Rachael Leigh

*** ********* **. ***. *****, Franklin, TN 37067

615-***-****

adqzvl@r.postjobfree.com

OBJECTIVE To secure a position with a company that offers me an opportunity to use the talents and abilities I have for the benefit of the company.

SKILLS Effective team player

Work well under pressure

Articulate and detail oriented

Quick learner

Licensed Title Insurance Underwriter (18 years- VA) (3 years- FL)

Work well independently

Computer skilled in Word, Excel, Publisher, Power Point, Outlook, Crystal Reports, Soft Pro, Title Express, Qualia, Doc Magic, Mortgage Bot, Data Tree, Share File, EVP, The Work Number, Fraud Guard and Blend

TRID experience

DU/LP

Type 85+ words per minute

NMLS ID 201895

WORK HISTORY

2020-PRESENT Renasant Bank Mortgage Lending – The Heath Albritton Team

LOA, Set up Coordinator, processing

Deliver exceptional service from contract to close

Assist in reviewing mortgage loan application and documentation

Review mortgage loan disclosure packages and deliver them to the borrower

Review documents and entire loan files and work to prevent problems by communicating with the loan officer and/or loan processor

Clarify/Correct information and obtain additional information as needed

General clerical and phone support to loan officers and/or loan processors, as needed

Work with management to provide support in various stages and areas of lending and processing as needed

Assist in managing a pipeline consisting of conventional, FHA, VA, and USDA loans

Deliver appraisals and/or property valuations to the borrower and retrieve proof of receipt

Track outstanding items on all loan files and follow up with customers to ensure timely receipt of necessary documentation

Facilitate timely loan closings by working directly with the Title Company and customer to schedule

Input client data and organize assets/incomes and turn into processing

Save initial disclosure, split out the 1003, 1008 and other necessary docs

Order and review appraisal, title, hazard, flood cert, tax transcript and VOE’s

Experienced in Conventional, FHA, VA, Jumbo and Portfolio loans

Send out Final CD’s to borrowers

Turn in expense reports for LO

Work close with LO and assist with various duties

Perform a thorough review and analysis of borrower’s credit, employment, income and assets as required by the particular loan program

Communicate directly with Loan Originator, customer, and underwriter to obtain initial and any missing documentation require to qualify for the loan

Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, etc)

Verify that vendors orders are complete, invoices received and in the applicant’s file

Assist set-up of loans

Document communication related to the loan in a conversation log

2018-2020 The Shaheen Firm, PC

Licensed Title Insurance Underwriter/Real Estate Paralegal

Agent for Fidelity National Title Insurance Corporation & First American Title Insurance

In charge of issuing commitments, policies, endorsements, etc.

Post Closing duties involving recording, e-recording, update title

Paralegal work includes draw up deeds, review titles and title issues, produce executive summaries for the attorney, works closely with attorney and makes calls, appointments reservations, run errands, etc. for attorney

2006- 2017 Acquisition Title & Settlement Agency, Inc. & Affiliated Title, LLC & Associated Title of Roanoke Valley, LLC

Licensed Title Insurance Underwriter

Agent for Fidelity National Title Insurance Corporation & First American Title Insurance Company & Chicago Title

In charge of opening and running the whole title company for the owner

Opened Affiliated Title LLC and Associated Title of Roanoke Valley LLC from the ground up

Experienced with Enhanced Owners Policies, Eagle Owner’s and Short Form Loan Policies

Experienced also with E-remittance reports and stockholder reports

Closing Agent who meets with clients regarding their closings

Marketing for our new Lynchburg office

Event planning for holding training for realtor’s and lender’s

Manages and reconciles 3 real estate trust accounts

Member of ALTA American Land Title Association/BNI weekly attendant

Represented Company as an Ambassador for the Home Builder’s Association

Ambassador for my company at the Home Builder’s association

Attend weekly BNI meetings and the Roanoke Valley Association of Realtor’s events

EDUCATION

2009- 2011 Radford University- Elementary Ed/Special Ed 4.0 GPA-Dean’s List; Magna Cum Laude

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