Brandy N. Deck

*** ***** ******

Gardendale, Alabama 35071

Cell Phone 205-***-****

E-mail adqx9v@r.postjobfree.com

NMLS# 806297

Professional experience

**** – Present MUTUAL SAVINGS CREDIT UNION

BRANCH MANAGER

DEVELOPS AND MAINTAINS BUSINESS RELATIONSHIPS WITH MEMBERS

ACCOUNTABLE FOR FINANCIAL PERFORMANCE, MEMBERS SATISFACTION, BRANCH POLICIES AND PROCEDURES

ENSURES THE BRANCH ADHERES TO POLICIES

SUPERVISES DAILY BRANCH OPERATIONS AND EMPLOYEES

ORIGINATE, PROCESS, AND CLOSE CONSUMER LOANS

ORIGINATE AND CLOSE MORTGAGE LOANS

WORK WITH LEGAL ASSISTANT TO MAKE SURE THE LEGAL

DESCRIPTION MATCH OUR CLOSING DOCUMENTS

WORK WITH LEGAL ASSISTANT TO MAKE SURE WE HAVE

ALL DOCUMENTS FOR MORTGAGE CLOSING

KEEP IN TOUCH WITH MEMBERS DURING MORTGAGE PROCESS

HELP WITH MAINTAINING LOAN ACCOUNTS INCLUDING DELINQUENCY CONTROL AND COMPLIANCE

CROSS-SELL CREDIT UNION PRODUCTS

OPEN & CLOSE MEMBERSHIP ACCOUNTS

SUPERVISE BALANCING OF VAULT

RESPONSIBLE FOR TURNING MONTHLY REPORTS ON TIME

POST PAYROLL DEDUCTIONS FOR SEG GROUPS AT BRANCH

SET UP PAYROLL DEDUCTIONS/AUTO TRANSFERS IN MEMBERS ACCOUNT

BALANCE AND RELOAD ATM AT BRANCH

BALANCE AND RELOAD ATM FOR REMOTE LOCATION

AUDIT TIMESHEETS IN ADP

2011 – 2012 ECO CREDIT UNION

LENDING SPECIALIST

OVERSEE THAT ALL BRANCHES ARE ADHERING TO POLICY AND PROCEDURES

REVIEW ALL LOANS BOOKED FROM BRANCHES

DEVELOP AND MAINTAIN RAPPORT WITH INDIRECT LENDING PROGRAM.

APPROVE AND CLOSE INDIRECT LOANS THROUGH CUDL

ENSURES THE LIENS ARE PERFECTED ON THE AUTO TITLES AND THEY ARE RECEIVED AND RELEASED PROMPTLY

MAINTAIN LOAN ACCOUNTS INCLUDING DELINQUENCY CONTROL AND COMPLIANCE

ASSIST WITH VISA/MASTERCARD OPERATIONS

PERFORM DUTIES ASSOCIATED WITH THE COLLATERAL PROTECTION INSURANCE PROGRAM

MAINTAIN RECORDS OF LOANS AND CREATE REPORTS FOR THE CHIEF OPERATIONS OFFICER

RESPONSIBLE FOR MONTHLY REPORTS

2003 – 2011 ECO CREDIT UNION

BRANCH MANAGER

DEVELOPS AND MAINTAINS BUSINESS RELATIONSHIPS WITH MEMBERS

ACCOUNTABLE FOR FINANCIAL PERFORMANCE, MEMBERS SATISFACTION, AND BRANCH POLICIES AND PROCEDURES

ENSURES THE BRANCH ADHERES TO POLICIES

SUPERVISE DAILY BRANCH OPERATIONS AND EMPLOYEES

ORIGINATE, PROCESS, AND CLOSE CONSUMER LOANS

CROSS-SELL CREDIT UNION PRODUCTS

APPROVE AND CLOSE INDIRECT LOANS

ESTABLISH AND SUPERVISE QUARTERLY PROMOTIONS

OPEN & CLOSE MEMBERSHIP ACCOUNTS

BALANCE VAULT

RESPONSIBLE FOR MONTHLY REPORTS

2001 – 2003 ECO CREDIT UNION

LOAN OFFICER

ORIGINATE AND PROCESS LOANS

ORIGINATE, PROCESS, AND CLOSE MORTGAGE LOANS FOR ALL SIX BRANCHES

CROSS-SELL CREDIT UNION PRODUCTS

RESPONSIBLE FOR MONTHLY REPORTS

OPEN & CLOSE MEMBERSHIP ACCOUNTS

1998 – 2001 MUTUAL SAVINGS CREDIT UNION

REAL ESTATE COORDINATOR/LOAN OFFICER

ORIGINATE AND PROCESS LOANS

ORDER TITLES FOR MORTGAGES, FLOOD CERTIFICATIONS,

APPRAISALS AND PAYOFFS FOR CLOSINGS.

WORKED WITH BORROWER TO CLEAR UP ANY TITLE PROBLEMS

WORKED WITH LEGAL ASSISTANT ON MAKING SURE THE LEGAL

DESCRIPTION MATCHED OUR CLOSING DOCUMENTS

ORIGINATE AND PROCESS MORTGAGE LOANS FOR ALL SIX BRANCHES

CROSS-SELL CREDIT UNION PRODUCTS

OPEN AND CLOSE MEMBERSHIP ACCOUNTS

MEMBER SERVICE REPRESENTATIVE

1995 – 1998 MUTUAL SAVINGS CREDIT UNION

TELLER

WORK ON TELLER LINE

CROSS-SELL CREDIT UNION PRODUCTS

BALANCED CASH DRAWER

BALANCED VAULT

PAYROLL

Education

1992 - 1995 MINOR HIGH SCHOOL DIPLOMA

1989 - 1992 MINOR JUNIOR HIGH

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