Collection Manager Financial Specialist
Resume:
Michael Woolard
Financial Specialist
Virginia Beach, Virginia 23452
*****************@*****.***
SKILLS
Great communication and problem solving. Works well independently and under pressure to meet deadlines and has a great attitude.
EXPERIENCE
Nicholas Financial Inc.
March 2017 - Present
●Collection Manager, duties include collecting delinquent automobile accounts on a 7 million portfolio.
●Responsibilities include daily problem solving to remedy delinquent accounts and meet monthly goals for delinquency percentages.
Auto Money Title Loans, Summerville, South Carolina
November 2015 - March 2016
●Approved title loans while managing a branch which included daily operations inside and outside collections.
●$500 thousand dollar accounts receivable which met all goals set forth by the company each month, growth and delinquency.
USA Living (formerly USA Discounters) Credit Department Manager
November 2008 - April 2015
●Hired, supervised and trained staff on daily operations and job functions.
●Responsible for financial sustainability and operating budget
●Responsible for payroll data.
●Assisted authorizers to approve up to $6 million monthly in loans.
●Developed online credit approval for 31 stores.
●Developed accounts receivable from zero to $10 million.
Collections Department Manager, November 1997 - November 2008
Hired, supervised and trained staff on daily operations and job
Requirements and expectations. Maintained 8 to 10% delinquency
percentage for a $145 million AR.
Developed new collection system to go paperless based on the growing
needs of the company which included developing and implementing our
own credit scoring system using statistical analysis.
Shearson, Lehman & Hutton
●Loan Officer 1995 - 1997
●Built pipeline for mortgage loans while dealing with individual realtors.
The Money Store 1990 -1995
●Managed a broker division of The Money Store
●Bought and sold mortgages
●Underwrote B&C paper for various lenders which we closed and funded ourselves.
Tidewater First Financial 1987 -1990
●Loan officer, worked with realtors and their clients to obtain the best funding available to purchase real estate, including, VA, FHA, and conventional funding.
References available upon request
Terry Harker, Pompano Beach, Florida
Nicholas Carmado, Virginia Beach, Virginia
EDUCATION
School Name, Location -
Bayside High School, graduated
AWARDS
Member of the Mortgage Banker’s Association
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