank lien document to be paid off by Citi bank.Any discrepancies if found in documents, needs to get clarified.

Process/Department:Vendor Management-Appraisal Report

Band/Role: ‘2’ Senior Associate/Appraisal reviewer

Job Profile: Need to pass on appraisal review comments (regarding condition of property) received from field visit agent to Title Company, Preparation of MIS, and daily productivity sheet.

Process/Department:Auto Utility- Auto field visit agent and deferment(CITI Financial Auto Loan)

Band/Role: ‘2’ Senior Associate/Back End Process Analyst

Job Profile: Auto field visit process:Process requires sending agent to do field visit at borrowers’ place who will drop a letter regarding repayment of auto loan with in stipulated time and confirmation of existence of vehicle by taking snaps.

Deferment Process:To give extension for 1,2 or 3 months depending on borrower request in repayment of auto loanin order to mitigate any uncertain expenses such as health/medical issue,out of work/back to work, funeral/death in the family, natural calamity, birth in the family,out of pocket expenses.

Process/Department:Third Party/Off Shore process-BB&T Bank (Branch Banking & Trust Bank, Winston Salem, NC, USA)

Band/Role: ‘3’ Financial Credit Analyst

Job Profile: To ascertain the credit worthiness of a business/an individual who has TCE (Total Credit Exposure) of less than a million by analyzing their financial documents viz. personal financial statement, CBI report, personal tax return-1040, W2’s, business tax return there by deriving grade/ratio automatically with the help of financial tool which will be the main criteria for the loan officer to make loan decision.Was part of the process training team.

Process/Department:TCS iONCloud based ERP (Strategic Growth Unit for Small and Medium Business)

Band/Role: ‘3’&’4’Domain Consultant-Finance and Accounts &Back End Functional Consultant-BEFC for North Education customer

Job Profile: To give Finance and Accounts module demo and training to prospect &existing customers.To resolve issue raised by customer related to finance & accounts and education through tickets with in SLA.Handled north education customers by supporting as BEFC.(it includes to give demo & training related to specific module requested by customer,to validate and upload finance, education, HRMS data. Was part of the process training team.

Firm/Company Name: Stop and Shop New Hyde Park, NY

July 2018 to Dec. 2018.

Work as a cashier

4.OTHER ACHIEVEMENTS:

Proficiency Certificate from 16th Reader’s Research Modern Institute Jaipur All-India school students General Knowledge competition 1994

Certificate from ‘CADBURY INDIA LIMITED’ for Diwali Institutional Sales (Promotional work) for a period of 2 months (Sept & Oct 99).

Part of the Auto Utilities Operations team who received Team of the Quarter award for the 3rd Quarter 2009.

Certificate from BB&T unit for achieving perfect quality score-external for the month of Feb,Aug,Nov,Dec 2010and Feb 2011.

DECLARATION:I hereby declare that the above mentioned details are true to the best of my knowledge and belief.

References are available upon request.



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