Foreclosure Administrative
Resume:
*******@*****.***
James Williams
Objective
Professional position with a progressive company offering continued education, career opportunities, competitive wages and benefits.
Experience
Caliber Home Loans 2016-2017
Sr Loan Closer/Funder
Prepare and balance FHA, VA, USDA, Conventional, TX-A6, Construction to perm closing disclosures within TRID timeframe
Correspond with title agents and attorneys
Ensure compliance with underwriting, processing and Caliber Home Loans closing procedures
Prepare loan documents for closing
Request wires for scheduled fundings
Review completed closing documents for accuracy
Work with post -closing to resolve both underwriting/closing conditions to ensure purchase of loans
Gold Financial 2015-2016
Sr Loan Closer/Funder
Prepare and balance FHA,VA,USDA, Conventional, TX-A6, Construction to perm closing disclosure within TRID timeframe
Correspond with title agents and attorneys
Prepare loan documents for closing
Request wires for scheduled fundings
Review completed closing documents for accuracy
JP Morgan Chase 2007-2014
Foreclosure Alternatives Short Sale Supervisor
Reduce potential loan losses to foreclosure while maintaining appropriate internal control safeguards and adherence to state and federal laws and regulations.
Plan, assign, and supervise daily activities of subordinates which include hiring/firing recommendations, performance evaluation, training and workplace problem resolution and compliance to departmental policies, procedures, and operating standards.
Provide technical guidance and expertise to subordinates in addition to customer relations in the day-to-day management of default support. May handle more complex cases, particularly with large or sensitive loans.
Research and resolve inquiries and problems related to default loan accounts handled by the default unit.
Served as liaison with other departments in the resolution of day-to-day administrative or operational issues.
Facilitate the development and evaluation of departmental policies, procedures and internal controls to maximize the loss mitigation revenue and minimize foreclosure costs.
Create and submit reports for subordinates and management to communicate work progress and accomplishments or to escalate unresolved issues.
Facilitates the planning, execution and completion of special projects.
Loss Mitigation Post Closer
Review the executed Seller’s closing documents.
Review and approve, if applicable, “pre” final Settlement Statement to insure closing agent and negotiator is in compliance with EMC standards.
Review HUD1 (Settlement Statement) for seller approved fees and charges according to policy.
Insure that pro-rations for taxes are paid and reflected on the settlement statement correctly.
Monitor scheduled closings reports of various negotiating specialists to affect timely closing.
Communicate with negotiating specialist as needed regarding status of files in closing and/or any problems as they occur.
Update the Fidelity system for applicable short sale, note sale, settlement & Deed in lieu data.
Input approved workout information in Fidelity system.
Software
Proficient in Excel, Word, PowerPoint,
TMO (loan system)
Calyx point system
MSP/Rumba mortgage system
Fastrieve
LPS Desktop/FIS
Equator
VLS/Fortracs
Encompass
Certified Notary Public for the state of Texas
H20(Caliber Home Loans system)
REFERENCES UPON REQUEST
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