Beverly P Peffer

Social Media Marketer

** *** ****** ********** ***

Wholesaler in Real Estate

Remote Notary Public/RE Closing Agent

Former Apt Manager/Owner

570-***-****

Residing in PA

Willing to Relocate

Certified/Bonded Notary Public

Approved by the State of PA

To Whom it may concern,

My name is Beverly Peffer.

I am a woman who loves to learn daily and work independently. As a hobby for many years, I have loved marketing using Vimeo, Blaster Suite 2.0, plus 200 other programs for marketing: keyword Ninja 2.0 and three other programs. I use 2 programs to evaluate SEO and ranking programs, video software too. I have developed blogs with Word Press, press releases, websites, website content, scripts, e books, video ads and presentations.

While I was an over the road trucker, I kept purchasing marketing programs, being that I knew I did not want to continue driving after four years. While driving (on break) I made calls to real estate investors (3 - 4 years) to locate properties that matched their needs for investing. Plus, I always want to learn as much as I can.

I am an expert in several fields, as you will see below most of my adult life (15 years) has been in Credit/Collections Management. I have owned my own Dog/Cat Grooming business with retail sales.

Due to the interest rates being high, notarizing work has been slow. I have been working for myself at Accurate Loan Closing LLC. I am Certified Remote/Mobile Notary Closing Agent since 2020. I am Certified with NNA as a Notary Public and with LSS as a Loan Signing Agent. I have closed over 125 plus signings which include Auto Loans, medical files, Refi’s, Buyer, reverse mortgages and sellers’ loan applications and closings.

Over 20 years ago my husband and I developed a “Photo Classified” publication (before cell phones) of horses; where I designed and wrote all the content.

My hobbies have been a lifelong writer and editor. I have purchased marketing programs while I was a trucker to have products that I could use to make marketing easier for me and other businesses

Thank you,

Beverly Peffer

570-***-****

WORK SUMMARY

1.Corporate Credit Collections Manager for over 15 years.

a.An Expert in this field. Negotiation Skills are TOP NOTCH.

b.Review thousands of files to assist in collection efforts that owed $30k to $1 million on one account.

c.Develop procedures to work throughout the company to keep accounts under control.

d.Approve or not approve accounts for credit.

e.Work with sales teams to accomplish getting a new sale and collecting funds.

f.The industry does not affect what I accomplish. It is the interference of upper management that has been a historical effect on why funds had not been received.

g.Resolve deduction issues.

h.I have been part of the OSHA teams over the life of my management.

i.Founded Credit Financial Development Division (CFDD) in Edison, NJ that merged with NY group of Credit/Collection Managers, CEO’s, and CFO’s.

2.Telemarketing Manager – Customer Service

a.Started out on the floor. Got many bonuses.

b.Managed and taught over 30 people how to sell and not be pushy.

c.Also worked in Editing Dept on my off time.

3.Public Relations/Marketing for businesses

a.The face for our nonprofit organization. I spoke to large crowds and small crowds.

b.Television/radio interviews.

c.Speaking Engagements.

d.Wrote Grants for the Organization

4.Fundraisers Woman of the Year from Parents Loving Children through Autism 2006

a. Parents Loving Autism gave me an awards dinner among many of my clients and other distinguished people within the communities I served. It was an honor.

5.Owned my own businesses such as a Public Nonprofit and Retail Grooming Shop

a.I hired, trained people at both businesses. Directors, sales, and Groomers

b.PR and marketing at both businesses

c.Wrote grants and “2006 Poetry.com Ambassador.”

d.Worked with therapists to develop lesson plans and goals.

6.Worked with animals’ my entire life.

a. Since I was 9 years old, I have had connections with animals.

b. I have a unique ability to read animals.

c.I have rescued everything on four legs.

d.I have trained or rehabbed horses, dogs and cats.

7.Certified Cat/Dog Groomer since 1985.

a.Certified since 1985, worked with animals since I was 7 years old.

b.Owned my own grooming shop and trained others to groom.

c.Retail products were for sale in the one area of the shop.

8.Wrote Lesson plans for Hippotherapy riding programs for a nonprofit that I was the Executive Director/Founder.

a.I loved working with the kids and their families. The Miraculous things that happened over the years made me smile, cry, and laugh. My heart and soul were here for over 10 yrs. And over 4000 hours of volunteer time.

9.Trained/rescued horses

a.Horses that were in need or bad circumstances were retrained and adopted out or put into our programs.

b.Natural horsemanship and love were the training that was used.

c.I put my heart and soul into this organization.

10.CDL Over the Road Truck Driver

a. I went to driving school and got my cdl.

b.It typically takes a few companies that you are with by the time you locate one you want to stay with.

c.Unfortunately, that did not happen for me and after I got surgery, I got out in 2019. I disliked trucking.

DETAILED HISTORY

Areas of expertise in credit and collection are commercial, industrial, manufacturing, retail and consumer. Other strong points are as follows:

* Past President of Credit & Financial Development Division of New Jersey *15+ years of management experience. * Proven track record. * Managed a staff of 30 + * Management of total receivables. Streamline Procedures to be efficient * Decreased commercial fleet collections in half within two months. * Developed and implemented credit/collection policies and procedures. * Strong analytical skills. * Predictive dialer environments. * Reconciliation specialist. * Excellent interdepartmental & upper management rapport. * NJ HVAC Credit Group (Previously nominated Vice Chairman) * Managing 2 sets of receivables including headquarters. (3 Portfolio’s)

05/2020 to Current

Certified Notary Signing Agent-- Accurate Loan Closing - Insured and Bonded Notary Public

I am Certified as a Notary Signing Agent. I am Certified with NNA as a Notary and LSS as a Loan Signing Agent. I ask that you do not low ball me to do a signing but treat me with respect by allowing me to do my job and help YOUR Clients.

09/2019 to 12/2019

Alorica Joplin, MO Banking Resolution Specialist

An agent in a call center environment. Assist clients with questions and send them to the correct department if needed.

This position was temporary until I could relocate back to PA

10/2018 to 09/2019

Schrock Trucking

OTR Regional Truck Driver

6/2017 to 09/2018

Prime Trucking

Reefer and Dry Box OTR Driver

04/2017 to 6/2017

Big Dog Transportation

Truck Driver

04/2016 to 4/2017

Prime Trucking – Truck Driver

Over the road truck driver/dedicated

09/2015 to 04/2016

Werner Enterprises – Truck Driver

I started on Dedicated accounts then worked my way to over the road and Teaming. When they didn’t give us enough miles to make any money, I left.

7/2015 to 09/2015

Road Master Trucking School Bethlehem, PA – Student

Due to issues with construction with the roads we could not test out until Sept 15 and then do our externship. I did my externship with Werner.

5/2015 to 7/2015

Scranton, PA

Unemployment office doing training program applications and courses to get free schooling for trucking.

03/2015 to 5/2015

The Rose House Branson, MO – Nurse’s Aide

Late shift- I basically cleaned late at night and made sure all the residents were ok.

01/2015 to 3/2015

Prime Student Training Springfield, MO – Truck Driver

Enrolled in PSD Program- of which I did 10,000 required miles. Not a Prime employee until I get my license. As a permitted driver with a trainer; I am able to drive.

08/2014 to 09/2014

Unemployed

I began to investigate going to school for trucking by riding with a friend until Sept/14, then applied to go with Prime PSD program. They took me inside their program in 11/2014 but at the time I had not had enough information on my CPAP Machine. So with the holidays they put off my classes until 1/2015.

03/2011 to 08/2014

Puppy Love Pet Spa Scranton, PA – Business Manager/Co-Owner Groomer

Retail sales- PR - Marketing - Trainer/Head Groomer

12/2005 - 03/2011

Homemaker

12/2001 – 12/2005

Panel Prints, Inc. – Corporate Credit/Collection Manager

This position allowed me to show three companies, (Commercial Printing, Publishing, and Retail) who never had a credit/collection professional in the position before, what it takes to have control over their receivables and how to properly manage the portfolio. I had managed two of the sister companies’ portfolios and reduced the receivables DSO from 120 days to 43 days. All three companies’ portfolios total approximately 30 million each year that I managed. I was on the OSHA Safety Committee to make sure our work environment is safe and stayed safe for all employees. I was responsible for all aspects of the credit & collection department for the parent company as well as 2 subsidiaries. Evaluating, approving credit lines, credit hold accounts, cash applications, collect on past due accounts, work with other departments to resolve issues, serve as witness in court litigation, and give depositions if needed. Work with outside collection agency, outside attorney’s, Reconciliation of accounts, resolve pricing, disputes, chargebacks, and deductions. Improve and develop credit/collection policies, research accounts for suit & attend vertical market credit meetings. Commercial Printing brought me into the High-Profile National Accounts as well as accounts on the Nasdaq. Publishing brought me close to the National Publishers in the industry. Our Lithography are sold to the Retail Fortune

500 companies as well as the mom-and-pop retail stores. Memo: I have put the fire out & the companies in the best shape they have been.

6/2000 – 11/2001

GPS Plumbing Supply Inc. Edison, NJ – Credit/Collection Manager

I was responsible for all aspects of the credit and collection department. Evaluating and approving credit lines, credit hold accounts, dual party checks, financial analysis, collect on past due accounts, work with other departments to resolve issues, serve as witness in court litigation, work with outside collection agency, reconciliation of accounts, resolve pricing, disputes, charge backs, and deductions. Improve and develop credit/collection policies and attend vertical market credit meetings. Memo: Laid off due to downsizing/moved back to PA

9/1999 - 2/2000

Diamond/Triumph Auto Glass, Kingston, PA – Commercial Collector & Fleet Collector

Annual sales were 175 M. My portfolio consisted of $800,000 and 2000 active accounts. In the Fleet department, decreased the portfolio to on assigned accounts, within two months. In the Commercial collections department, decreased the portfolio 67% in two months of being assigned to that area. Responsible for 34 branches within 8 states and interaction with District Managers, Regional Managers, Branch Managers and Sales Representatives in attempts to collect overdue debt. Responsibilities included all aspects of collection procedures, from intensive phone work, problem solving, factors, charge backs, and prepare documentation for collection agency. I was asked to assist in the dept. once I got the fleet dept under control for the company. This was not a usual request or ability of any collector. Memo: Offered a position that I couldn’t refuse and the opportunity to grow were there.

2/2000 - 6/2000

Temporary Positions

PA/NJ Consultant/Manager/Collection Footwear Wholesaler - charge backs, deductions, and all resolutions, including factored invoices. National A/R Outsourcing Firm - Managed an insurance portfolio for a startup subsidiary, manual and in a predictive dialer environment. I was chosen out of 100 applicants to be one of the first 10 people to help with the startup of the company.

1/1999 - 10/1999

Penn Credit Corp. / Central Credit Control, Harrisburg, PA – Telecommuting Consumer Collector Remotely

A Consumer Collection Agency. My portfolio consisted of 34,000 accounts at one time. Responsibilities included collection of delinquent payments for utilities, municipal taxes, medical along with other types of bad debt, including skip tracing. Practiced under the guidelines of the FDCPA (Fair Debt Collection Practices Act). Telecommunication through Microsoft VPN.

1/1995 - 3/1998

Arley Wholesale, Inc. Scranton, PA – Commercial Credit/Collection Manager

A wholesaler/retailer of tile and carpet. I had the full authority to do what I thought needed to be done on the financial level. I managed a portfolio of approximately 15M. The Accounts Receivable Department, including credit application process, financial analysis, charge backs, collections, turn over accounts, bankruptcy, pricing, account resolution, send out statements, releasing orders, letters of credit, cash applications, unearned cash discounts, accuracy review of reporting to TRW, reviewed D&B credit reports and arranging driver collects. Responsible for a sales staff of 14, credit personnel and training of collection procedures. Participated in NACM meetings (National Association of Credit Management) worked with attorneys and served as witness in court. Managed 1400 active past due accounts on a weekly basis. I decreased the portfolio to in the first six months. Memo: I left to have my son.

6/1990 - 1/1995

Rotary Drilling Equipment, Inc. Scranton, PA- Commercial Manager Credit/Collections

A well drilling supply company. Annual sales 40M. Responsible for all aspects of accounting, including accounts receivable/payable invoicing, credit collections, settlements, cash application, letters of credit, quotations, purchases, inventory control, purchase order, work with accountant, balancing, month & year end closing, analysis, to total management of receivables as well as all pertinent reporting. Memo: I left to better myself and was given an opportunity to expand my skills.

6/1986 - 6/1990

Spectrum Int'l Enterprises, Inc. Jermyn, PA – Telemarketing Manager

Duties included delegating work to 30+ employees, training new telemarketers on telephone technique, knowing your product and proper customer contact, using your own style of representation so it sounds like you are not reading from a script. Predictive dialer environment. Also general data processing, editing files, produce and evaluate reports. Memo: Company went out of business.

AFFILIATIONS

Parvaso, Signix, Cyberizeit as a Remote Notary and a Loan Signing Agent

WOMAN of the Year 2006 Parents Loving Children Through Autism

FOUNDER MEMBER of NJ HVAC Credit Group (nominated Vice Chairman), Former Member-Jersey Jobbers Credit Group CFDD Former Member Credit Research

Foundation (Division of National Association Credit Management)

National Association of Feline Groomers of America

ADDITIONAL INFORMATION I also have a wide variety of software experience: AS400, Windows 3.1, 95, 98, NT, 2000 environments, Microsoft Office 97, 2000 Premium, Platinum Accounting Software, Great Plains Accounting Software v.6.1, 7.1, Eclipse, Quicken, QuickBooks, ACT, CUBS, Macola, PSI, Microsoft products.

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