Mortgage Closer Loan Processor
Resume:
Heather Gibson
Houston, TX 77083
832-***-****/******************@*****.***
Mortgage Closer/Funder
Highly efficient mortgage-closing specialist offering more than 15 years of experience closing and funding conventional and government loans.
EDUCATION AND TRAINING
2009 Houston Community College, Houston, TX
SKILLS – Licensed Notary Signing agent in the state of Texas
Prepare final documentation and mortgage-closing packages for conventional, government and home-equity loans. Review loan files and title commitments to ensure loans are ready to close. Managed and closed all assigned loans, enabling fast closings that were free from errors and issues.
Knowledge of Encompass
TRID regulations and policies
PROFESSIONAL EXPERIENCE
08/2019-Present Sourcepoint/Freedom Mortgage
Closer/Funder
Maintain Pipeline daily
Closing 75-90 loans per month
Proficient in closing USDA, FHA, VA, Conventional and Arm loans
Prepare documents with accuracy and accommodate rush loans as needed
Prepare Closing Disclosures to make sure they are balanced with title/escrow
Coordinate closing time with broker and title and work accordingly to make closing date and time
3/2015-7/2018 Sutherland Global –Freedom Mortgage
Closer/Funder
Closed and Fund FHA, Conventional, Texas A6, and refinances, according to TRID guidelines.
Able to fund over 600 loans a month
Maintain a pipeline of 10+ loans a day
Balance Closing disclosures to verify accuracy of wires
Very strong eye for detail
Successfully maintained productivity of 100 mortgage closings per month while maintaining among highest levels of accuracy in company's internal audit reports
7/2013-2/2014 Amcap Mortgage
Funder
3/2009-6/2013 Cornerstone Mortgage Company (Matt H. Laird and Associates) Houston, TX
Law Clerk
Review Conventional, FHA, and VA loans for Texas before closing for accuracy.
Review Power of Attorney for Texas loans.
Maintain daily Excel spreadsheet of all loans completed daily.
Prepare any necessary documentation needed to be prepared by the law office.
3/2007-7/2007 Litton Loan Servicing LP, Houston, TX
Imaging/Doc Prep
Prepared all documents from various departments to be imaged .
Scan color appraisals from the Foreclosure loans for department viewing.
Import emails into the system for imaging.
Check accuracy of all documents that have been imaged before releasing into the system.
1/2003 – 2/2007 Greenpoint Mortgage, Houston, TX
Closer III/ Post Closer
Closed and funded over 115 loans per month.
Proactively contacted title companies and lenders for the purpose of collecting all information and fees required to accurately and efficiently process closings.
Completed the input of data using Empower, inserting tax certification figures and hazard policy information when applicable.
Reviewed all closing documents for accuracy and proper input, prepared the closing packets, and verified the balances on the HUD/Settlement Statement with the title company.
3/2001 – 1/2003 Stewart Mortgage, Houston, TX
Post Closer
Prepared closing packages on funded loans for shipment to the corporate offices.
Confirmed broker fee sheets and figures, assuring compliance with the lender broker compensation matrix.
Produced final documents and performed Quality Control responsibilities to ensure the accuracy of all documentation.
12/1998 – 3/2001 Wells Fargo Mortgage, Houston, TX
Loan Processor I
Tracked all approvals and denials of the new loans.
Maintained a pipeline of 30 loans.
Diligently collected all documents from the borrowers required for the closing of single-family homes. Verified that all documents contained the correct information, including but not limited to program codes, interest rates, and borrowers’ information.
Entered all data required for the preparation of the Good Faith Estimate & T-I-L.
position requires 1) a High School diploma or equivalent, 2) two years of experience as a Secretary in an acute care setting preferred, 3) completion of a medical terminology course or demonstrated functional competency, 4) computer data entry experience, 5) well developed interpersonal skills with the ability to communicate effectively with medical center staff, patients, family, visitors, and physicians under routine and stressful situations.
available upon request
Contact this candidate