Mortgage Loan Originator

THOMAS PATRICK ANDERSON – Mortgage Loan Originator

**** **** ***** ** • Silver Spring, MD 20906 • 240-***-**** • ************@*****.***

Profile

Seasoned mortgage loan officer with exceptional sales, communication, administrative, management, mathematical, analytical and people skills. A detail-oriented, problem-solver with customer-service mindset, always striving to serve with the utmost integrity and go the extra mile. A proactive, self-motivated, solution-oriented individual excelling in both autonomous and collaborative work environments. An adept multi-tasker thriving in a fast-paced work environment and stellar work ethic with a proven track record.

Education/Credentials

Undergraduate:

VIRGINIA TECH, BLACKSBURG, VA

Bachelor of Science – Economics 1993 (GPA: 3.63)

Bachelor of Science – Psychology 1993 (GPA: 3.89)

Graduated Cum Laude

Graduate:

CAPITAL BIBLE SEMINARY, LANHAM, MD

Master of Divinity – 1999 (GPA: 3.67)

Emphasis: Greek & Hebrew Languages

Graduated Cum Laude

Ordination:

SOUTH COLUMBIA BAPTIST CHURCH, COLUMBIA, MD

Ordained to Gospel Ministry in 2011 – Southern Baptist Convention

Skills

Superior sales skills with a proven history of exceeding sales goals – originated 341 loans for over $111 million in the most recent year 2021

Exceptional oral and written communication/teaching skills

Effective financial consulting skills in listening to clients, diagnosing needs/problems and recommending creative solutions

Superior customer service skills, always seeking to do what is right and best for the client in every situation, providing the highest level of quality, efficient customer service

Strong interpersonal skills in building trustworthy, professional relationships, motivating people and resolving conflict

Efficient problem-solving and multi-tasking skills in a fast-paced work environment

Strong administrative skills, paying close attention to detail, collecting accurate data, and properly gathering and verifying documentation

Excellent mathematical and analytical skills

Strong time management and organizational skills with the ability to prioritize complex tasks

Type 60 words/minute

Proficient with MS Office including Word, Excel, PowerPoint, Outlook

Proficient with loan origination software including Encompass 360, Octane, Calyx Point, Loan Soft, and Prospan and other software including Mortech, Optimal Blue, Valutrust, Velocify, etc.

Awards

Top 10 producer at JG Wentworth Woodbridge branch (3rd & 4th quarter 2018)

Chairman’s Club Award at Chevy Chase Bank (2004 & 2005)

Earned two awards for excellent customer service at Sebonic Financial (2016 & 2017)

Mortgage Loan Originator (combined 16 years)

Sebonic Financial, Rockville, MD – JULY 2020 – PRESENT & MAY 2015 – JAN 2018

JG Wentworth, Woodbridge, VA - JAN 2018 – JUNE 2019 & DEC 2011 – AUG 2013

HomeFirst Mortgage, Alexandria, VA - APRIL 2007 – SEPT 2009

Chevy Chase Bank, Bethesda, MD - SEPT 2001 – DEC 2006

Prepared for and passed tests in order to obtain and annually renew licenses in 25 states

Originated purchase & refinance loans for all types of mortgages including conventional, FHA, VA, portfolio products and home equity products (loans and lines of credit)

Worked with self-motivation and initiative under limited supervision and direction, yet consistently exceeded sales goals at all four mortgage companies

Exercised exceptional oral and written communication skills in explaining various loan programs, mathematical skills in calculating multiple loan scenarios for each client and analytical skills to interpret complex underwriting guidelines for loan programs

Practiced financial consulting skills, listening to and asking appropriate questions to understand a client’s situation, identifying financial needs and offering solutions consistent with those needs.

Applied effective management skills in motivating people and monitoring loans throughout the entire 30-60 day loan process in order to keep clients and coworkers on track in meeting time deadlines

Exercised efficient problem-solving skills in pressure situations, as well as effective multi-tasking skills in managing multiple loans simultaneously (typically 20-30 loans/month)

Employed strong interpersonal skills in building relationships easily and in dealing tactfully and diplomatically with customers and coworkers (including conflict resolution)

Served as liaison between the client and all departments (processing, underwriting, closing, title co.)

Utilized strong administrative skills in taking a complete and thorough loan application, inputting accurate data based on loan type into loan origination software, and requesting a detailed list of required credit, income and asset documentation. Once this documentation was obtained and validated, electronic files were created, organized and updated for processing the loan.

Took on active processing role - ordering appraisals and title, clearing underwriting conditions, scheduling settlement and answering questions related to the Closing Disclosure.

Proficient with loan origination software including Encompass 360, Octane, Calyx Point, Loan Soft, Prospan and other software including Mortech, Optimal Blue, Valutrust, Velocify, etc

Member Relationship Advisor

Arlington Federal Credit Union, Arlington, VA - OCT 2009 – FEB 2011

Originated all types of consumer loans including home equity products, auto loans, personal loans/lines of credit, credit cards, etc.; opened all types of deposit accounts including checking, savings, money markets, CDs, IRAs, & trust accounts, consistently exceeding sales goals.

Exercised strong communication skills in explaining credit union’s philosophy, products and services and interpersonal skills in building trustworthy relationships with new and existing members

Practiced financial consulting skills, listening to and asking appropriate questions, discerning financial needs and advising the appropriate product or service to meet those needs

Employed analytical skills in providing credit counseling - analyzed a member’s credit report in order to suggest strategies to improve their credit score

Utilized strong administrative skills in operating credit union software and collecting/evaluating credit, employment, income and asset documentation

Assisted in training and mentoring new employees

Proficient with various credit union software including Symitar, CRI, PSCU, etc.

Retail Management Associate

Suntrust Bank, Laurel, MD - AUG 2000 – JULY 2001

Performed general management responsibilities of the branch as a whole, overseeing all sales functions and managing the daily operations of the branch

Initiated, planned, and led branch sales meetings in order to set and achieve team monthly goals; implemented public tracking program to monitor and motivate team members to keep on track in reaching these goals

Consistently exceeded both individual and branch goals for new deposit accounts and loans

Led clinics to instruct in product knowledge

Managed various branch operations including account maintenance, ATM settlement, night deposit collection, general ledger account reconciliation, completion of reports, etc.

Performed various human resources-related tasks such as payroll, scheduling, interviewing, coaching and conducting monthly performance reviews for branch personnel.

Exercised people skills and diplomacy in resolving customer problems/disputes

Pulpit Supply (Preaching and Teaching)

20 local churches in Maryland, DC and Virginia - SEPT 2004 – PRESENT

Utilize research and analytical skills in sermon preparation – this process involves studying the original languages (Hebrew and Greek) of a passage of Scripture using Logos Bible Software and reading multiple commentaries and other books relevant to the subject matter (15-20 hours/sermon)

Exercise strong oral and written communication skills in writing the sermon or teaching and publicly delivering it on Sunday morning, always striving to inject creativity and innovation into messages.

Apply administrative skills in crafting Powerpoint presentations as a visual aid to accompany the sermon or teaching; prepare a handout outline to accompany the message as well.

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