Loan Processor Closing Manager
Resume:
LAURA HROMATKA
Dallas, TX **287
***********@*******.***
***682-***-*******
PROFESSIONAL EXPERIENCE
Sr. Loan Processor III, RoundPoint Mortgage/Freedom Mortgage, Jan. 2020-March 2022 Sr. Processor for a high volume call center in the retention center for one of the largest servicers in the Nation. Maintain a pipeline of 75-90 loans, while analyzing and preunderwriting every file to ensure the cleanest loan submission with as little touches as possible. Assist with closing and post closing doc requirements and act as an advocate on clients behalf to maintain highly rated customer service expectations. Processing/Closing/Post Closing Manager, Reliance Mortgage, May 2009-July 2019 Responsible for overall direction, coordination, and operation of processing/closing for Reliance Mortgage. Review new files and audit closed files for compliance, and mentor loan officers for proper structure of their loans. Analyze complex income structures and underwrite portfolio products. Prepare closing documents and closing disclosures to ensure proper TRID adherence and assist closing with ordering wires and authorizing funding. Assist with post closing duties, i.e. clearing post funding deficiencies and reviewing purchase advices. Company liaison for State audits and admin in NMLS to ensure all licensing requirements are met, including the filing of the mortgage call reports and financial reports for the State. Maintain own pipeline between 20-50 files, while coordinating with loan officers, real estate agents, underwriting, and closing to ensure efficient funding’s. Loan Processor, Highland Capital Lending, Aug. 2006-June 2008 Developed relationships with underwriters, investors, and other third parties to ensure a quick loan process from start to finish. Maintained pipeline of 40-50 files, with closings in less than 30 days, while maintaining a high percentage rate for customer satisfaction.
Loan Processor/Post Closer, KH Financial, Jan. 2003-Dec. 2005 Working with loan officers to process mortgage loans from setup to closing, including appraisal, title, and credit reviews, to ensure compliance with regulatory policies and investor requirements. Knowledge of FHA, USDA, VA, Texas Vet, and Conventional loans. Ability to run loans through automated underwriting systems, i.e. Fannie Mae, Clout, and Loan Prospector. Process subprime loans through multiple investors. Draw up closing documents and review HUD 1 Settlement Statements to determine accurate closing costs. EDUCATION AND SKILLS
Proficient in 10 Key, Microsoft Word, Excel, Jet Docs, WLS, Calyx Point, Encompass, and Empower. ACCOMPLISHMENTS AND AWARDS
20+ yrs of mortgage lending experience.
2003 Mortgage Employee of the Year.
Top processor for third quarter of 2007. Most valuable processor for Aug. 2007, Sept. 2007, Dec. 2007, Jan. 2008. 10+ yrs of being awesome!
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