Maria Lobban

Senior Mortgage Loan Processor - Associated Mortgage Bankers

Freeport, NY 11520

adrdeg@r.postjobfree.com

+1-516-***-****

• Self-starter with twenty years of progressive work experience in the mortgage and financial services industry

• Exceptional skills in providing customer service and always ranked in the top quartile for performance reviews

• Significant experience working in Retail, Commercial Banking and Real Estate Market. Work Experience

Senior Loan Officer Assistant

Freedom Mortgage Corporation - Melville, NY

March 2015 to Present

Senior Assistant to top producers, doing pre underwriting and pre qualification, review paystubs and all income documents, opening and disclosing files through Encompass Ellie Mae System, track conditions, set up closings, marketing, flyers, help arrange open houses in and out of branch, follow appointment schedule for Loan Officers and keep open communication,I also assist with post closings and support to brokers title companies and closing attorneys. I'm a Team Player and give support to other departments by ensuring the timely, judicious and accurate processing of mortgages, while complying with company policies, underwriting guidelines and lending-program requirements. Senior Mortgage Loan Processor

Hanover Community Bank

September 2010 to October 2014

Lending: Handle pipeline of residential and mixed used files, prepare files for underwriting, clear conditions, comply with Fannie and Freddie regulations, government compliance, evaluate credit reports, coordinate closings, review appraisals, perform quality control and due diligence on files prior to closing and prepare CEMA as needed with closing attorneys..

• Service: Prepare files for shipping post closings, and maintain customer service with clients and bank attorneys throughout loan process.

• Marketing: Evaluate loans for suitable products, pricing and give support and training to new loan officers.

• Other Tasks: Assist Commercial Lending Department with loan servicing. Loan Processor

AMG FINANCIAL, Long Island NY

September 2009 to August 2010

Process FHA/Conventional and VA loans for one to four family properties.

• Evaluate credit reports, coordinate closings, review appraisal and title reports.

• Perform quality control and maintain customer service.

• Trained loan officers on new compliance regulations. Loan Processor

BANK OF AMERICA - Melville, NY

November 2008 to July 2009

Handle pipeline of residential loans approved by automated system.

• Liaise with loan officers, attorneys, title companies and other service providers to expedite closings.

• Perform quality control and compliance regulations to ensure product quality.

• Maintain customer service throughout processing. DBA

HANOVER MORTGAGE CORPORATION

February 2001 to March 2008

Lend America (Feb'00 - Feb'01) and Citibank N.A (May/1982-August/1994) OTHER EXPERIENCES AND TRAINING

• Fannie Mae Desktop Underwriting, Freddie Mac LP. Paperless Application.

• Encompass, Point, MS Word and Excel, organized and detailed oriented.

• NMLS certified and fully trained in compliance and regulation. Education

Liberal Arts

Nassau Community College

Skills

• Loan Officer Experience

• Financial Services

• Fair Housing Regulations

• Banking

• Credit Analysis (10+ years)

• Underwriting (3 years)

Certifications and Licenses

NMLS

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