ROBERT K NICHOLS *** W Cedar Tree Drive San Tan Valley, AZ 85143 602-***-**** ***********@***.***
EDUCATIONAL HISTORY
UNIVERSITY OF PHOENIX, Phoenix, AZ Currently Enrolled Bachelor of Science in Business Management
TENNESSEE STATE UNIVERSITY, Nashville, TN
Major: Business Administration
Completed general educational courses and related business management courses CERTIFICATION AND LICENSING
Wholesale Management Gold Program Certification Prince Hall Mason Lodge No. 14 Washington, D.C. Kappa Alpha Psi Fraternity Incorporated Life Member NMLS California State MLO License Registration National Association of Mortgage Brokers
NMLS Arizona State MLO License Registration
CAREER EXPERIENCE
GENEVA FINANCIAL, Los Angeles, California
SENIOR MORTGAGE LOAN ORIGINATOR March 2021 – March 2022
Manage daily retail sales portfolio and wholesale marketing performance matrix
Responsible for outside sales and client outreach for product marketing and management throughout Arizona
Maintain daily marketing product services for direct and in-direct wholesales client sales relationship portfolios
Organize and present wholesale marketing vendor events and client lending educational seminars
Perform wholesale training and product branding workshops for independent client brokers
Supervise the daily activities and production of the wholesale officers and retail processors within the company
Formulate and process advertising portfolios for wholesale/retail marketing and product branding operations RIGHTSTART MORTGAGE, Tempe, Arizona
SENIOR MORTGAGE LOAN OFFICER Nov 2016 – March 2021
NMLS Licensed and State Certified for Mortgage Loan Origination and Servicing
Originate FHA, VA and Conventional Mortgage Loans for Purchase and Refinance
Utilization of Encompass, Calyx Point, Excel, Lotus and Microsoft Office
Manage daily sales and brand support analysis for product marketing
Continuing Education Certified for State and Federal Lending Guideline Compliance
Maintain Outbound and Inbound Calls Quota for Product Sales
Maintained a 96% Sales to Fund Ratio and 94% Sales to Application Ratio BANK OF AMERICA, Chandler, Arizona
MORTGAGE LOAN ORIGINATOR April 2012 – Nov 2016
Centralized Sales and Retail Mortgage Loan Origination for Conforming and Non-Conforming mortgage loans
Managed Purchase and Refinance loan pipeline MHA, FHA, VA and Conventional FNMA and Freddie Mac/FHLMC Loan
Responsible for daily outbound and inbound sales and product management operations
Handle Quality Assurance, Performance Matrix Protocol and Mortgage Compliance Review Requirements
Specialize in iOriginate, StatusMart and Edge Loan Origination and Processing System
Establish Branch Retail Mortgage Leads and Affiliate Sales Marketing
Blueprint Innovation Training affiliated with Centralized Sales, Processing and Underwriting Analysis Platform INNOVATIVE FUNDING GROUP, INC., Greenbelt, Maryland MORTGAGE BROKER August 1997 - April 2012
Successfully administrate the corporation responsibility of establishing Mortgage Lenders for FNMA, Alt A and Subprime
Implement sales and marketing origination strategies to facilitate increased annual revenue
Originated Commercial Mortgage Loans in excess of $1,000,000,000 nationwide
Manage daily sales operational activities, including financial analysis, quarterly budget protocol and sales performance
Supervise and manage an employee sales team of over fifty (50) loan sales officers and loan processors
Active liaison between the corporation and direct mortgage wholesale warehouse lines nationwide
Responsible for the Corporation employee management team activities, marketing sales and mortgage training REFERENCES
Available Upon Request