adrbqw@r.postjobfree.com

PH: 904-***-****

Education:

Bachelors Degree in Business

Professional Experience:

** ***** ******* ******/********** Engineering

** ***** ****** *********, **** Teller and Grocery Industry

8 years Retail Florida licensed Loan Officer

6 years in Medical Industry

Foreclosure experience and excellent negotiator

Polished High Impact Presentation skill

Excellent negotiator

Credit /Risk Analyst

Persuasive Personality

Strong analytical and problem-solving skills

Employment History

7 yrs 1974-1983

Sebastion Medical Center and Holmes Regional in Melbourne Fl

Medical Assist in private hospital and Public Hospital

Medical Assistant in Labor and Delivery, OBYN, Medical Floor

8 yrs 1983-1984

Path Foods, Pantry Pride Grocery, Belks, Nations Bank

Sales Asscoaite, Front end Supervisor, Bank Teller

Relationship in retail sales, scheduling, pricing, stocking, ordering, hiring

Develop account level plans in market that will impact shelf space, merchandising, advertising, promotions and pricing using CRM and other software tools.

Identify opportunities, develop ideas, and deliver sales presentations to maximize merchandising opportunities.

21 years 1982-2003

FAA Systems Communication VSCS/Government Contractor

Project Manger/Sustaining Engineering

11 yrs 2003-2014

Bank of America, PNC Bank, Ameris Bank, Lighthouse Lending

Selling Mortgage Products and field underwriting to sell to Wall Street Investors.

Full service mortgage products- FHA, VA and Conventional loans for Prime and Subprime

Provide loan counseling to clients and reviewed and assessed clients financial situation, income/assets and determined debt to income and loan to value ratios

Laid -off in 2014 Bank of America

Last 3 yrs fulltime caregiver to disabled parents and son

Dad passed in 2015 and son in near fatal car accident 5/2015