Senior Compliance Auditor
Resume:
Senior Compliance Auditor
Goldie
Myers
Objective
Mortgage Compliance Analyst/Auditor seeking position in Human Resources. A versatile professional with experience in analytical and auditing reviews, customer service support, supervision and training of staff, working special projects and efficient in time management and multitasking. Excellent skills in problem research and solving customer issues internally and externally. Solid background in mortgage customer service, hazard/flood insurance, lien release processing, quality assurance and internal/external customer privacy, personnel and HR. Proficient in many computer programs. Team player with strong interpersonal and communication skills. Success oriented and dedicated professional with excellent performance record.
Experience February 1, 2019 – May 10, 2022
Senior Compliance Auditor Guaranteed Rate, Inc. fka Stearns
• Performed risk based, targeted, regulatory compliance monitoring and testing for all GRI owned companies. The goal is to improve efficiency and effectiveness and to be a proactive partner in business line risk identification, mitigation and resolution.
• Audits included TRID, RESPA, HMDA Non-Funded/Funded, Withdrawls/Denied, ECOA and Targeted Audits.
• Audits performed with a more targeted approach instead of end-to-end engagements to allow energies to be directed toward high-risk requirements.
• (Example of targeted audit: SC targeted audits included the SC attorney and insurance disclosure)
• Audits were performed with Origin, Encompass, TrackVia using spreadsheets for results sent to supervisors for line of business.
• Worked closely with upper management, when needed, for targeted approach and solutions.
January 2013 – January 2019
Senior Compliance/Quality Analyst Pacific Union Financial
• Understand and maintain current knowledge of state and federal regulations as they relate to loan level audits
• Perform loan-level audits to test for compliance with all major state and federal regulations including TRID, RESPA, HMDA, ECOA, and UDAAP.
• Communicate loan-level findings to appropriate business contacts
• Assist with identifying trends and suggesting solutions
• Monitor the department email box used for handling loan-level questions, requests, or problems
• Select loans from current report for Pre-fund Target and Random audits and upload to ACES for review.
May 2011 – January 2013
Quality Control Analyst/Chain of Title Team Lead JP Morgan Chase
• Performed quality check behind operation departments to ensure accuracy of data entry, document identification, and all aspects related to post-close and document housing requirements including SIR Project, RECS, Auto-Index, NIS, Employee Loans, and training in Post Close Audit, while the main focus now is Chain of Title. Help on special projects and help train new employees in Monroe, LA and Fort Worth, Texas.
• Identified, documented, and reported to applicable individuals and managers all errors found in quality checks.
• Imaging - ensured all documents were imaged into system correctly
• Whole File review - verified documents were in physical file
• Doc ID/File Intake review - verified data pertaining to borrower for incoming files was entered accurately into system
• MERS - verified MERS information was accurate on all documentation as well as in the system
• Chain-of-Title - ensured a complete Chain-of-Title was present within file
• Assignment - ensured Mortgage Assignments were created and information accurate on each document
• Repurchase - ensured correct documents were acquired by Repurchase department or that documents were indeed missing
• Vault/File review - verified Credit and Collateral files were in correct filed locations. January 2010 – January 2011
Chase Works Operations Specialist in Document Custody JP Morgan Chase
• Entered loan modifications daily into WinCMSS.
• Verified if Notes were original for file intake when needed.
• Helped in various other departments such as Holdin and Fall Out when needed. January 2009 – July 2009
Office Manager/HR JANX/APPlusRTD Pipeline
\• Posted time, daily progress reports and handled daily office issues for Supervisor and Chief Welding Inspector.
• Updated Houston, TX and Parma, MI offices daily.
• Kept files, employee certifications, radiographic reports and employee procedures up to date for audit purposes.
• Updated the weld information daily in database, both UT & RT, built by Houston, TX for Kinder Morgan Mid Continent Express Pipeline.
• Keyed in time for 15 – 30 employees. Worked in Monroe, LA and Jackson, MS. Education
August 1990 – May 1993
Bachelors in Religious Studies
Jackson College of Ministries
Skills
Data Entry
Time Management
Data Analysis
Organization
Research
Problem Solving
Interviewing
Background Checks
Communication
References
Available on request.
Contact
3939 Briargrove Lane #2312
Dallas, TX 75287
******.****@*****.***
www.linkedin.com/in/goldie-
myers-43aa6255
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