Insurance Underwriter Loan Processor
Resume:
Rachael Leigh
*** ********* **. ***. *****, Franklin, TN 37067
**************@*****.***
OBJECTIVE To secure a position with a company that offers me an opportunity to use the talents and abilities I have for the benefit of the company.
SKILLS Effective team player
Work well under pressure
Articulate and detail oriented
Quick learner
Licensed Title Insurance Underwriter (18 years- VA) (3 years- FL)
Work well independently
Computer skilled in Word, Excel, Publisher, Power Point, Outlook, Crystal Reports, Soft Pro, Title Express, Qualia, Doc Magic, Mortgage Bot, Data Tree, Share File, EVP, The Work Number, Fraud Guard and Blend
TRID experience
DU/LP
Type 85+ words per minute
NMLS ID 201895
WORK HISTORY
2020-PRESENT Renasant Bank Mortgage Lending – The Heath Albritton Team
LOA, Set up Coordinator, processing
Deliver exceptional service from contract to close
Assist in reviewing mortgage loan application and documentation
Review mortgage loan disclosure packages and deliver them to the borrower
Review documents and entire loan files and work to prevent problems by communicating with the loan officer and/or loan processor
Clarify/Correct information and obtain additional information as needed
General clerical and phone support to loan officers and/or loan processors, as needed
Work with management to provide support in various stages and areas of lending and processing as needed
Assist in managing a pipeline consisting of conventional, FHA, VA, and USDA loans
Deliver appraisals and/or property valuations to the borrower and retrieve proof of receipt
Track outstanding items on all loan files and follow up with customers to ensure timely receipt of necessary documentation
Facilitate timely loan closings by working directly with the Title Company and customer to schedule
Input client data and organize assets/incomes and turn into processing
Save initial disclosure, split out the 1003, 1008 and other necessary docs
Order and review appraisal, title, hazard, flood cert, tax transcript and VOE’s
Experienced in Conventional, FHA, VA, Jumbo and Portfolio loans
Send out Final CD’s to borrowers
Turn in expense reports for LO
Work close with LO and assist with various duties
Perform a thorough review and analysis of borrower’s credit, employment, income and assets as required by the particular loan program
Communicate directly with Loan Originator, customer, and underwriter to obtain initial and any missing documentation require to qualify for the loan
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, etc)
Verify that vendors orders are complete, invoices received and in the applicant’s file
Assist set-up of loans
Document communication related to the loan in a conversation log
2018-2020 The Shaheen Firm, PC
Licensed Title Insurance Underwriter/Real Estate Paralegal
Agent for Fidelity National Title Insurance Corporation & First American Title Insurance
In charge of issuing commitments, policies, endorsements, etc.
Post Closing duties involving recording, e-recording, update title
Paralegal work includes draw up deeds, review titles and title issues, produce executive summaries for the attorney, works closely with attorney and makes calls, appointments reservations, run errands, etc. for attorney
2006- 2017 Acquisition Title & Settlement Agency, Inc. & Affiliated Title, LLC & Associated Title of Roanoke Valley, LLC
Licensed Title Insurance Underwriter
Agent for Fidelity National Title Insurance Corporation & First American Title Insurance Company & Chicago Title
In charge of opening and running the whole title company for the owner
Opened Affiliated Title LLC and Associated Title of Roanoke Valley LLC from the ground up
Experienced with Enhanced Owners Policies, Eagle Owner’s and Short Form Loan Policies
Experienced also with E-remittance reports and stockholder reports
Closing Agent who meets with clients regarding their closings
Marketing for our new Lynchburg office
Event planning for holding training for realtor’s and lender’s
Manages and reconciles 3 real estate trust accounts
Member of ALTA American Land Title Association/BNI weekly attendant
Represented Company as an Ambassador for the Home Builder’s Association
Ambassador for my company at the Home Builder’s association
Attend weekly BNI meetings and the Roanoke Valley Association of Realtor’s events
EDUCATION
2009- 2011 Radford University- Elementary Ed/Special Ed 4.0 GPA-Dean’s List; Magna Cum Laude
Contact this candidate