***********@*****.***
PH: 904-***-****
Education:
Bachelors Degree in Business
Professional Experience:
** ***** ******* ******/********** Engineering
** ***** ****** *********, **** Teller and Grocery Industry
8 years Retail Florida licensed Loan Officer
6 years in Medical Industry
Foreclosure experience and excellent negotiator
Polished High Impact Presentation skill
Excellent negotiator
Credit /Risk Analyst
Persuasive Personality
Strong analytical and problem-solving skills
Employment History
7 yrs 1974-1983
Sebastion Medical Center and Holmes Regional in Melbourne Fl
Medical Assist in private hospital and Public Hospital
Medical Assistant in Labor and Delivery, OBYN, Medical Floor
8 yrs 1983-1984
Path Foods, Pantry Pride Grocery, Belks, Nations Bank
Sales Asscoaite, Front end Supervisor, Bank Teller
Relationship in retail sales, scheduling, pricing, stocking, ordering, hiring
Develop account level plans in market that will impact shelf space, merchandising, advertising, promotions and pricing using CRM and other software tools.
Identify opportunities, develop ideas, and deliver sales presentations to maximize merchandising opportunities.
21 years 1982-2003
FAA Systems Communication VSCS/Government Contractor
Project Manger/Sustaining Engineering
11 yrs 2003-2014
Bank of America, PNC Bank, Ameris Bank, Lighthouse Lending
Selling Mortgage Products and field underwriting to sell to Wall Street Investors.
Full service mortgage products- FHA, VA and Conventional loans for Prime and Subprime
Provide loan counseling to clients and reviewed and assessed clients financial situation, income/assets and determined debt to income and loan to value ratios
Laid -off in 2014 Bank of America
Last 3 yrs fulltime caregiver to disabled parents and son
Dad passed in 2015 and son in near fatal car accident 5/2015